Is TRICARE primary or secondary to Medicare?

Asked by: Ora Balistreri  |  Last update: February 11, 2022
Score: 4.6/5 (49 votes)

Medicare is your primary payer. TRICARE pays second to Medicare or last if you have other health insurance. ... When retired service members or eligible family members reach age 65 and are eligible for Medicare, they become eligible for TRICARE For Life and are no longer able to enroll in other TRICARE plans.

Is TRICARE primary or secondary insurance?

TRICARE is the secondary payer to all health benefits and insurance plans, except for Medicaid, TRICARE supplements, the Indian Health Service and other programs or plans as identified by the Defense Health Agency (DHA).

Is TRICARE always secondary to Medicare?

If you lose other health insurance, TRICARE becomes your primary payer. If you have TRICARE for Life, TRICARE becomes the second payer after Medicare. You must inform your doctor and contractor by completing and returning this form.

Is TRICARE a form of Medicare?

TRICARE® is the health care program that serves uniformed service members, retirees and their families worldwide. Medicare is a federal health care program for U.S. citizens age 65 and older, under age 65 with certain disabilities and those who have end-stage renal disease.

Is TRICARE primary?

TRICARE is the primary payer and coordination of benefits with other insurance carriers does not occur. Active duty service members who have other health insurance (OHI) require an approval from Health Net Federal Service, LLC (HNFS) for all services.

TRICARE and Medicare: TRICARE for Life

40 related questions found

Is TRICARE Medicaid or Medicare?

What does TRICARE for Life cover? TRICARE for Life is coverage that works with your Medicare coverage. Under TRICARE for Life, Medicare is the primary payer and TRICARE pays after Medicare for covered services.

Is TRICARE public or private insurance?

TRICARE is a government-sponsored health insurance program for active duty, Reserves, retired military members, and eligible family members.

Does TRICARE or Medicare pay first?

For active-duty military enrolled in Medicare, TRICARE pays first for Medicare- covered services or items, and Medicare pays second . For inactive-duty military enrolled in Medicare, Medicare pays first and TRICARE may pay second .

Can I use TRICARE as a secondary insurance?

If you lose your other health insurance, TRICARE becomes your primary payer. If you have TRICARE for Life, TRICARE becomes the second payer. You must inform your doctor and contractor by completing and returning this form.

Is TRICARE Medicare Part B?

TRICARE For Life is Medicare-wraparound coverage for retirees and their family members who are eligible for Medicare Part A and Part B. Learn how Medicare affects your TRICARE coverage at age 65.

Is TRICARE Dental primary or secondary?

As your secondary plan, TDP will never pay more than your dentist charges. TDP also will never pay more than it would have paid as the primary insurance plan.

Can TRICARE for life be primary?

This means that Medicare pays first for health care services covered by both Medicare and TRICARE. TFL then pays the remaining amount. When you get care that's covered only by TFL (for example, TRICARE covered services received overseas), TRICARE processes your claim as the primary payer.

Is TRICARE VA insurance?

Does VA participate in the TRICARE Network? Yes, since 1995, all VA health care facilities have participated as TRICARE Network Providers. VA can provide care for Active Duty Service Members, military retirees, & family members under their TRICARE benefit - on a space available basis.

Is TRICARE primary to Medicaid?

TRICARE is the first payer; charges not covered by TRICARE may be submitted to Medicaid. ... Medicare is the first payer; charges not covered by Medicare may be submitted to TRICARE.


TRICARE Select (previously named TRICARE Standard) is a preferred provider organization (PPO) health plan. A PPO provides the greatest choice in health care providers in exchange for some extra costs.

What doesn't TRICARE cover?

In general, TRICARE excludes services and supplies that are not medically or psychologically necessary for the diagnosis or treatment of a covered illness (including mental disorder), injury, or for the diagnosis and treatment of pregnancy or well-child care.

Is TRICARE better than Medicaid?

This research project accomplished the following: 1) determined that TRICARE and Medicare exhibited almost identical provider payment rates across all three of the states compared in this study, 2) determined that Medicaid payment rates in California and Connecticut are higher than TRICARE while rates in Mississippi ...

How does TRICARE insurance work?

TRICARE Select is a fee-for-service health plan, which is similar to a preferred provider organization, or PPO. You'll pay a set fee (copayment) or percentage (cost-sharing) every time you go to the doctor, but it'll be less for in-network providers than out-of-network providers.

Do I need Medicare Part D if I have TRICARE?

En español | If you have TRICARE, you don't need to enroll in Medicare Part D. This is because most people with TRICARE entitled to Part A must have Part B to keep their TRICARE prescription drug benefits.

Does Medicare coverage start the month you turn 65?

The date your coverage starts depends on which month you sign up during your Initial Enrollment Period. ... If you qualify for Premium-free Part A: Your Part A coverage starts the month you turn 65. (If your birthday is on the first of the month, coverage starts the month before you turn 65.)

Can TRICARE for Life be secondary to Medicare Advantage plans?

TRICARE supplements don't qualify as "other health insurance.", such as a Medicare supplement or an employer-sponsored health plan, you can use TRICARE For Life as long as you have both Medicare Parts A and B.

What insurance is TRICARE under?

TRICARE is managed by the Defense Health Agency under leadership of the Assistant Secretary of Defense (Health Affairs).

Is TRICARE single payer?

Tricare functions similar to a single-payer healthcare system. The Tricare program is managed by the Defense Health Agency (DHA).

Does TRICARE cover copays from primary insurance?

In that capacity, if your primary coverage charges you co-pays, cost shares and/or deductibles, Tricare might very well cover some of those costs that you would otherwise have to pay out of your pocket. Tricare is not health insurance in the traditional sense; it's a health benefit.

Does TRICARE cover what Medicare doesn t?

TRICARE will pay first for Medicare-covered services if you're on active duty. If TRICARE and Medicare cover the service, TRICARE will pay the Medicare deductible and coinsurance (if any). TRICARE will also pay for any services that it covers but Medicare does not.