Is Trump sending out checks?
Yes, the Trump administration is currently sending out two specific types of healthcare-related payments to select groups of Americans ahead of the upcoming midterm elections, while also making promises for much larger future checks.
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Active Payments Being Sent Now
- $500 ACA Refund Checks: The Treasury Department has begun mailing $500 checks to roughly 950,000 Obamacare (ACA) enrollees across 30 states. The administration states these are refunds for previous overcharges on HealthCare.gov.
- $90 Medicare Deposits/Checks: President Trump announced that $90 payments will be sent to over 20 million seniors enrolled in Medicare Part B. Funded by the Medicare Improvement Fund, these one-time payments are intended to offset premiums and are expected to arrive via direct deposit or mail.
Promised Future Checks
- $5,000 Midterm Dividend: President Trump has repeatedly pledged to send $5,000 checks to all adult Americans. However, this is a campaign promise that is entirely conditional upon a Republican sweep of the midterm elections.
Details regarding current administration distributions can be tracked via the official White House Press Office or reports from outlets like The Wall Street Journal and CNBC.
Is Trump sending another check?
Yes, the Trump administration is currently sending or promising specific cash payments, including 500 ACA refund checks to nearly 1 million enrollees and newly announced $90 Medicare payments for seniors, alongside a proposed $5,000 dividend.
Current and Recent Payments
- $500 ACA Refunds: The Treasury Department began mailing $500 refund checks in late September and October 2026 to over 950,000 Affordable Care Act (Obamacare) enrollees across 30 states using federal exchanges. The administration states these are refunds for user fee overcharges.
- $90 Medicare Payments: President Trump announced a one-time $90 payment for more than 20 million Medicare Part B enrollees to help cover premium costs, distributed via direct deposit or check in early October 2026.
Proposed Campaign Promises
- $5,000 "Trump Dividend": President Trump has promised a $5,000 check for adult U.S. citizens, but this proposal is entirely contingent on Republicans retaining control of both the House and the Senate in the November midterm elections. Lawmakers and policy experts have expressed skepticism regarding its feasibility and funding.
Are government checks being sent out?
Yes, the federal government has begun mailing out $500 Affordable Care Act (ACA) refund checks to nearly 1 million Americans.
Who is Eligible?
- Location: Residents in 30 states that rely on the federal HealthCare.gov marketplace exchange.
- Coverage: People who paid full health insurance premiums through the federal exchange without receiving tax credits or premium assistance.
- Reason: The administration states the money is a refund for excess marketplace user fees collected in the past.
What to Expect
- Amount: $500 per eligible person (some families may receive multiple payments).
- Timeline: The Treasury Department started mailing checks and processing direct deposits at the end of September and into October 2026.
- Notice: Payments are accompanied by a letter from President Donald Trump.
Did Trump give out stimulus checks?
Yes, President Donald Trump signed legislation providing COVID-19 stimulus checks during his first term and recently approved $500 health insurance refunds for certain individuals.
First-Term COVID-19 Stimulus Checks
- CARES Act (March 2020): President Trump signed the $2.2 trillion CARES Act, which included direct payments of up to $1,200 for most individual adults and $500 per dependent child.
- December 2020 Relief Package: An additional round of direct relief checks worth up to $600 per eligible adult and child was authorized and distributed.
Recent $500 Affordable Care Act (ACA) Refunds
- 2026 Distribution: The Trump administration began issuing one-time $500 rebate checks through the U.S. Department of the Treasury to nearly 1 million enrollees using federal HealthCare.gov exchanges in 30 states.
- Stated Reason: The White House stated these payments return excess user fees collected from enrollees, though policy experts have characterized the broad payout as a political initiative ahead of midterms.
Are we getting stimulus checks in July?
No, there are no approved federal stimulus checks scheduled to be issued.
Current Status
- No New Federal Checks: Congress has not passed any new legislation to issue broad federal stimulus payments.
- Proposals Only: While some lawmakers and officials have floated ideas or introduced preliminary bills (such as tariff-related rebates or wealth-tax proposals), none of these have been approved or signed into law.
- Past Relief Ended: Pandemic-era federal economic impact payments are a thing of the past, and official IRS tools for those older programs are inactive.
State-Level Relief
- Some individual states continue to offer targeted local tax rebates, property tax relief, or inflation dividends.
- You can check with your specific state's department of revenue or consult Kiplinger's State Stimulus Guide to see if your area has any active local programs.
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Will there be any more stimulus checks sent out?
