Is moisturizer with SPF covered by FSA?
Asked by: Reanna Stroman | Last update: September 25, 2025Score: 4.7/5 (59 votes)
Are moisturizers with SPF FSA eligible?
Sunscreens that are SPF 15 and above and provide broad spectrum protection are FSA eligible — including lotions, sprays, powders, and baby sunscreen products. Travel sizes of sunscreen also qualify.
Is SPF moisturizer hsa eligible?
What are the rules for purchasing sunscreen and sunblock with an FSA/HSA? Your FSA and HSA will cover most SPF 15+ sunscreens in its many forms (i.e. lip balms, creams, lotions, etc.)
Can I use my FSA card at Sephora for sunscreen?
You can spend your FSA (Flexible Spending Account) and HSA (Health Savings Account) funds on eligible sunscreen, skincare, acne, and wellness products at Sephora.
When did sunscreen become FSA eligible?
Sunscreen became a qualified expense under the CARES Act in 2020, which expanded FSA coverage to include more OTC items.
Sunscreen is FSA-eligible?
Can I use my FSA card for sunscreen?
Which sunscreens are eligible? Sunscreen for adults and for kids is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA) under certain conditions. Only sunscreens with SPF 15+ and "broad spectrum" protection are eligible.
Can you get deodorant on FSA?
For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses.
Are tampons FSA eligible?
Feminine hygiene products: Pads, liners, and tampons all qualify as FSA-eligible expenses. The end of the year is a good chance to stock up if you need to. Pain relievers: Over-the-counter pain medications such as Aleve, Tylenol, and generic versions of the drugs are available for purchase through FSA funds.
Why won't my FSA card work at Sephora?
At the present time Sephora does not accept FSA and HSA debit cards as a form of payment. Please use a credit card or debit card to purchase products at Sephora and on Sephora.com, and then submit the receipt and any other required documentation to your benefit provider to make a claim for reimbursement.
Can sunglasses be bought with FSA?
You can use FSA dollars on sunglasses, as long as they are prescription sunglasses. Some non-prescription sunglasses can be purchased with HSA or FSA dollars, but you will most likely need a prescription for the shades from your doctor.
Is sunscreen FSA eligible in 2024?
Sunscreen must be broad-spectrum (protective against both UVA and UVB rays) and have a minimum SPF of 15 to qualify as an FSA-eligible expense.
Is ChapStick FSA eligible?
You can use your FSA tax-preferred savings account to purchase OTC products including ChapStick® without a prescription. HSA/FSA eligibility is not applicable to products sold on the online ChapStick® store.
Are toothbrushes FSA eligible?
Brush-Up on FSAs and HSAs
However, current law does not recognize certain oral healthcare products — such as manual toothbrushes, electric toothbrushes, water flossers, mouthwash, or OTC anti-cavity toothpaste — as “qualified medical expenses.”
Can I use FSA to buy shampoo?
While some exceptions may vary, shampoo is generally not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
Can I pay for massage with FSA?
Massage Therapy may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with flexible spending accounts (FSA), health savings accounts (HSA) and health reimbursement arrangements (HRA).
Is moisturizer with SPF FSA eligible?
Reminder: You Can Buy Sunscreen and SPF Moisturizer With Your FSA/HSA Money | Lifehacker.
Can you use FSA for gym membership?
But that's not all a Letter of Medical Necessity can do for you. You can even pay for your gym membership with FSA/HSA funds, making it easier than ever to access top-of-the-line equipment like the models we have in our studios.
Is deodorant FSA eligible?
Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
Are bras FSA eligible?
Nursing bras (those that directly aid lactation, such as a hands-free bra used for pumping), are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).
Is Tylenol FSA eligible?
Can I buy OTC medicine such as Tylenol and Tums with my FSA or HSA? Yes. You can buy OTC medicine such as Tylenol and Tums with your FSA or HSA.
Does chapstick count for FSA?
Yes, lip balm may be eligible to buy using an FSA, but there may be specific requirements. For instance, your lip balm may need to have a sun protection factor (SPF) of 15 or higher to qualify. Products with SPF help prevent chapped lips caused by sun exposure and help protect against sunburn and UV damage.
What happens if I use my FSA incorrectly?
If the Benefits Card is accidentally or intentionally utilized for ineligible expenses, you are responsible for reimbursing your account. You will be notified if you have an ineligible expense and your Benefits Card may be deactivated until your account is reimbursed.
Can I get baby wipes with FSA?
You can also use your FSA to purchase cleansing wipes and pay for vision exams.