Is MetLife a good dental company?
Asked by: Leslie Blick | Last update: July 18, 2025Score: 4.3/5 (20 votes)
Is MetLife good insurance for dental?
Metlife High is honestly the best dental benefits I have ever had in my employed years. Get charged little to no copay, multiple cleanings covered a year, my dentist said they actually love it and are very easy to bill and work with, and the ortho is solid.
What is the best insurance to have for dental?
- Best Overall and Best for Braces, Implants, and Older Adults: Delta Dental.
- Best Overall Cost-to-Value: Physicians Mutual.
- Best for No Annual Maximum: MetLife.
- Best for No Waiting Period: Anthem Blue Cross Blue Shield.
- Best for Customer Satisfaction: DentaQuest.
Is MetLife a reputable insurance company?
MetLife life claims satisfaction
The Metropolitan Life Insurance Company and Metropolitan Tower Life Insurance Company, have earned A+ (Superior) AM Best financial strength ratings.
Does MetLife dental insurance cover dental implants?
With MetLife TakeAlong dental PPO-high plan, major restorative services namely porcelain onlays, dental inlays, root canals, crowns, dental bridges, dentures, and dental implants have an estimated 50% coverage with a 12 month waiting period.
Dental Insurance Doesn’t Make Sense
Does MetLife dental cover cleanings?
Our plans give you the flexibility to visit providers in or out-of-network. Most cleanings and exams are covered 100%.
Why MetLife is the best?
Proven expertise Collaborate with our experts to help you explore options and recommend the right benefits at the right price. Exceptional Service From set-up to enrollment and ongoing service through claims, our dedicated service teams are with you and your clients every step of the way.
Does MetLife pay claims?
Each beneficiary needs to submit a claim form in order to get paid. We'll pay each beneficiary their proceeds separately as we receive the required claim documents from each of them. We don't require all beneficiaries to make a claim before making payment to each individual.
Who is the most trusted insurance company?
- Best for customer satisfaction: Erie Insurance.
- Best for seniors: Nationwide.
- Best for liability insurance: Auto-Owners.
- Best for claims filing : State Farm.
- Best for bundling: American Family.
- Best for accident forgiveness: Progressive.
- Best for military members and veterans: USAA.
How can I fix my teeth if I don't have money?
- Nonprofit clinics. Some cities have dental clinics that specifically serve people with low incomes, no insurance, or who otherwise can't afford care.
- Donated services. Some state or national charities use donated labor and materials to give free care. ...
- Private dentists.
What does dental insurance not cover?
Many plans do not cover elective services or procedures deemed cosmetic in nature. This means that treatments like teeth whitening or veneers may not be covered under your dental insurance policy.
What is MetLife Dental High?
High Option
This option provides you with additional protection from unforeseen dental costs. $3,000/$3,5002 annual plan maximum per person. Orthodontia coverage for dependent children up to age 193. No cost for in‐network cleanings, X‐rays and exams. No annual deductible for in‐network benefits.
Does MetLife pay for veneers?
What Does MetLife Dental Insurance Cover? As is common among most dental insurance carriers, MetLife covers preventive dentistry as well as a number of restorative procedures. Elective cosmetic dentistry treatments such as teeth whitening and porcelain veneers are generally not covered by dental insurance plans.
Is MetLife dental good?
MetLife ranks as one of our favorite dental providers for its many strengths. It offers more than a dozen dental plans throughout the U.S. Most are PPOs with reasonable premiums and fairly high annual maximum coverage limits. However, its PPO waiting periods for coverage are longer than some competitors'.
Why would MetLife deny a claim?
The reasons behind a Metlife Denial can be multifaceted, ranging from discrepancies in documentation to interpretations of medical evidence. Understanding these reasons is the first step in navigating the often confusing landscape of insurance claims.
How long does it take to get a payout from MetLife?
Receive a check via USPS within 5 business days. Please note mail delivery times may vary.
What is MetLife weakness?
MetLife said the weakness in the unit was primarily due to the impact of its annual actuarial assumption review coupled with weaker non-medical health underwriting. Insurers use actuarial assumptions when calculating the life expectancy projection of a person seeking life insurance.
Is MetLife worth getting?
MetLife is a reputable insurance company that has an A+ (Superior) rating from AM Best, one of the nation's leading insurance-rating organizations, as well as solid scores from S&P and Moody's. The good scores are a reflection of MetLife's financial strength and claims-paying ability.
What is MetLife known for?
MetLife, Inc. is a leading global provider of insurance, annuities and employee benefit programs. Through its subsidiaries and affiliates, MetLife holds leading market positions in the United States, Japan, Latin America, Asia, Europe, the Middle East and Africa.
Does MetLife dental cover root canals?
With MetLife dental PPO-high plan, major restorative services namely porcelain onlays, dental inlays, root canals, crowns, dental bridges, dentures, and dental implants have a estimated 50% coverage with a 12 month waiting period.
Does MetLife cover all on 4 dental implants?
Does Metlife Cover Dental Implants. As of 2023, the answer is yes. Plans with surgical implant coverage are available. Prior authorization may be required for certain specialty care treatments like dental implants.
What are the three main types of dental plans?
Types of Dental Insurance
There are four general types of dental coverage: 1) dental preferred provider organization (DPPO or PPO); 2) dental health maintenance organization (DHMO or HMO); 3) dental indemnity insurance; and 4) discount dental/dental savings plans.