There are no new federal stimulus checks available, and past COVID-19 economic impact payments have officially concluded.
Current Status of Federal Stimulus Checks
- No New Legislation: The federal government is not issuing a new round of stimulus checks. While proposals or discussions regarding tariff rebates occasionally surface, they require congressional approval and have not been enacted.
- Past Relief Rounds: The Internal Revenue Service (IRS) completed all three authorized rounds of pandemic-era Economic Impact Payments.
Checking Past Payments
- Account Records: You can view your past stimulus payment totals by securely logging into your IRS Online Account under the Tax Records page.
- Unclaimed Credits: The deadline to file and claim older recovery rebate credits for past tax years has largely passed, though you can check official IRS guidance for any specific late exceptions or state-level property and tax relief programs.
Did Biden or Trump give out stimulus checks?
Both Donald Trump and Joe Biden gave out stimulus checks or direct payments during their presidencies, as authorized by Congress.
Donald Trump's Administration
- First round (March 2020): Signed the CARES Act, providing up to $1,200 per eligible adult and $500 per child.
- Second round (December 2020): Signed a relief bill providing up to $600 per eligible individual.
- Note: Donald Trump famously had his name printed directly on the physical IRS checks sent during his term.
Joe Biden's Administration
- Third round (March 2021): Signed the American Rescue Plan Act, which delivered up to $1,400 per eligible individual.
Recent Developments
- The White House Fact Sheet outlines that the Trump administration began distributing $500 Affordable Care Act (ACA) refund checks to nearly 1 million enrollees across 30 states, which the administration described as returning surplus exchange user fees [0.6.1, 0.6.2, Who qualifies for $500 ACA refund check? Payments start going out].
Why would I receive a Treasury check?
You may receive a U.S. Treasury check because a federal agency owes you money, adjusted a benefit, or issued a tax-related refund.
Common Reasons for a Treasury Check
- Tax Refunds or Adjustments: An IRS correction on a recent tax return, or retroactive changes to tax credits like the Child Tax Credit or Earned Income Tax Credit.
- Federal Benefits: Adjustments or back-payments from Social Security, Supplemental Security Income (SSI), or Veterans Affairs (VA) benefits.
- Federal Insurance Rebates: Automatic relief payments or overcharge refunds, such as recent $500 ObamaCare insurance refund checks sent to qualifying healthcare.gov users.
- Government Reimbursements: Overpayment refunds from federal student loans, small business administration programs, or federal court settlements.
How to Find Out Why You Received It
- Check the Memo: Look at the memo area below your address or the "issue type" section on the front of the check to see which agency sent it.
- Look for a Letter: The issuing agency usually mails a separate explanatory letter a few days before or after the check arrives.
- Verify Legitimacy: Use the Treasury Check Verification System to confirm the check details (routing number, check number, and amount).
- Call the Bureau: If you cannot identify the agency, call the Bureau of the Fiscal Service Call Center at 1-855-868-0151 for assistance.
Will ssi recipients receive a stimulus check in 2026?
No, Supplemental Security Income (SSI) recipients will not receive a new federal stimulus check in 2026.
Current Status of Stimulus Payments
- No New Legislation: Congress has not passed any laws authorizing new direct stimulus payments or economic impact checks for SSI or Social Security recipients.
- Calendar Adjustments Are Not Stimulus: Some months feature two SSI payments due to calendar quirks (such as receiving a payment early because the first of the month falls on a weekend or holiday). These are regular monthly benefits shifted on the calendar, not extra bonus money or stimulus checks.
- Cost-of-Living Adjustment (COLA): Recipients saw a 2.8% COLA increase applied to their standard monthly benefits, which began for SSI in late December 2025, but this is a standard annual adjustment rather than a stimulus package.
What is the latest news on stimulus checks today?
There is no current federal stimulus check rollout or approved federal payment.
Federal Status
- No New Checks: Pandemic-era federal stimulus checks are entirely a thing of the past.
- Past Claims: The Internal Revenue Service completed distribution of all first, second, and third Economic Impact Payments.
- Proposed Ideas: Any recent talks of new payments—such as suggestions of a tariff rebate or "dividend"—remain political proposals or discussion points rather than active or approved federal relief programs.
State-Level Relief
- Targeted Rebates: While federal checks have ended, certain states continue to issue local property tax relief, inflation assistance, or state tax rebates using budget surpluses.
- Check Locally: You should check with your specific state's department of revenue or taxation website to see if any local programs or property tax rebates are currently active in your area.