Is sunscreen HSA eligible IRS?
Asked by: Hunter Johns | Last update: September 11, 2025Score: 4.4/5 (65 votes)
Is after sun lotion HSA eligible?
Sunburn creams and ointments are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA).
Can I use my HSA at Sephora for sunscreen?
You can spend your FSA (Flexible Spending Account) and HSA (Health Savings Account) funds on eligible sunscreen, skincare, acne, and wellness products at Sephora.
What skincare can I use my HSA for?
Eligible products may include sunscreen with SPF 15 or higher, acne cleansers and medicated ointments, eczema treatments, scar and wound care products, and anti-itch creams. Basic skincare and cosmetic treatments are typically not covered.
Is sunscreen tax deductible as a medical expense?
HSA plans will allow you to use your account for a variety of things, including items like bandages, condoms, sunscreen, and other items you can get at a pharmacy.
Eligible Expenses: What Expenses are Eligible with an HSA, FSA or HRA?
Is sunscreen an HSA expense?
Sunscreen for adults and for kids is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA) under certain conditions. Only sunscreens with SPF 15+ and "broad spectrum" protection are eligible.
Can you claim sunscreen on tax?
And while buying sunscreen, hats, and sunglasses may feel like just another expense, did you know that these items can actually be tax deductible? That's right – by claiming these items on your tax return, you may receive a bigger refund!
Is moisturizer with sunscreen HSA eligible?
Your FSA and HSA will cover most SPF 15+ sunscreens in its many forms (i.e. lip balms, creams, lotions, etc.)
Can I buy deodorant with HSA?
Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
Are vitamins HSA eligible?
In general, vitamins are not considered an HSA eligible expense unless they are prescribed by a doctor for a specific medical condition. For example, if your doctor prescribes prenatal vitamins during pregnancy or recommends vitamin D supplements to treat a deficiency, those could be eligible expenses under your HSA.
Are sunscreens FSA-eligible?
You can use your flexible spending account (FSA) to buy broad-spectrum sunscreens with a minimum SPF of 15 using pretax dollars. A variety of items that offer sun protection, including lip balms, lotions, and moisturizers, might also qualify for these funds. Many FSA plans offer debit cards to make using funds easier.
What lotion is HSA eligible?
Shaving cream or lotion are never eligible for reimbursement as they are personal health products.
Can I get sunglasses with HSA?
Yes, You Can Use Your FSA or HSA to Buy Sunglasses — Here's How. Key takeaways: Sunglasses with UV protection have health benefits, such as guarding your eyes against UV rays and reducing the symptoms of cataracts.
Can I use my HSA for gym membership?
Generally, the IRS doesn't allow pretax dollars in HSAs or FSAs for gym memberships. This is because they see them as expenses for general well-being rather than medical necessity. However, with a Letter of Medical Necessity (LMN), your HSA or FSA could be used to fund those expenses.
Can I use HSA at Sephora for sunscreen?
A wide variety of over-the-counter healthcare products and treatments are eligible for FSA and HSA spending at Sephora and on Sephora.com. Including: Sunscreens with SPF 15+, acne treatments, acne preventions, medicated skin treatments, blue light therapy masks, and prenatal vitamins.
Can I buy shampoo with HSA?
Over-the-counter toiletries or personal hygiene items which may include, but are not limited to shampoo, toothpaste, conditioners, hand creams, deodorant, shaving cream, razors, dental floss, body powders, hair gels/sprays, make-up, nail polish accessories, soap, mouthwash, etc., are not reimbursable.
Is the Apple Watch HSA eligible?
Even though Fitbits and Apple Watches measure important health data, they currently do not qualify for HSA reimbursement, as they are considered for general health use and not intended to treat or manage a specific medical condition.
Is ChapStick HSA eligible?
You can use your health savings account (HSA) to purchase OTC products including ChapStick® without a prescription.
Can I buy face wash with HSA?
Medicated body or face wash is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA).
How do I pay for sunscreen with HSA?
Simply enter the FSA or HSA card issued by your benefits provider at checkout, just like you would a regular credit card! If your provider asks you to submit a receipt to verify your purchase, you can share your shipping confirmation email.
Are tampons HSA eligible?
With the passage of the CARES Act in March 2020, tampons and other menstrual care products are now fully FSA-/HSA-eligible. According to the text of the bill, menstrual care products include, “tampon, pad, liner, cup, sponge, or similar product used by individuals with respect to menstruation…”
Are toothbrushes HSA eligible?
Unfortunately, most products for oral health care are not currently eligible medical expenses for FSA and HSA spending.
Can you write off sunscreen on taxes?
this is unavoidable. If the nature of an employee's work requires them to be out in the sun for a large part of their work day, then they can claim a deduction for the cost of sunglasses, hats and sunscreen lotions that are used to protect themselves at work.
Can you claim sunscreen on FSA?
Over-the-counter items that include SPF as an ingredient could be potentially eligible. To be considered eligible, the sunscreen component would need to be the primary function or purpose of the over-the-counter item. For potentially eligible expenses, a Letter of Medical Necessity would be required from your provider.
Are hair and nails tax deductible?
The IRS does not let you deduct personal expenses from your taxes. The Court states, expenses such as haircuts, makeup, clothes, manicures, grooming, teeth whitening, hair care, manicures, and other cosmetic surgery are not deductible. However, there are exceptions.