Is shampoo covered by FSA?
Asked by: Faustino Bernier | Last update: November 29, 2025Score: 4.5/5 (54 votes)
Can I use my FSA for shampoo?
Only costs in excess of normal day to day general hygiene usage. Medicated shampoos (Over the Counter: Meds & Drugs) May be eligible if used to treat a specific medical condition.
What hygiene products are FSA eligible for?
Feminine hygiene products: Pads, liners, and tampons all qualify as FSA-eligible expenses. The end of the year is a good chance to stock up if you need to. Pain relievers: Over-the-counter pain medications such as Aleve, Tylenol, and generic versions of the drugs are available for purchase through FSA funds.
Is deodorant an FSA eligible item?
For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either.
Can you use FSA for hair?
According to this, hair transplants are not eligible for reimbursement with a medical FSA / HSA.
Creative ways to use your Flexible Spending Account before the year-end deadline
Does dandruff shampoo qualify for FSA?
At the same time, it's typically not a medical concern and not eligible for FSA/HSA reimbursement unless your dandruff is disease-related, such as with eczema, psoriasis, and seborrheic dermatitis.
Can I buy toothbrush with FSA?
Brush-Up on FSAs and HSAs
However, current law does not recognize certain oral healthcare products — such as manual toothbrushes, electric toothbrushes, water flossers, mouthwash, or OTC anti-cavity toothpaste — as “qualified medical expenses.”
Is an Apple Watch FSA eligible?
Likely not. While your Apple Watch, Garmin, or other tracker may offer you some insight—and maybe even some encouragement—to stay on top of your fitness routine, they are not typically considered medical devices for purposes of FSA and HSA funds.
What happens if I use my FSA incorrectly?
If the Benefits Card is accidentally or intentionally utilized for ineligible expenses, you are responsible for reimbursing your account. You will be notified if you have an ineligible expense and your Benefits Card may be deactivated until your account is reimbursed.
Are gym memberships FSA eligible?
The Internal Revenue Service (IRS) usually doesn't allow funds from an FSA to pay for membership dues at health clubs or gyms. However, the IRS allows FSA funds to be used for paying separate fees charged at health clinics or physical therapy centers for specific activities prescribed by doctors for an individual.
Is sunscreen FSA eligible?
You can use your flexible spending account (FSA) to buy broad-spectrum sunscreens with a minimum SPF of 15 using pretax dollars. A variety of items that offer sun protection, including lip balms, lotions, and moisturizers, might also qualify for these funds. Many FSA plans offer debit cards to make using funds easier.
Are menstrual cups FSA eligible?
Are Menstrual Cups FSA Eligible? Yes! As with other period protection, menstrual cups are classified as a “medical expense,” which means they're eligible for FSA spending. Please contact your plan administrator for any additional details on period care products that are FSA eligible.
Does face wash count for FSA?
Medicated body or face wash is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA).
Are hygiene products FSA eligible?
Thanks to the CARES Act passed in March 2020, sanitary pads and other feminine care products are fully eligible with consumer directed healthcare accounts.
Are massages FSA eligible?
If you have a Flex Spending Account (FSA), you may not be aware that Massage Therapy can qualify as a medical expense. If massage therapy services are prescribed by your physician then you can use your FSA account to pay for these services.
Is ibuprofen FSA eligible?
Ibuprofen is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Ibuprofen is not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).
What is the biggest disadvantage of the FSAs?
While FSAs offer several benefits, they also have limitations. The 'use-it-or-lose-it' rule can lead to the loss of unspent funds. Additionally, there are restrictions regarding eligible expenses and contribution limits, which are determined by the IRS and can change annually.
Can you use FSA for glasses?
Can I use my FSA on all prescription eyewear? Yes, you can use it to buy prescription glasses, sunglasses and contact lenses all year round.
Is toothpaste FSA eligible?
Toothpaste is considered to be a “general health” item by the IRS, and items that are used to maintain general good health do not qualify. (Dental Health Foundation).
Are vitamins FSA eligible?
With this IRS definition in mind, while daily multivitamins are not FSA/HSA eligible, there are some types of vitamins that are eligible with consumer-directed healthcare accounts.
Can I use my FSA to buy a treadmill?
If you have a letter from a medical professional stating that exercise equipment is a medical necessity, your FSA can cover it.
Is toilet paper FSA eligible?
Here are examples of items and expenses that are not FSA-eligible for 2024: General health items: toiletries like toothpaste, toilet paper, or shampoo, cosmetic products, vitamins and supplements (without a prescription) Non-medical equipment: car seats, strollers, non-medical exercise equipment.
Are condoms FSA eligible?
FSA dollars can be spent on doctor appointment co-pays and co-insurance. Or, they can be spent on lots of drugstore items that range from over-the-counter drugs (think painkillers and allergy medications) to less-medical-seeming items (sunscreen, contact solution, and condoms are all FSA-eligible).
Can I buy mouthwash with FSA?
Over-the-counter items (OTC) items are not eligible for reimbursement if they are normally used for general health or are used even when there is not a medical condition being treated (such as toothpaste, mouthwash, shampoo, lotion or moisturizer that also contains sunscreen) or are cosmetic in nature (teeth whitening ...
Are air purifiers FSA eligible?
Air purifiers are generally not eligible for reimbursement. An air purifier may be eligible for FSA reimbursement with a Letter of Medical Necessity (LMN) only if you are using it to relieve or alleviate a specific medical condition and you would not otherwise have purchased it.