Is toothbrush HSA eligible?
Asked by: Ellis Davis | Last update: January 13, 2026Score: 4.6/5 (59 votes)
Are toothbrushes covered by HSA?
Toothbrushes are not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA) because they are general health products.
Can I use HSA for toothpaste?
Over-the-counter does not mean that every dental and oral product are covered by FSA and HSA benefits. Since dental health is considered part of your general hygiene, toothbrushes and toothpaste are not eligible.
Can I use my HSA for hygiene products?
Menstrual care/feminine hygiene products are now reimbursable. Over-the-counter drugs no longer require a prescription to be reimbursed.
What toiletries are HSA eligible for?
Toiletries are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
Understanding Dental Benefits: HSA and FSA | DrJohnsonDDS.com
Can I use my HSA for gym membership?
Generally, the IRS doesn't allow pretax dollars in HSAs or FSAs for gym memberships. This is because they see them as expenses for general well-being rather than medical necessity. However, with a Letter of Medical Necessity (LMN), your HSA or FSA could be used to fund those expenses.
Can I use my HSA for chapstick?
Lip balm with an SPF of 15 or greater is an eligible over-the-counter (OTC) product with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).
Are vitamins HSA eligible?
In general, vitamins are not considered an HSA eligible expense unless they are prescribed by a doctor for a specific medical condition. For example, if your doctor prescribes prenatal vitamins during pregnancy or recommends vitamin D supplements to treat a deficiency, those could be eligible expenses under your HSA.
Can I use my HSA for dental cleaning?
Your HSA also covers expenses for standard dental cleanings and dental check-ups. One thing to keep in mind is that some of these procedures may have a co-payment, so it's important that you check with your dental insurance provider to find out exactly what you'll have to pay out of pocket.
Can skincare be purchased with HSA?
This means that any skin care costs that count towards your deductible, such as prescription medications or dermatologist visits, can be paid for using HSA funds.
Is the Apple Watch HSA eligible?
Even though Fitbits and Apple Watches measure important health data, they currently do not qualify for HSA reimbursement, as they are considered for general health use and not intended to treat or manage a specific medical condition.
Is mouthwash an HSA item?
Currently, FSAs and HSAs cover dental expenses, such as x-rays, tooth extractions, fillings, dentures, caps, crowns, implants and fluoride treatments. However, everyday preventable over-the-counter products have been excluded from these tax-advantaged accounts.
Can I use HSA for glasses?
Yes! You can definitely use funds from your flexible spending account (FSA) or health savings account (HSA) to purchase prescription glasses. (FSAs and HSAs can be used for many other vision- and eye health-related expenses, too, but we'll discuss that more in a bit.)
Is sunscreen HSA eligible?
Sunscreen for adults and for kids is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA) under certain conditions. Only sunscreens with SPF 15+ and "broad spectrum" protection are eligible.
Can you use HSA for massage?
Your HSA can pay for massage therapy, though you'll likely need a letter of medical necessity (LMN) from your doctor. An LMN states what condition the treatment is for, how many sessions you need, and any other relevant details. An HSA may also be used on alternative or holistic treatments, such as: Massage therapy.
Can you buy baby wipes with HSA?
While there are many baby and pregnancy products you can use HSA and FSA money on, not all health-related products are covered. Before you go on a shopping spree with your spending account, here are some health necessities that aren't eligible for HSA or FSA: Diapers. Wipes.
Can I use HSA funds to buy a toothbrush?
Unfortunately, most products for oral health care are not currently eligible medical expenses for FSA and HSA spending.
Are gym memberships HSA eligible?
Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.
Is deodorant HSA eligible?
Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
Are tampons HSA eligible?
With the passage of the CARES Act in March 2020, tampons and other menstrual care products are now fully FSA-/HSA-eligible. According to the text of the bill, menstrual care products include, “tampon, pad, liner, cup, sponge, or similar product used by individuals with respect to menstruation…”
Can I use HSA for Tylenol?
Yes. You can buy OTC medicine such as Tylenol and Tums with your FSA or HSA. But this hasn't always been the case. OTC medications previously did not count as qualified medical expenses for HSAs unless you had a prescription.
Can I buy bandaids with HSA?
Bandages: HSA Eligibility. Bandages are over-the-counter (OTC) items that are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).
Can you use HSA for skincare?
But rest assured knowing that you can use your HSA funds for skin cancer screenings as they are a qualified medical expense. HSA funds also cover skincare essentials like broad-spectrum suncare with SPF 15+. or even reparative acne solutions like light therapy.
Can you put toothpaste on HSA?
What common healthcare expenses are not HSA-eligible? Preventive care that is not prescribed by a healthcare professional is not always HSA-eligible. Some examples of common healthcare expenses that fall into this category are: Personal hygiene items, such as toothpaste and deodorant.
What lotion is HSA eligible?
Shaving cream or lotion are never eligible for reimbursement as they are personal health products.