Is the Apple Watch eligible for FSA?
Asked by: Miss Adele Bins Sr. | Last update: November 13, 2025Score: 4.1/5 (19 votes)
Can an Apple Watch be a medical expense?
“The new Apple Watch Series 4 was approved by the FDA as an electrocardiogram or ECG. Does this mean someone can purchase the new Apple Watch and those funds count as a medical expense?” The answer is no.
Are fitness devices FSA eligible?
The majority of fitness equipment and gym memberships and fitness classes can be covered by your FSA/HSA funds, but you'll need your doctor to fill out a Letter of Medical Necessity to use the funds to purchase them.
Can I use my FSA card for a Fitbit?
Fitbit products are not eligible for reimbursement through a Flexible Spending Account (FSA) or Health Savings Account (HSA) because they are considered general wellness devices rather than medically necessary equipment.
Can I add my FSA card to my Apple Wallet?
Many may wonder if FSA debit cards work within iPhone and Android mobile wallets. In fact, the answer is yes, you can add your FSA card into either an Apple or Google mobile wallet to enable "FSA Apple Pay" and "FSA Google Pay." This will make purchases that much easier with one-click payments on BuyFSA.com.
How To Use Your FSA & HSA on AMAZON (Easy)
Will FSA cover an Apple Watch?
For the moment, wearable devices that are primarily fitness trackers are still not considered FSA eligible. If devices like the Apple Watch and Fitbit were specifically designed to diagnose, cure, mitigate, treat, or prevent a disease, this would perhaps be different.
Are Apple watches HSA eligible?
Even though Fitbits and Apple Watches measure important health data, they currently do not qualify for HSA reimbursement, as they are considered for general health use and not intended to treat or manage a specific medical condition.
Can FSA pay for gym membership?
Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.
Is the Galaxy Ring FSA eligible?
Galaxy Ring is FSA and HSA eligible. You can receive reimbursement from your FSA/HSA accounts to pay for Galaxy Ring.
Are vitamins FSA eligible?
With this IRS definition in mind, while daily multivitamins are not FSA/HSA eligible, there are some types of vitamins that are eligible with consumer-directed healthcare accounts.
Is Planet fitness FSA eligible?
Can you use flexible spending account (FSA) funds to pay for a gym membership or exercise classes? Typically, no. The Internal Revenue Service (IRS) usually doesn't allow funds from an FSA to pay for membership dues at health clubs or gyms.
Are air purifiers FSA eligible?
Air purifiers are generally not eligible for reimbursement. An air purifier may be eligible for FSA reimbursement with a Letter of Medical Necessity (LMN) only if you are using it to relieve or alleviate a specific medical condition and you would not otherwise have purchased it.
Are massages FSA eligible?
If you have a Flex Spending Account (FSA), you may not be aware that Massage Therapy can qualify as a medical expense. If massage therapy services are prescribed by your physician then you can use your FSA account to pay for these services.
Does Apple Watch qualify as a medical device?
Reportedly in the works for future versions of the Apple Watch: Blood pressure monitoring and blood glucose readings. It's important to emphasize that Apple can't, by law, market the watch as a medical device.
Can you expense an Apple Watch?
Expert's Answer: The short answer to your question is 'yes.
Is Apple Watch medically approved?
The FDA said the Apple Watch is now usable in clinical studies. As the report noted, it means it is “Designed to be used … both before and after cardiac ablation devices, to monitor a study participant's weekly estimate of AFib burden.”
Will my FSA cover an Apple watch?
While your Apple Watch, Garmin, or other tracker may offer you some insight—and maybe even some encouragement—to stay on top of your fitness routine, they are not typically considered medical devices for purposes of FSA and HSA funds.
Is menstrual care FSA eligible?
The recent changes in legislation known as the CARES Act has reclassified menstrual hygiene products to be treated as any other spending on “medical care.” That means tampons, pads, liners, and cups purchased after December 31, 2019 are FSA and HSA eligible.
Is peloton FSA eligible?
Peloton has officially rolled out their partnership with Truemed, expanding a new payment option for members who want to use Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA) for buying a Peloton Bike, Tread, or Row.
Can FSA pay for glasses?
Yes! You can use your FSA funds for eye exams and prescription glasses. You can also use them for prescription contact lenses. And prescription sunglasses are FSA-eligible, too.
Can I use HSA to buy Apple Watch?
Unfortunately the answer to this question is usually no. This is because according to the IRS, fitness trackers are used to promote what the IRS terms “general health”. Expenses under this general health definition are not considered HSA eligible expenses.
Can I use my FSA to buy a treadmill?
If you have a letter from a medical professional stating that exercise equipment is a medical necessity, your FSA can cover it.
Can you buy a Fitbit with FSA?
Unfortunately, fitness devices like the Fitbit are typically not considered FSA eligible, because they are considered for general good health and not for the treatment of a specific medical condition (similar to gym membership).
Can you deduct an Apple Watch as a medical expense?
Apple Watches are not considered medical devices and therefore cannot be bought with FSA funds. Even if a doctor says it's a medical necessity there's nothing that states Apple Watch is a medical device.
Why is the Oura Ring FSA eligible?
Smart rings like the Oura Ring and Galaxy Ring are health trackers first and foremost, which is why they're considered eligible for FSA or HSA reimbursement.