Is there a penalty for not having health insurance in Virginia?

Asked by: Myrtle Hegmann DVM  |  Last update: November 2, 2023
Score: 4.7/5 (67 votes)

Proof of health insurance for your taxes
There is no longer a penalty for not having health insurance. Those enrolled in coverage will get tax forms to show the coverage they had in the last year. This is also reported to the Internal Revenue Service (IRS) for you.

Is health insurance mandatory in Virginia?

Does Virginia require health insurance? Virginia currently follows the ACA mandate that everyone must have health insurance. However, there is no tax penalty if you don't.

What states have penalties for no health insurance?

Which states have an Individual Mandate?
  • California.
  • D.C.
  • Massachusetts.
  • New Jersey.
  • Rhode Island.
  • Vermont (but there's currently no financial penalty attached to the mandate)

How to get free health insurance in Virginia?

Apply in one of these ways:

Apply online at commonhelp.virginia.gov. Call the Cover Virginia Call Center Monday through Friday, 8 a.m. to 7 p.m. and Saturday 9 a.m. to 12 p.m. at 833-5CALLVA (TDD: 1-888-221-1590).

Does Virginia offer free health insurance?

Medicaid has health coverage programs for adults in Virginia who qualify. There are no enrollment costs and no monthly premiums for adults between 19-64 years old who qualify.

The End of the Health Insurance Penalty: What it Means for You

25 related questions found

What is the Virginia state minimum insurance?

The minimum amount of Virginia auto insurance coverage is $25,000/$50,000/$20,000. In the event of a covered accident, your limits for bodily injury are $25,000 per person, with a total maximum of $50,000 per incident. It also covers up to $20,000 for damage to another person's property.

How many people in Virginia do not have health insurance?

Key findings from the 2023 Profile of Virginia's Uninsured include: 8.0% of Virginians under age 65 are without health insurance (559,000). 41% uninsured Virginians, ages 19 – 64, lived in families with income ≤138% FPL, so are income-eligible for the adult Medicaid that became available in January 2019 (194,000).

What is the highest income to qualify for Medicaid?

Federal Poverty Level thresholds to qualify for Medicaid

The Federal Poverty Level is determined by the size of a family for the lower 48 states and the District of Columbia. In 2023 these limits are: $14,580 for a single adult person, $30,000 for a family of four and $50,560 for a family of eight.

Which state has the most uninsured healthcare?

Texas was the state with the highest percentage of uninsured among its population, while Massachusetts reported the lowest share of uninsured This statistic presents the percentage of the total population in the United States without health insurance in 2021, by state.

Is it a crime to not have health insurance in the United States?

So, is it illegal to not have health insurance since there is no longer a fine? On a federal level, having health insurance is no longer a legal requirement. However, a handful of states in the U.S. require citizens to obtain coverage or pay a tax penalty.

What is the Obamacare penalty?

The ACA's individual mandate penalty, which used to be collected by the IRS on federal tax returns, was reduced to $0 after the end of 2018. In most states, people who have been uninsured since 2019 are no longer assessed a penalty.

How long can you go without insurance in Virginia?

You must provide proof that you have liability insurance within 30 days to avoid these penalties. Law enforcement officers can also ask for proof of financial responsibility during traffic stops. You may be charged with a Class 3 misdemeanor if you can't provide proof.

Does Virginia require proof of insurance?

To purchase license plates or decals, you must certify that the vehicle is covered by the minimum insurance requirements or pay the Uninsured Motor Vehicle Fee. Insurance requirements also apply to antique motor vehicles.

Do you need proof of insurance in Virginia?

Personal Auto Insurance

The Commonwealth of Virginia is unique because it gives drivers two options when registering a vehicle: either provide proof of auto insurance that complies with the state's minimum insurance requirements or pay a $500 Uninsured Motor Vehicle fee.

Who is most likely to not have health insurance?

Most uninsured people are in low-income families and have at least one worker in the family. Reflecting the more limited availability of public coverage in some states, adults are more likely to be uninsured than children.

How many white Americans don't have health insurance?

In 2022, the national average was 10.1 percent. White Americans had a below average rate of just 6.5 percent, whereas 10.4 percent of Black Americans had no health insurance.

How is healthcare in Virginia?

The latest annual National Healthcare Quality and Disparities Report (QDR) released by the U.S. Department of Health and Human Services' Agency for Healthcare Research and Quality (AHRQ) ranks Virginia ninth nationwide, with a score of 62.5 out of 100. That ranking reflects broad improvement in the Commonwealth.

Does Virginia have a good healthcare system?

Virginia is ranked second overall among states in the Fall 2022 Leapfrog Group Hospital Safety Grade state rankings that are based on the share of hospitals in each state that earn “A” grades. The latest rankings continue the trend of strong performance by Virginia hospitals on patient safety.

Does Virginia offer Obamacare?

Virginia residents can apply for Affordable Care Act (ACA) health insurance plans, also known as Obamacare plans, during the annual Open Enrollment Period, which usually occurs from November 1 – December 15 each year.

Which type of insurance is required by law in all 50 states?

With the exception of Florida, every state requires bodily injury liability insurance (BI), while all 50 states plus Washington, D.C., require property damage liability (PD). Roughly half of the states require a type of uninsured/underinsured motorist insurance (UIM).

Which state has the lowest average annual premiums?

10 States With the Lowest Annual Insurance Rates
  • 1) New Hampshire.
  • 2) Maine.
  • 3) Ohio.
  • 4) Virginia.
  • 5) Idaho.
  • 6) North Carolina.
  • 7) Vermont.
  • 8) Wisconsin.

How long can you go without car insurance before being penalized in VA?

If you choose to drive uninsured in VA, you must pay a $500 fee to the DMV. Drivers must pay this fee to register their vehicle or get their plates. This fee allows you to drive uninsured for 12 months without penalties.