Is USAA insurance for military only?

Asked by: Winston Skiles PhD  |  Last update: August 2, 2023
Score: 4.8/5 (47 votes)

Updated March 2022
Generally, USAA membership is open to active, retired, and separated veterans with a discharge type of “Honorable” and “General Under Honorable Conditions” from the U.S. military and their eligible family members.

Can a non military person join USAA?

Even if you're not an active military member or a veteran, you may be able to qualify for membership in the USAA, a financial services company that offers excellent auto loan terms and rates. Find out if a parent or grandparent has been a member, and you may be eligible for a USAA auto loan.

Does USAA sell insurance to non military?

Unfortunately, not everyone can buy an insurance policy with the company. USAA sells insurance to active or former military members and their families.

Can civilians join USAA?

Civilians are not eligible for membership, but they can purchase life insurance and some types of investment accounts with USAA. Check to see if you're eligible.

Is USAA insurance only for military families?

USAA has been in business since 1922, providing auto, life, homeowners, health, and property insurance exclusively to active duty military, veterans, and their families, serving more than 13 million members nationwide.

Is USAA only for military

40 related questions found

Can anyone get USAA insurance?

USAA membership is open to active, retired and separated veterans with a discharge type of “Honorable.” Who is an eligible family member? Spouses, widows, widowers and former spouses (who haven't remarried) of USAA members who joined USAA prior to or during the marriage, and children whose parents joined USAA.

Can I give USAA to my parents?

1 Answer. Yes. Parents can join USAA.

Is USAA insurance really cheaper?

In addition to strong survey scores, USAA has the lowest rates and ranks first in our Cheapest Car Insurance Companies of 2022 rating. On average, USAA customers pay $1,000 annually for coverage, nearly 35% less than the national average.

Can I use USAA If my grandfather was in the military?

Are you wondering whether or not your grandfather would be eligible for USAA membership through your own service? No. The membership is limited to direct family lines, so spouses go to spouses, then down to children.

Who can open an account with USAA?

You must have separated with an Honorable or General Under Honorable Conditions discharge. Call 800-531-USAA (8722), that's 800-531-8722 to see if you qualify.

How do I prove my eligibility for USAA?

What do I need to provide to verify my military service?
  1. Examples of acceptable military documents include DD214(long version), Discharge Certificate, Leave & Earnings Statement or military orders if you're actively serving. ...
  2. Examples of acceptable government-issued ID include driver's license, ID card or passport.

What do I need to open a USAA account?

Have all your personal information for all account holders, including social security numbers, date of birth and physical address ready. You must also have a minimum of $25 to open the account. You can use a checking, savings, Visa or MasterCard account.

Can I add girlfriend to USAA account?

Can I add my girlfriend to my USAA car insurance? USAA allows you to add your girlfriend to your policy. To do so, your girlfriend must reside at the same address as you.

Is USAA open to DOD civilians?

Although both geared toward military members and their families, Navy Federal and USAA differ a little in their eligibility requirements. This is mostly noted in Navy Federal's inclusion of Department of Defense civilians, which USAA does not cover.

What is USAA insurance?

USAA, a diversified financial services group of companies, is among the leading providers of insurance, investing and banking solutions to members of the U.S. military and veterans who have honorably served and their families.

How much is USAA car insurance?

USAA car insurance cost for full coverage is approximately $74 per month or $885 per year only on average. USAA auto insurance rates for minimum coverage are only 34$ per month or 405$ per year, on average.

When did USAA become military only?

In 1973, membership was opened to members of the National Guard and Reserves, and in 1996, eligibility was expanded to enlisted members of the armed services.

Can a child of a deceased veteran get USAA insurance?

1 Answer. USAA provides a low-cost insurance product for military members and their families. Standalone membership for the child of a military veteran requires that the veteran had USAA auto insurance or property/casualty insurance. The same applies for un-remarried former spouses.

Can I join USAA If my dad is a veteran?

Answer provided by

Yes, you can join USAA only because your father is a veteran. USAA is open to active and retired military and their families.

What is so great about USAA?

With monthly fee-free checking and savings accounts, generous ATM fee policies, an APY coming standard with every checking account, and many tools and programs created to help customers avoid overdrafts and meet their financial goals, USAA offers a complete package of good banking practices.

What states does USAA cover?

Subject to eligibility and underwriting approval, USAA offers auto insurance in all 50 states, Washington D.C. and some international locations.

Why is USAA so good?

Full-Service Banking

USAA has been an innovative bank for years. They offer many premium services as standard for all accounts. These include free checking and savings accounts with no minimum balance fees, free checks, free rewards debit card, free overdraft protection, free web bill pay, and much more.

Can my son in law use USAA?

USAA membership extends to spouses, children, and possibly parents. Assuming your child (who is married to your son-in-law) is on the membership as well, you may be able to qualify.

How much is USAA membership?

USAA membership is free and offers a number of perks on its own. To find out more about USAA insurance eligibility, feel free to call 800-531-USAA (8722) or have a look at a more detailed breakdown of eligibility below.

Can I join USAA If my father served but is deceased?

Once the parent's USAA membership is established, membership eligibility can be passed on to the member's children. USAA membership cannot be established posthumously for deceased parents.