Is UnitedHealthcare dual complete Medicare and Medicaid?

Asked by: Mrs. Marielle Friesen  |  Last update: January 15, 2026
Score: 5/5 (43 votes)

UnitedHealthcare Dual Complete® is for people who have Medicaid and Medicare. You'll keep all your Medicaid benefits, plus you'll get more benefits at no extra cost to you.

Is UHC dual complete both Medicare and Medicaid?

UnitedHealthcare Dual Complete plans

Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a contract with the State Medicaid Program. Enrollment in the plan depends on the plan's contract renewal with Medicare.

Can I have Medicaid and UnitedHealthcare at the same time?

With a dual health plan, you'll keep your Medicaid benefits, and you'll get more benefits than Original Medicare with as low as a $0 plan premium. UnitedHealthcare dual health plans include a wide range of extra benefits and features. Our plans may cover: Routine dental care.

Is UnitedHealthcare Dual Complete a good insurance?

United healthcare is a top rated insurance company and is very very competitive with Medicare because Medicare pays thousands of dollars a month so they use that money to create incentive programs.

Is Medicaid and UnitedHealthcare the same thing?

State governments contract with private insurance companies like UnitedHealthcare to provide health coverage for beneficiaries of Medicaid and other government health care programs. Our government-sponsored health plans operate under the name UnitedHealthcare Community Plan.

United Healthcare Dual Complete Video (Medicare & Medicaid)

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Can you have Medicare and UnitedHealthcare at the same time?

Most UnitedHealthcare dual-eligible plans do not charge a separate monthly premium. People eligible for Medicare may also qualify for the program that helps lower the cost of prescription drugs. The Extra Help program may help pay your Medicare Part D monthly premiums, annual deductibles, and prescription copayments.

How do I know if I have Medicare or Medicaid?

Medicare is federal health insurance for anyone age 65 and older, and some people under 65 with certain disabilities or conditions. Medicaid is a joint federal and state program that gives health coverage to some people with limited income and resources.

What does UnitedHealthcare Dual Complete cover for seniors?

UnitedHealthcare gives you more for your Medicare dollar

UnitedHealthcare Dual Complete® plans include $0 annual physical exams, $0 lab tests and $0 preventive care. Plus, plans include a monthly credit to help pay for OTC and healthy food.

Does UnitedHealthcare Dual Complete cover dental implants?

Did you know the UnitedHealthcare Dual Complete Plan offers dental benefits that cover up to $4,000* for cleanings, fillings, crowns, root canals, extractions, dentures, and implants? If you are a qualified UnitedHealthcare Dual Complete member, please give us a call and schedule a consultation.

Why do some people have both Medicare and Medicaid?

Medicare-Medicaid enrollees include people ages 65 and over who are in relatively good health but have limited financial resources and people who at one time, may have had more financial resources, but spent their income and wealth on health or long-term care costs.

What is the maximum income for Medicaid?

Parents of Dependent Children: Income limits for 2024 are reported as a percentage of the federal poverty level (FPL). The 2024 FPL for a family of three is $25,820. Other Adults: Eligibility limits for other adults are presented as a percentage of the 2024 FPL for an individual is $15,060.

Am I dual eligible for Medicare and Medicaid?

People who have both Medicare and full Medicaid coverage are “dually eligible.” Medicare pays first when you're a dual eligible and you get Medicare-covered services. Medicaid pays last, after Medicare and any other health insurance you have.

Is dual complete Medicare an advantage?

A Dual Special Needs Plan is a special kind of Medicare Advantage coordinated-care plan. It is an all-in-one plan that combines your Medicare Part A and Part B benefits, your Medicare Part D prescription drug coverage, your Medicaid benefits and additional health benefits such as vision, dental or fitness.

Who is eligible for UHC dual complete benefits 2025?

UHC Dual Complete OH-S2 (HMO-POS D-SNP) is a Medicare Advantage HMOPOS plan with a Medicare contract. To join this plan, you must be entitled to Medicare Part A, be enrolled in Medicare Part B, live within our service area listed below, and be a United States citizen or lawfully present in the United States.

What does dual complete mean in insurance?

Dual Complete. is designed for people who have Medicare and who are also entitled to assistance from Medicaid. Because you get assistance from Medicaid with your Medicare Part A and B cost-sharing. (deductibles, copayments, and coinsurance), you may pay nothing for your Medicare health care. services.

Does UHC dual complete replace Medicaid?

UnitedHealthcare Dual Complete® is for people who have Medicaid and Medicare. You'll keep all your Medicaid benefits, plus you'll get more benefits at no extra cost to you.

Does UnitedHealthcare pay for dentures for seniors?

Most UHC Medicare Advantage plans include $0 copayments for preventive dental care services. Although specific plans and benefits can vary, some of the dental services that UHC's plans may cover include: cleanings. dentures.

What is the best dental insurance for seniors on Medicare?

If you're only relying on Medicare, it's a great idea to look into affordable dental plans that can help you save a lot of money.
  • Spirit Dental. ...
  • Renaissance Dental. ...
  • Denali Dental. ...
  • Delta Dental. ...
  • 5. California Dental.

Is UnitedHealthcare Dual Complete a good insurance?

If you have Medicare and Medicaid, UnitedHealthcare Dual Complete is coverage you can count on. We're America's most chosen brand for Dual Special Needs plans, 1 with coverage 4 out of 5 members recommend.

Can I buy groceries with my UnitedHealthcare UCard?

Your plan comes with a credit that will be loaded to your UnitedHealthcare UCard® every month to help pay for over-the-counter (OTC) products and healthy food. Shop in-store or online for covered groceries, pain relievers, cold remedies and more.

Can I have Medicare and UnitedHealthcare at the same time?

Yes — but you have to enroll in Medicare Part A and/or Part B. For a Medicare Advantage (Part C) plan, you must have both Medicare Part A and Part B to apply.

Will I lose my Medicaid if I get Medicare?

Fortunately, Medicaid enrollees will not lose their benefits if they sign up for Medicare. As long as you are eligible for both programs in your state, you will continue to receive benefits from both Medicaid and Medicare. Things will work a little differently though.

Who qualifies for an extra $144 added to their social security?

To qualify to get $144 added back to your Social Security check, you can enroll in a Medicare Advantage plan that offers a Part B premium reduction or giveback benefit.

Does Medicare cover 100% of hospital bills?

Whether you're new to Original Medicare or have been enrolled for some time, understanding the limitations of your coverage is important as you navigate decisions about your healthcare. One of the main reasons why Original Medicare doesn't cover 100% of your medical bills is because it operates on a cost-sharing model.