Is tooth bonding covered by FSA?

Asked by: Jesus Jaskolski  |  Last update: August 13, 2023
Score: 4.4/5 (21 votes)

The basic rule is that anything that treats or prevents a dental disease is eligible for FSA coverage. This includes teeth cleaning, fillings, sealants, crowns, bonding, dentures, tooth extraction, inlays, onlays, and all diagnostic and preventative services.

Can you use FSA for dental bonding?

When related to cosmetic purposes only, teeth bonding is not eligible. Eligible expenses for Limited FSAs can vary. To find out exactly what your Limited FSA covers, contact your FSA administrator.

Is tooth bonding covered by HSA?

Starting with routine dental cleanings and checkups, you can also use your HSA funds to cover any of the procedures from the following list: Bonding. Crowns. Dentures.

What dental expenses are covered by FSA?

Dental Expenses that can be Paid with FSA's
  • Teeth cleaning.
  • Root canals.
  • Dental fillings.
  • Dental sealants.
  • Crowns.
  • Bonding.
  • Dentures.
  • Tooth extractions.

Will FSA pay for veneers?

Dental veneers reimbursement may be eligible with a Letter of Medical Necessity (LMN) from a medical professional with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA) or a limited-purpose flexible spending account (LPFSA).

Dental Bonding vs Porcelain Veneers - Which Should I Get?

25 related questions found

Can I use FSA to pay for Invisalign?

Invisalign orthodontics are eligible with a general medical flexible spending account (FSA), as well as a limited care flexible spending account (LCFSA). Orthodontic expenditures, as well as orthodontic accessories like wax and rubber bands, are FSA eligible expenses.

Can I pay for smile direct with FSA?

SmileDirectClub accepts most major insurance coverage. You can also use HSA or FSA funds, and pay using CareCredit. Example cost savings*FSA or HSA funds can be used to pay for the remainder.

Can I use FSA for Botox?

Botox injections are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) health reimbursement arrangement (HRA), dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

Are porcelain crowns FSA eligible?

The basic rule is that anything that treats or prevents a dental disease is eligible for FSA coverage. This includes teeth cleaning, fillings, sealants, crowns, bonding, dentures, tooth extraction, inlays, onlays, and all diagnostic and preventative services.

Can I use FSA for massage?

Did you know? Massage Therapy is eligible for reimbursement through most FSA's and HSA's. Some do require a Letter of Medical Necessity from your doctor, but this means you can potentially be reimbursed from your insurance for your massage from us! You just need a note from your primary care physician.

What is bonding on a tooth?

Dental bonding is a cosmetic procedure that uses a tooth-colored composite resin material to enhance your smile. This procedure is used to repair chips, close down gaps or change the shape and color of a tooth. Unlike other cosmetic dental treatments, such as porcelain veneers, dental bonding is completely reversible.

Is Waterpik FSA eligible?

Waterpiks are eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA) and limited-purpose flexible spending accounts with a Letter of Medical Necessity (LMN).

Is dental floss FSA eligible?

While it seems like they would fit under the dental care umbrella, general self-care items like toothpaste, toothbrushes, and floss are not FSA or HSA eligible. Same goes for specialized or medicated toothpastes.

What dental expenses are HSA eligible?

Dental treatment - Medical expenses for dental treatment are reimbursable. This includes fees paid to dentists for X-rays, models and molds, fillings, braces, extractions, dentures, dental implants and the difference in cost from insurance-approved restorations and alternative materials, etc.

Is laughing gas FSA eligible?

Nitrous oxide does not have a direct role in medical treatment of a specific condition (with the exception of some use for anesthesia purposes at a medical treatment facility), therefore it is not eligible for reimbursement with an FSA.

Can you use FSA for chiropractor?

Chiropractic is covered by a 'standard' FSA and not by a limited-purpose FSA (a limited purpose FSA can only be used for vision and dental expenses). A standard FSA covers all eligible medical expenses, including chiropractic treatments. Visit Healthcare.gov for additional information.

Does FSA cover tummy tuck?

Abdominoplasty, also known as a tummy tuck, is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA) as it is considered a ...

Does FSA cover lip fillers?

FSA Guidelines on Cosmetic Surgery

Because plastic surgery is typically not used to treat a medical condition, it is not considered an FSA eligible expense. Any changes to appearance without a valid medical reason are not reimbursable.

Are chemical peels covered by FSA?

Skin treatments that aren't covered with your FSA

These types of treatments are not considered medical care and therefore not eligible for reimbursement with an FSA. Examples of cosmetic skin treatments include laser hair removal, facelifts, acid peels, chemical peels, laser resurfacing, and microdermabrasion.

What expenses are FSA eligible for Invisalign?

So the answer is yes, braces and Invisalign can be covered by Flex Spending Accounts and insurance. You will need to do some planning with your orthodontist and insurance provider to make sure that you get reimbursed for any out-of-pocket expenses accrued during your treatment.

Can I buy toothbrush with FSA card?

You should replace your toothbrush when the bristles look worn out or every three months, whichever one comes first (American Dental Association). Because toothbrushes are considered general health products, they are not eligible for reimbursement.

Can I use my FSA for oral surgery?

However, in general, FSAs do approve the costs of oral surgery. Because oral surgery is a procedure to improve the health and function of the teeth, gums, or jaw, it is considered a medical, and not cosmetic procedure, and will likely qualify under the regulations of most flex spending accounts.

Does FSA cover vitamins?

FSA and HSAs won't cover a vitamin supplement geared toward general health and wellness. A vitamin is eligible for coverage by an FSA or HSA only if that vitamin has been recommended by a medical professional for the treatment or prevention of a specific disease or condition.

Why isn t toothpaste covered by FSA?

Toothpaste is considered to be a “general health” item by the IRS, and items that are used to maintain general good health do not qualify. (Dental Health Foundation).

Can you claim FSA from previous year for braces?

FSAFEDS allows reimbursement for pre-paid orthodontia expenses, up to the elected amount, regardless of the date of service. The payment must have been made during the benefit period.