Is UnitedHealthcare dual complete the same as Medicare Advantage?
Asked by: Cornell Deckow | Last update: January 18, 2026Score: 5/5 (11 votes)
Is Medicare Advantage the same as dual complete?
A Dual Special Needs Plan is a special kind of Medicare Advantage coordinated-care plan. It is an all-in-one plan that combines your Medicare Part A and Part B benefits, your Medicare Part D prescription drug coverage, your Medicaid benefits and additional health benefits such as vision, dental or fitness.
What does UnitedHealthcare dual complete mean?
UnitedHealthcare Dual Complete® is for people who have Medicaid and Medicare. You'll keep all your Medicaid benefits, plus you'll get more benefits at no extra cost to you.
Is there a difference between Medicare Complete and Medicare Advantage?
Traditional Medicare (also called Original Medicare) includes Medicare Part A and Part B, which give you inpatient and outpatient coverage. The difference with Medicare Advantage plans (Part C) is that they include Part A and Part B coverage, plus much more.
Is UnitedHealthcare the same as Medicare Advantage?
Depending on where you live and your personal situation, UnitedHealthcare may offer several types of Medicare Advantage plans to choose from. In addition to plans varying by the benefits they offer, there are also differences in cost and provider networks. Not all plans are available in all areas.
🔥 UnitedHealthcare Dual Complete Review: Pros and Cons
Why are people leaving Medicare Advantage plans?
But there are trade-offs. Medicare Advantage plans often have a limited network of hospitals and physicians. And while the premiums are typically low, enrollees could end up paying more in the long run in copays and deductibles if they develop a serious illness.
What is the disadvantage of UnitedHealthcare for seniors?
Cons About UnitedHealthcare Medicare Advantage
You may only have access to certain HMO or PPO plans in your area. And while UnitedHealthCare has competitive pricing, your location may only have access to plans with higher deductibles, more copays, and fewer additional benefits.
What is the biggest disadvantage of the Medicare Advantage plan?
Medicare Advantage Plan Pros And Cons
One disadvantage is that some Medicare Advantage plans may offer fewer options when it comes to doctors and hospitals, as they may have smaller plan networks than Original Medicare.
What is the best Medicare plan that covers everything for seniors?
Original Medicare with Medigap likely offers the most comprehensive coverage, but it may also be the most costly. A person can consider their income and how much they are able to spend before choosing a Medicare plan. Original Medicare with Medigap also offers a lot of flexibility when choosing a doctor or specialist.
Why do doctors not like Medicare Advantage plans?
Across the country, provider grumbling about claim denials and onerous preapproval requirements by Advantage plans is crescendoing. Some hospitals and physician practices are so fed up they're refusing to accept the plans — even big ones like those offered by UnitedHealthcare and Humana.
Is UnitedHealthcare Dual Complete a good insurance?
If you have Medicare and Medicaid, UnitedHealthcare Dual Complete is coverage you can count on. We're America's most chosen brand for Dual Special Needs plans, 1 with coverage 4 out of 5 members recommend.
Can you have Medicare and UnitedHealthcare at the same time?
Most UnitedHealthcare dual-eligible plans do not charge a separate monthly premium. People eligible for Medicare may also qualify for the program that helps lower the cost of prescription drugs. The Extra Help program may help pay your Medicare Part D monthly premiums, annual deductibles, and prescription copayments.
Does UnitedHealthcare Dual Complete cover dental implants?
Did you know the UnitedHealthcare Dual Complete Plan offers dental benefits that cover up to $4,000* for cleanings, fillings, crowns, root canals, extractions, dentures, and implants? If you are a qualified UnitedHealthcare Dual Complete member, please give us a call and schedule a consultation.
Can I drop my medicare advantage plan and go back to original Medicare?
Medicare Advantage Open Enrollment Period: Between January 1 and March 31 of each year, if you already have a Medicare Advantage Plan (with or without drug coverage) you can: Switch to another Medicare Advantage Plan (with or without drug coverage). Drop your Medicare Advantage Plan and return to Original Medicare.
What are the top 5 Medicare Supplement plans?
💬 From our Nerds: What are the top five Medicare supplement plans? "Based on NerdWallet's Medigap rubric, I picked five best Medicare Supplement Insurance companies for 2025: AARP/UnitedHealthcare, Mutual of Omaha, State Farm, Anthem and Blue Cross Blue Shield.
Are hospitals dropping Medicare Advantage plans?
Medicare Advantage provides health coverage to more than half of the nation's older adults, but some hospitals and health systems are opting to end or not renew contracts with MA plans over administrative challenges.
Is UnitedHealthcare a good insurance for Medicare for seniors?
UnitedHealthcare Medicare Advantage plans are rated at about the industry average, receiving an average rating of 3.93 stars out of 5 from the Centers for Medicare & Medicaid Services (CMS) for 2025, weighted by enrollment. For comparison, the average weighted star rating for plans from all providers is 3.95.
Does everyone have to pay $170 a month for Medicare?
Most people pay no premiums for Part A. For Medicare Part B in 2025, most beneficiaries will pay $185 per month. Certain factors may require you to pay more or less than the standard Medicare Part B premium in 2025.
Why is original Medicare better than Medicare Advantage?
Medicare Advantage plans typically require that you use care providers within a geographic service area, and once you get outside that area, you'll be covered for emergency care only. Original Medicare offers access to a national network of providers — no matter where you are in the U.S. Like to minimize risk.
Do all hospitals accept Medicare Advantage plans?
While most hospitals do accept Original Medicare, there may be some that do not accept Medicare Advantage Plans. However, if you have a medical emergency while you're enrolled in a Medicare Advantage plan, you can seek care at any ER or hospital in the country.
Why is a plan G better than an advantage plan?
Medigap Plan G offers more comprehensive benefits than the Medicare Advantage plan and is more widely available. It also provides more freedom for enrollees. For example, a Medigap Plan G enrollee can visit a specialist without a referral.
Why does AARP recommend UnitedHealthcare?
AARP does not necessarily argue that UnitedHealthcare is the right choice for every Medicare beneficiary, but it does proclaim it as a trusted healthcare partner and resource. Of course, there may be an additional reason other than UHCs good name. UnitedHealthcare pays AARP for the use of its name.
Why do people say not to get a Medicare Advantage plan?
Disadvantages of Medicare Advantage plans can include difficulty switching out of the plans later, restrictions on care access, limited provider networks, and limitations on extra benefits.
Is there a class action lawsuit against UnitedHealthcare?
UnitedHealth Group Inc has agreed to a $69 million settlement to resolve allegations that it breached fiduciary duties under the Employee Retirement Income Security Act of 1974 (ERISA). The class action lawsuit, which has been pending for over three years, involved the company's 401(k) savings plan.