Is there a class action lawsuit against Progressive Snapshot?

Asked by: Delpha Gutmann DVM  |  Last update: July 26, 2025
Score: 5/5 (22 votes)

In particular, a class action lawsuit was filed against Progressive Insurance in 2018 related to their Snapshot tracking device. Progressive did not admit that the Snapshot device can cause damage to car batteries or electrical systems, but they did settle the case out of court in 2019.

Is there a class action suit against Progressive?

Progressive reaches $48M class action actual cash value settlement. Progressive has agreed to settle a class action total loss underpayment lawsuit for $48 million.

How to trick the Progressive snapshot and get the maximum discount?

Tips to maximize your Snapshot discount
  1. Limit hard brakes and accelerations. Go easy on the gas and avoid slamming your brakes.
  2. Avoid late night driving. Limit trips between 12-4 a.m. on weekends, as the roads can be more dangerous then.
  3. Drive less overall. ...
  4. Stay off your phone.

How do I get out of Progressive Snapshot?

Sure. If you decide Snapshot isn't right for you, you can opt out at any time. You can do so by logging in to your account or calling 1-877-329-7283. In some states, you may have to call to opt out, depending on how long ago you enrolled in Snapshot.

Can Progressive snapshot hurt your rate?

Yes, Progressive Snapshot can raise your rates due to poor driving habits, such as speeding and hard braking, when your policy renews. Roughly 20% of drivers see their auto insurance rates increase after using Snapshot, according to Progressive.

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Does Snapshot know if you speed?

Progressive Snapshot monitors things like speeding and braking to determine how much a driver is eligible to save. Considering that normal car insurance from Progressive costs an average of $46 per month, trying Progressive Snapshot may be an easy way for drivers to save on their premiums.

What happens if I opt out of Progressive snapshot?

Opting Out

You'll lose any Participation Discount immediately, but keep your standard Progressive rate. If you stop participating more than 45 days after you sign up, we'll remove any Participation Discount immediately and apply a charge when your policy renews.

Does Progressive know if I unplug a snapshot?

While you can unplug your Progressive Snapshot device, Progressive will know about it. If you repeatedly unplug the device, Progressive might not have enough data to give you a discount. You could also lose your participation discount. Don't try to cheat Progressive Snapshot.

How does my phone know if I'm driving or a passenger?

Accelerometer. The accelerometer detects the acceleration of your phone, which plays a big role in determining whether you're driving in a car.

How do I disable snapshot policy?

Disabling automatic snapshots
  1. Navigate to File systems and choose the ONTAP file system that you want to update a volume for.
  2. Choose the Volumes tab.
  3. Choose the volume that you want to update.
  4. For Actions, choose Update volume. ...
  5. For Snapshot policy, choose None.
  6. Choose Update to update the volume.

Does Snapshot know if you use your phone while driving?

The Snapshot app with Road Test collects information about how you drive, how much you drive, when you drive, and how you use your phone while behind the wheel. While location data is collected as well, it doesn't impact the Snapshot results you earn, but may be used for underwriting purposes.

Does Progressive snapshot lower your bill?

If your safe driving earns you a Snapshot discount, you'll see it on your next renewal after signing up for the program. The average Snapshot discount is $231, according to Progressive, but beware — on average, 2 out of 10 drivers experience an increase in premium due to driving habits that are considered risky.

Is it worth joining a class action lawsuit?

Reasons to Join Class Action Lawsuits

If your damages are relatively small, pursuing an individual lawsuit may not be cost-effective. Civil lawsuits involving multiple plaintiffs often have access to greater resources for investigations, evidence gathering and legal expertise, which can strengthen your case.

How much does Progressive usually settlement claim?

According to Forbes, the average settlements in terms of personal injury claims relating to car accidents are $20,000 to $25,000. However, your personal injury claim could be worth much more than that depending upon the circumstances of your accident and injuries.

Can I still join the class action lawsuit?

Generally, you need to join before the court makes a final decision. Asking, "Can you join a class action after settlement?" is important. Often, the answer is no. There's usually a deadline to join, and missing it might mean you lose the chance to participate and receive any compensation.

How do insurance apps know who is driving?

Car insurance tracking apps use various sensors and data sources within your smartphone to collect information about your driving behavior. The Global Positioning System in your smartphone plays a crucial role in tracking your location and movement.

How can you prove someone is on their phone while driving?

All it takes is a subpoena from the wireless phone provider to assess when text messages were read and sent and to see if there is an overlap with the time of the accident. Traffic cameras may also be able to capture the moment someone was distracted from looking at their cell phone and thus caused an accident.

How does your phone know the difference between walking and driving?

Gyroscopes in modern smartphones are capable of measuring rotational along a vertical axis, called yaw. By observing the direction of the yaw, we should be able to perform the driver-passenger classification.

How to get out of snapshot Progressive?

All customers opting out of Snapshot must return the device to Progressive. How does a customer opt out? or call Progressive anytime directly at 877-329-RATE.

Does Progressive snapshot know if I'm speeding?

Yes, progressive snapshot can monitor your driving habits. Speed, braking , distance you drive, times you drive… now does this log your exact location? Not necessarily given the information I know, however the device does ping to cell networks; so finding your location is a matter of dissecting the data.

Can I pause Progressive snapshot?

SnapShot Mobile

With the mobile app, you can use your smart phone to get driving data collected. The mobile option even lets you pause the data without penalty. The discount provided is the same whether you use the device or mobile. You will be able to check your progress in real time on the app.

Can I return a Progressive snapshot?

When a plug-in customer has completed the driving data collection period, or if he or she opts out of Snapshot, he or she must send the device back to Progressive. Progressive charges a $50 fee to replace the device if it is not returned. Customers receive a personalized rate at renewal.

How much of a discount do you get with Progressive Snapshot?

The average discount at program completion is $145.

Customers who renewed their policy, and earned a Snapshot discount, saved an average of $145. Rates may increase with high-risk driving, but only about 2 out of 10 drivers actually receive an increase.

How do I turn off accident response on Progressive?

To turn off Accident Response, navigate to the Accident Response Overview screen. From there, you'll either see a toggle or an unenroll button. Both will disable Accident Response.