Is Spectera the same as VSP?

Asked by: Darrel Roberts  |  Last update: February 11, 2022
Score: 4.9/5 (47 votes)

There are 5 big vision insurance companies: VSP, Eyemed, Versant, Spectera, and March Vision. ... Most of the medical vision plan companies that are common, like United Health, Aetna, and Emblem health have their vision plan under these companies. VSP is one of the most popular vision plans out there.

What insurance is Spectera?

Spectera vision insurance is owned and operated by UnitedHealthcare. They offer comprehensive vision plans that cover vision needs, ranging from eye exams to glasses and contact lenses. The goal of Spectera is to provide coverage that makes vision care accessible, affordable, and efficient.

Is Spectera part of United Health Care?

UnitedHealthcare Vision® coverage provided by or through UnitedHealthcare Insurance Company, located in Hartford, Connecticut, or its affiliates. Administrative services provided by Spectera, Inc., United HealthCare Services, Inc. or their affiliates. Plans sold in Texas use policy form number VPOL.

What does Spectera vision insurance cover?

In-network, covered-in-full benefits (up to the plan allowance and after applicable copay) include a comprehensive exam, eyeglasses with standard single vision, lined bifocal, lined trifocal, or lenticular lenses, standard scratch-resistant coating¹ and the frame, or contact lenses in lieu of eyeglasses.

Where is Spectera accepted?

Cities with the most Spectera Doctors:

Columbus, OH. Exton, PA. Chicago, IL. West Chester, PA.

Best Vision Insurance? See the differences between VSP, EyeMed, Spectera, and Davis Vision.

35 related questions found

Does Costco accept Spectera insurance?

Costco accepts “most” vision insurance plans. ... MES Vision. United Healthcare. Spectera.

Who owns Spectera vision?

Spectera Inc., a Baltimore-based provider of vision care benefits, has been acquired by UnitedHealth Group Inc., a Minnesota health benefits company.

Does Spectera cover glasses?

If you need corrective eyewear, your vision plan from Spectera can help you save big on the items you use daily. In addition to covering a comprehensive exam, your plan covers a pair of eyeglasses (including frames and lenses) or contact lenses. Find a provider. 1-800-839-3242.

Does Spectera cover safety glasses?

SPECTERA. You can get your Rx-Safety purchase reimbursed by Spectera if out-of-network benefits are included in your plan.

Does Spectera cover progressive lenses?

All you need for the provider to verify your Spectera eligibility is your name and date of birth. ... Patient options, such as UV coating, progressive lenses, etc., are not covered in full, but are provided to Spectera customers at a cost typically below normal retail charges.

Is United Healthcare vision the same as Spectera?

Is UnitedHealthcare Vision the same as Spectera? ... According to the UHC website, all providers in Spectera's Eyecare Network also accept UnitedHealthcare vision. UnitedHealthcare owns the Spectera network, which is made up of vision care providers for routine eye exams, prescription updates, glasses, contacts, and so on.

Is UnitedHealthcare vision the same as Spectera?

A: Spectera Eyecare Networks is the name of Unitedhealthcare's national vision network, which includes opthalmologists and optometrists. Spectera Eyecare Networks providers are located at both private practice and retail settings.

Is VSP good eye insurance?

Best Overall VSP Vision Care

VSP is our top pick because it offers multiple plans with flexible coverage and costs, and because it is the largest provider of vision insurance available to most people.

Is Spectera part of EyeMed?

There are 5 big vision insurance companies: VSP, Eyemed, Versant, Spectera, and March Vision. Other smaller/less popular ones include NVA, Metroplus, Superior, and other union plans.

Does Spectera cover contact exam?

NETWORK: SPECTERA has a network of hundreds of independent doctors and retail optical providers conveniently located throughout California. VSP has a network of independent doctors only - no retail chain locations. contact lens evaluation, fitting and two follow-up visits. ... VSP's maximum reimbursement is $105.

Does Spectera cover refraction?

It is only covered by vision insurance. Currently, we accept VSP, EyeMed, Spectera, Superior Vision and Advantica. ... The medical eye exam is only covered by medical insurance. Our cost for a Refraction is currently $50.00.

What qualifies as medically necessary contact lenses?

Types of Contact Lenses

Medical necessity exists when there is an underlying medical eye disease or condition, such as keratoconus, corneal transplantation, corneal scarring, Sjögren's Syndrome, ocular graft-versus-host disease (GVHD), neurotrophic keratitis, trichiasis, or Stevens-Johnson syndrome.

How do you bill VSP for medically necessary contacts?

In order to verify what VSP considers medically necessary, log in and scroll down to visually necessary contact lenses (NCLs) under “plans and coverage” in the “manuals” section. Specific eye conditions can be corrected only with contact lenses.

How do I submit a claim to Spectera?

Just follow the steps below:
  1. Fill out claim form Download it here. To learn more about your plan, visit Spectera here. ...
  2. Attach receipt. For online orders, we'll include an itemized receipt once your order has been received. ...
  3. Submit claim form and receipt.

What is non formulary lenses?

Non-Formulary contact lenses. An allowance is applied toward the purchase of contact. lenses outside the Formulary. Material copay (if applicable) is waived.

What eye company takes UnitedHealthcare?

UnitedHealthcare Vision expands online and in-store shopping options for members with the addition of LensCrafters®, 1-800 Contacts® and™ to network.

Does Costco accept United Healthcare vision?

Costco Optical accepts several types of vision insurance, including major national providers such as: VSP. VBA Vision. UnitedHealthcare.

Does United Healthcare cover glasses after cataract surgery?

o One pair of eyeglasses or contact lenses are covered after each cataract surgery, with the insertion of a conventional intraocular lens (IOL). Eyeglasses or contact lenses must be obtained through the participating/contracting medical group/provider rather than through the member's supplemental Vision benefit.

How much does VSP cover at Costco?

Costco® Optical allowance of $70 is equivalent to the frame allowance at VSP network doctor locations and participating retail chains. Members who select a featured frame brand, including Anne Klein, bebe®, Calvin Klein, Flexon, Lacoste, Nike, Nine West and more, will receive an extra $20 toward their frame allowance.

Can you use VSP at Costco?

Costco accepts most major vision insurance plans, including both VSP and EyeMed insurance.