Is there any app to check LIC policy details?

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Yes, you can check your LIC policy details using the official LIC Digital app on Android or the LIC Digital App Store on iOS. Life Insurance Corporation of India also offers the My LIC app for policy management.

📱 Official Apps

  • LIC Digital: View policies, pay premiums, and track loan status.
  • My LIC: Manage profiles, check claims, and get reminders.

📋 Steps to Check Details

  • Download: Install LIC Digital from your device's app store.
  • Register: Sign up using your policy number, premium amount, and date of birth.
  • Login: Access your dashboard with your registered mobile number or credentials.

How can I check my LIC policy details?

You can check your LIC policy details online through the Official LIC Policy Status Portal.

Online via Customer Portal

  1. Go to the Official LIC Policy Status Portal and select Customer Portal.
  2. Click New User Sign up if you do not have an account.
  3. Enter your Policy Number, Installment Premium (without tax), Date of Birth, Mobile Number, and Email ID to register.
  4. Verify your account via the link sent to your email or mobile OTP.
  5. Log in with your credentials, go to Policy Status, and view or download your complete policy details and statements.

Via SMS Service

  • Send an SMS with the text LICHELP to 92224 92224 or 56767877 from your registered mobile number to get basic policy info.
  • For specific queries like loan amount or maturity, text keywords like ASKLIC LOAN or ASKLIC STATUS to the same numbers.

Is there an all-in-one LIC app?

Yes, there are official all-in-one apps for managing your policies, as well as popular third-party calculator apps for checking premiums and maturity values.

Official All-in-One App

  • LIC Digital: This is the official mobile application from the Life Insurance Corporation of India for policyholders.
  • Key Features: You can view your own and family members' policies, pay renewal premiums online, request loans, check claim statuses, and download premium paid statements.

All-in-One Calculator Apps

  • Smart - All In One Calculator: A popular third-party Android app used by agents and clients to calculate indicative premiums, GST, and maturity benefits across multiple plans.
  • Online Guides: You can explore detailed functional reviews via the LIC All In One App Guide or test features using the LIC All in One Premium Calculator portal.
  • Note: Third-party calculator apps are not officially endorsed by or affiliated with LIC.

Can we check policy details by policy number?

Yes, you can check policy details using your policy number.

Insurance providers require your policy number along with secondary verification details like your registered mobile number or date of birth for security.

Ways to Check Policy Details

  • Online Portal: Log in to your insurer's official customer portal (such as the LIC Policy Status page) using your policy number and date of birth.
  • SMS Service: Send a quick text message from your registered phone number. For example, LIC users can text LICHELP <Policy Number> to designated numbers like 9222492224.
  • WhatsApp Chatbots: Many insurers offer instant updates when you message their official verified WhatsApp helpline.
  • Customer Care: Call the toll-free helpline of your insurance company and provide your policy number to the representative or automated IVRS system.

Is my lic app safe to use?

Yes, the official LIC Digital and My LIC apps provided by the Life Insurance Corporation of India are safe to use, provided you download them from official app stores via the Official LIC Website.

Safety and Security Features

  • Encryption: Data transmitted through the official app is encrypted to protect your personal and financial information.
  • Authentication: Access requires secure credentials, OTP verification, and custom MPINs or biometric locks.
  • No Third-Party Sharing: Official policy data and user details are managed directly by LIC without sharing your personal data with third-party advertisers.

Known Issues and Precautions

  • Performance Glitches: Many users report technical bugs, such as slow loading times for individual policy details, login loops, or occasional payment gateway failures.
  • Fraudulent Apps Alert: LIC has issued warnings against fake or unauthorized third-party apps mimicking their branding. Always verify that the developer is listed as Life Insurance Corporation of India before installing.

How to check LIC Policy Details online | LIC policy details by policy number | LIC Customer Login

9 related questions found

Is there an LIC app to check policy details?

Yes, LIC has official mobile apps—LIC Digital and the newer My LIC app—that you can use to check your policy details.

Official LIC Apps

  • LIC Digital: Available on the Google Play Store and Apple App Store, this app lets you view your policies, pay premiums, and request services.
  • My LIC: LIC's newer all-in-one customer platform designed for complete policy management, status tracking, and digital services.

How to Check Policy Details

  1. Download either the LIC Digital or My LIC app from your phone's app store.
  2. Log in using your registered mobile number, email ID, or existing portal credentials (via OTP or password).
  3. Navigate to the Policy Status or dashboard section to view your active policies, maturity dates, and premium due details.

How do I check my life insurance policy details?

You can check your active life insurance policy details by logging into your online account on your insurance provider’s website or by calling their customer service department directly.

If You Are the Policyholder (Alive)

  • Online Portal: Log into your insurance company's website or mobile app to view coverage amounts, premium payments, and beneficiaries.
  • Phone Support: Call the customer service number listed on your billing statements or insurance card to request a new physical or digital copy of your policy.
  • Review Documents: Look through your personal digital or physical files for the original policy contract.

If You Are Looking for a Deceased Person's Policy

  • Check Personal Records: Review bank statements, tax returns, and old mail for premium payments or notices from insurance companies.
  • Contact Employers: Reach out to the deceased person's current or former employers and union offices to check for group life insurance.
  • Use the Locator Tool: Submit a free search request through the NAIC Life Insurance Policy Locator using the deceased's Social Security number and death certificate details.

Which is the best LIC app?

The best official app for Life Insurance Corporation of India (LIC) customers is MYLIC (also known as the My LIC Customer Super App), alongside the widely used LIC Digital app.

Top Official LIC Customer Apps

  • MYLIC: LIC's newer flagship "super app" designed as a one-stop solution for policy management, AI-led servicing features, tracking applications, and buying new personalized policies.
  • LIC Digital: The established official app for viewing policies (self, spouse, children), online premium payments, tracking loan statuses, and downloading premium-paid statements.
  • Ananda App: Best for a paperless digital new business solution featuring eKYC and e-Sign capabilities.

How to check total maturity amount of LIC?

You can check your exact LIC policy status and maturity details by logging into the Official LIC Customer Portal.

Check Online

  • Customer Portal: Go to the portal, log in, or sign up using your policy number, installment premium, and date of birth to view your sum assured and accumulated bonuses.
  • Mobile App: Download and log into the MYLIC or LIC Digital App from your app store to view policy summaries and maturity estimates on your dashboard.

Check via SMS or WhatsApp

  • SMS: Send ASKLIC <Policy Number> STAT from your registered mobile number to their designated service number.
  • WhatsApp: Send "HI" to +91-8976862090 to pull up policy details through their interactive chatbot.

Check via Phone or Branch

  • Customer Care: Call LIC customer care at 022-6827 6827 or use the IVRS helpline at 1251.
  • Branch Visit: Visit your nearest LIC servicing branch with your policy bond and a valid photo ID.

Is there an app that can track my insurance policies?

Yes, apps like the Go.Compare renewal app (which includes the former Rnwl app) allow you to centralize and track multiple personal insurance policies in one dashboard.

🗓️ Centralized Policy Trackers

  • Go.Compare Renewal App: Stores car, home, and travel policies, sending renewal alerts during optimal saving windows.
  • My Portal (Policy Manager): Features document scanners and AI assistance to read and answer questions about your specific policy documents.
  • Seedly (Regional/SG): Allows users to upload or snap photos of policies to track coverage summaries and gaps at a glance.

📱 Carrier-Specific Apps

  • GEICO / Progressive / Allstate: Best for managing individual policies, viewing digital ID cards, and tracking active claims with a single provider.