Is SPF chapstick FSA eligible?

Asked by: Lilly Kreiger DDS  |  Last update: October 15, 2023
Score: 4.5/5 (21 votes)

You can use your FSA tax-preferred savings account to purchase OTC products including ChapStick® without a prescription.

Is sunscreen lip balm FSA eligible?

SPF lip balm

Extended sun exposure gradually breaks down your collagen and can result in thinning lips. Lip balm with an SPF of 15 or more is eligible under your HSA and medical FSA.

Is SPF moisturizer FSA eligible?

Is sunscreen FSA eligible? Yes. The FDA oversees sunscreen products in the U.S. Typically, any FDA-approved drugs that meet the IRS guidelines for a qualified medical expense would make them FSA-eligible expenses. Sunscreens with a sun protection factor (SPF) of 15 or higher meet this requirement.

Is lip balm with SPF HSA-eligible?

Lip balm with an SPF of 15 or greater is an eligible over-the-counter (OTC) product with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Is SPF moisturizer HSA-eligible?

As long as the sunscreen is SPF 30 or higher, you should be able to use your FSA or HSA money to pay for it. You'll want to double check with your insurer to see what qualifies, and you can also find eligible items at the FSA store and on your insurer's website.

FSA/HSA BEAUTY HACKS!

17 related questions found

Is anything with SPF HSA eligible?

Sunscreen is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA).

What SPF qualifies for HSA?

The AAD also recommends you use lip balm with 30 SPF or greater, and with broad-spectrum protection. To be an HSA-eligible expense without a doctor's note, the lip balm you buy must have a minimum 15 SPF and include broad-spectrum protection.

Is deodorant FSA eligible?

Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Are Apple watches HSA eligible?

Can you purchase a fancy new Apple Watch tax free using your HSA dollars? An Apple Watch does potentially include access to a lot of health and medical tracking information right? Unfortunately the answer to this question is usually no.

Is deodorant on HSA?

Preventative care that is not doctor prescribed is not always HSA eligible. Some examples of common healthcare expenses that fall into this category are: Vitamins, nutritional, and herbal supplements for general health. Personal hygiene items such as toothpaste and deodorant.

Are toothbrushes FSA eligible?

Toothbrushes are not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA) because they are general health products.

Is skin moisturizer FSA eligible?

Moisturizer is an Over-the-Counter (OTC) product, but is not eligible for reimbursement with any consumer-directed healthcare account. Moisturizer on its own does not treat, alleviate or prevent a medical condition or disease, and is usually considered cosmetic in purpose, and therefore is not eligible.

What cosmetics are FSA eligible?

Cosmetics are not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Are tampons FSA eligible?

Tampons are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), and a health reimbursement arrangement (HRA). Tampons are not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Does Burt's Bees ChapStick have SPF in it?

Replenish, protect and add a splash of rosy color to your lips with a nano-free Zinc Oxide formula for broad-spectrum coverage. Burt's Bees® Sun Care Tinted Lip Balm is formulated with Mineral sunscreen that provides Broad Spectrum SPF 30 protection, while a hint of color beautifies lips.

Is aquaphor lip balm HSA-eligible?

This non-greasy and soothing ointment temporarily relieves discomfort from minor cuts, scrapes, and burns and helps protect against the drying effects of wind and cold water. Take your health to the next level with guaranteed HSA eligible Over-the-Counter Meds.

Can I pay for my gym with HSA?

Physical therapy is an approved medical expense. Can I use my HSA for a gym membership? Typically no. Unless you have a letter from your doctor stating that the membership is necessary to treat an injury or underlying health condition, such as obesity, a gym membership isn't a qualifying medical expense.

Are sunglasses FSA eligible?

Sunglasses may count as a qualified vision expense for an FSA. There must be an IRS-approved medical reason for the sunglasses, such as to correct your vision. But you must have a prescription from a doctor. If you have an FSA, you should understand how the account works to make the most of your benefits.

Will FSA pay for Apple Watch?

Understanding What's Eligible and What's Not

While fitness trackers such as an Apple Watch, Fitbit or Garmin aren't eligible expenses, medical devices that monitor, screen, or test for certain diseases or medical conditions may be eligible. These include items like blood pressure and heart-rate monitors.

Does FSA cover toilet paper?

Toiletries are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). What are toiletries?

Why is toothpaste not covered by FSA?

Toothpaste is considered to be a “general health” item by the IRS, and items that are used to maintain general good health do not qualify. (Dental Health Foundation).

Are massages FSA eligible?

Did you know? Massage Therapy is eligible for reimbursement through most FSA's and HSA's. Some do require a Letter of Medical Necessity from your doctor, but this means you can potentially be reimbursed from your insurance for your massage from us! You just need a note from your primary care physician.

Is face moisturizer HSA eligible?

Moisturizer is an Over-the-Counter (OTC) product, but is not eligible for reimbursement with any consumer-directed healthcare account. Moisturizer on its own does not treat, alleviate or prevent a medical condition or disease, and is usually considered cosmetic in purpose, and therefore is not eligible.

Can I use my HSA for condoms?

Condoms are eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA).

Is melatonin FSA eligible?

Melatonin: FSA Eligibility

Melatonin may be eligible with a Letter of Medical Necessity for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA).