Is State Farm auto insurance good for seniors?
Asked by: Nico Schowalter | Last update: July 24, 2025Score: 4.2/5 (53 votes)
What is the best auto insurance company for senior citizens?
The best auto insurance rates for seniors can vary based on individual circumstances, but some companies consistently offer competitive rates and senior-specific discounts. Geico, State Farm, and The Hartford are often cited for their favorable rates and extensive discount programs for senior drivers.
Does State Farm offer free car insurance for seniors?
State Farm offers a defensive driving discount that seniors can qualify for, though the discount is available to drivers of any age. Like most insurance companies, State Farm does not have a senior discount that automatically lowers rates for all older drivers.
How does State Farm rank for car insurance?
State Farm is the largest auto insurance company in the U.S. based on written premium, or the total amount it bills customers. Progressive is the second-largest car insurance company, followed by Geico and Allstate.
Who is better, Allstate or State Farm?
State Farm has higher customer service ratings for car insurance than Allstate. These include better ratings for overall satisfaction and claims satisfaction from J.D. Power. State Farm also gets a better complaint rating than Allstate, according to the National Association of Insurance Commissioners (NAIC).
State Farm Car Insurance Review for 2025 (The Good & Bad)
Who has cheaper insurance than State Farm?
GEICO is cheaper and has better ratings than State Farm. Your experience with GEICO and State Farm will vary based on individual rating factors.
Is State Farm a good insurance company to deal with?
Complaints and customer satisfaction
State Farm had fewer than the expected number of complaints about auto insurance to state regulators relative to its size, according to three years' worth of data from the National Association of Insurance Commissioners. No. 4 out of 17 companies.
Is Progressive as good as State Farm?
State Farm: customer experience comparison. In terms of claims satisfaction, State Farm has a better ranking than Progressive. In the 2023 J.D. Power's U.S. Auto Claims Satisfaction Study, State Farm earned a score of 891 out of 1,000 for overall claims satisfaction, which is above average.
How much is the average State Farm car insurance?
With average annual rates of $1,657 for full coverage and $523 for minimum coverage, State Farm is among the most affordable insurers in the nation. Discover if you are overpaying for car insurance below.
What is the best type of insurance for seniors?
Term life insurance is a great option for seniors if you have an idea of how long you may desire to have coverage for because you can choose the specific length of your plan. Typically, term life insurance plans can be 10, 20, or 30 years long.
Does auto insurance go up after age 70?
Seniors: While retirement brings plenty of perks, lower car insurance rates aren't one of them. As drivers approach 70, age-related factors like slower reaction times and vision changes can increase the risk of accidents, leading to higher premiums.
Does AARP lower your car insurance?
This includes new car replacement,§§ a 24/7 car insurance claims hotline and additional coverages to help protect you and your car while you're on the road. Affordability: AARP members can qualify to save on car insurance up to 10% just for being an AARP member.
At what age is car insurance cheaper?
The most substantial reductions in auto insurance rates typically come as teen drivers get older, usually when they hit 18 or 19 years old. Rates continue to decline as you age, particularly once drivers pass the age of 25.
Is AARP car insurance cheaper than Allstate?
Is AARP car insurance cheap? AARP insurance from The Hartford is cheaper than average. Quotes from AARP are cheaper than Allstate and State Farm but not Progressive for sample drivers.
What is the most trusted car insurance company?
Amica and USAA tied in Bankrate's analysis as the two best auto insurance companies overall. Geico ranks as the best car insurance company for high-risk drivers. Nationwide and Liberty Mutual are some of the best auto insurance companies for discounts and bundling.
What insurance company has the most complaints?
The auto insurance company with the most complaints is United Automobile Insurance, which receives roughly 40 times more complaints than the average insurer its size, according to the latest NAIC complaint index.
Who is cheaper, Geico or Progressive?
GEICO is cheaper and has better ratings than Progressive. Your experience with GEICO and Progressive will vary based on individual rating factors.
Is State Farm a good insurance company for seniors?
State Farm is our top pick for auto and home insurance for seniors, thanks to their affordable plans and excellent customer service.
Why is Progressive insurance so expensive?
If you buy directly from a Progressive company, your car insurance price reflects the cost of staffing and maintaining the sales centers, and a larger portion of our marketing costs.
What makes State Farm different from competitors?
In conclusion, State Farm is one of the largest insurance companies in the United States, providing a wide range of insurance products and financial services. As a mutual company, State Farm is owned by its policyholders, which sets it apart from other insurance companies that are publicly traded.
Does State Farm deny a lot of claims?
A lot of those claim denials or problems involve car accident policies. This means that State Farm does deny a significant number of claims every year.
Why should I choose State Farm insurance?
State Farm Auto Insurance
The largest auto insurer in the U.S., State Farm has an excellent reputation for customer satisfaction and offers over a dozen discounts, including for safe driving, bundling and good students.
Which is better, Allstate or State Farm?
State Farm earned a higher J.D. Power customer satisfaction score and a higher Insurify Quality (IQ) Score than Allstate. State Farm's IQ Score is 9.3, and Allstate has an IQ Score of 8.9. State Farm also tends to offer lower average rates than Allstate for both liability-only and full-coverage policies.