Is there a database for insurance?
Asked by: Caterina Konopelski | Last update: August 17, 2025Score: 5/5 (35 votes)
Is there an insurance claim database?
Most home and car insurance companies regularly submit claims information to the CLUE database, which is maintained by LexisNexis. For instance, when a homeowner files an insurance claim for an incident like fire damage or criminal activity, most insurance reports are entered into the CLUE database.
Is there a database to see if someone has life insurance?
If you suspect that a loved one had a life policy, the National Association of Insurance Commissioners (NAIC) has created a Life Insurance Policy Locator service to help consumers locate benefits from life insurance policies or annuity contracts purchased anywhere in the United States.
What does LexisNexis do for insurance companies?
LexisNexis® Indicium and Consumer Plus
We use information from data we access on behalf of our Customers to create an overall risk score that insurers may use as one factor to help them assess the price they offer for home, motor, commercial or other general insurance.
How to look up someone's insurance information online for free?
Due to privacy and regulation laws, it's generally not possible to find someone's insurance information online. If you need to obtain another party's insurance after an accident, contact your state's DMV or your insurance company.
Insurance Database Management System
Can you check if someone has an insurance policy?
Depending on your state of residence, you could search for a policy through the Department of Insurance website. You may also want to explore the National Association of Insurance Commissioners, MissingMoney.com, and the National Association of Unclaimed Property Administrators.
How do you verify someone's insurance?
- Collect the patient's insurance information.
- Contact the insurance company before the patient's initial visit. Contact by Phone. Search Online. Deploy Automatic Verification Services. ...
- Gather all the crucial benefits information and record it in your EMR.
Can I look myself up on LexisNexis?
You may order information on yourself by filling out a request, which must include proper identification. If you have questions or need to submit documents, you can do so via our LexisNexis Risk Solutions Reports Help page.
Which insurance company doesn't use LexisNexis?
Root, Metromile, and Mercury Insurance are the best car insurance companies that don't use LexisNexis. Root is the cheapest company that doesn't use LexisNexis. Rates start at $16/month. However, Root and Metromile are only available to low-mileage drivers.
Can you get a free LexisNexis report?
LexisNexis® Risk Solutions maintains information on insurance claims histories and has designed an easy process for consumers to request their free file disclosure.
Is life insurance public record?
Life insurance policies may be listed in public records. The first place to check is your loved one's will. If your loved one went through a divorce, a life insurance policy may be listed as an asset in those proceedings.
What is the NAIC database?
The NAIC Database provides essential data for the Insurance Regulatory Information System (IRIS) Financial Ratio Reports, risk-based capital analysis, and other solvency-related reviews of individual companies, including reporting compliance and financial analysis.
How to find out if someone is the beneficiary of a life insurance policy?
- Talk to your loved one while they're still alive. ...
- Look through financial documents. ...
- Contact the life insurance company. ...
- Use a life insurance policy locator. ...
- Check with the policyholder's state.
Do insurance companies have a database?
So you give the adjuster your personal information. What you don't know (and aren't told) is that this information is being put into a national database, maintained by a service that provides insurance companies with a list of your prior bodily injury, auto, workers' compensation, and homeowner claims.
Can insurance companies see your claim history?
Every insurer scopes out your recent claims history as well as the claims history for the home when you switch insurance companies or purchase a new policy. This helps them price your policy.
Is there a database to check for life insurance policies?
To help solve this issue, the National Association of Insurance Commissioners (NAIC) created the Life Insurance Policy Locator, a free online tool that helps consumers find their deceased loved one's life insurance policies and annuity contracts.
Is there a free LexisNexis?
If you're interested in free legal news, practice tips, and more, the LexisNexis Legal Insights blog is available to anyone.
How long do insurance claims stay on LexisNexis?
Our Comprehensive Loss Underwriting Exchange (C.L.U.E. ®) is a claim history information exchange containing up to seven years of personal automobile claims information.
What is the best auto insurance for people with bad credit?
Geico has the cheapest average rates of the companies we reviewed for drivers with bad credit.
Is LexisNexis available to the public?
LexisNexis provides a limited set of non-regulated public records to the general public through products such as Peoplewise.
How much does LexisNexis cost per month?
As of this review, the price of a three-year commitment to LexisNexis starts at $153.00 per month (1-year contract). This tier provides case law, statutes, and legislation for one state and the ability to Shepardize your results.
Can you find out what insurance company someone has?
The police will be able to check if the car insured by plate number, so it's important to get that information at the scene. Take a picture of it or write it down. Check with the DMV. The DMV may be able to provide you with the name of the other driver's insurance company if you can provide the plate number.
How to check if an insurance is active?
- Log in to your insurance provider's website or mobile app.
- Navigate to the "My Policies" or "Coverage Summary" section.
- Look for "Active" status next to your policy.
What is the best source for the patient's insurance information?
The best source for a patient's insurance information is the insurance card provided by their insurance company. The insurance card contains key details needed to verify coverage, including: Patient's name and identification number. Policy number and group number.