Is USAA only for the military?

Asked by: Prof. Arturo Leuschke MD  |  Last update: April 14, 2025
Score: 4.6/5 (62 votes)

Despite USAA's broad eligibility criteria, a military connection is always required to purchase a policy, so many people are ineligible. Those who have never served in the armed forces and whose parents, step-parents, or spouse never served aren't eligible for coverage.

Can a non-military person join the USAA?

Suppose you're not directly affiliated with the military. In that case, you can qualify if your parent is a USAA member or you're a spouse of a USAA member (including former spouse or widowed individuals).

Is USAA still military only?

In November 2009, USAA expanded eligibility requirements to offer coverage to anyone who has ever served honorably in the US Military. As of 2022, USAA has also extended membership to those who have a general discharge from the military.

Can anyone get an account at USAA?

Here's who's eligible for USAA membership: Active-duty military. National Guard and Reservists. Veterans who have honorably served.

Do you have to be in the military to work for USAA?

No, you don't have to be a veteran to work at USAA. We are proud of our diverse workforce.

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What makes you eligible for USAA?

Active duty officers and enlisted personnel; National Guard/Reserve officers and enlisted personnel; or officer candidates in commissioning programs. Retired or separated military personnel.

Is it hard to get hired by USAA?

Is it hard to get hired at USAA? Glassdoor users rated their interview experience at USAA as 65.8% positive with a difficulty rating score of 2.84 out of 5 (where 5 is the highest level of difficulty).

What are the disadvantages of USAA?

Cons
  • Not all homeowners can qualify for USAA.
  • Customer service hours are limited.
  • May not offer as many discounts as some carriers.

How much does it cost to join USAA?

Pay for your first two months of membership, which includes an enrollment fee. Then pay just $28/month after that. Rates are subject to applicable taxes.

Why does USAA have an F rating?

A check of the BBB website provides a few answers. The failing grade is due to two stated reasons. The first is that the company agreed this year to a $15 million settlement with the U.S. Consumer Financial Protection Bureau over how USAA's banking arm mishandled thousands of personal checking accounts.

Who is not eligible for USAA insurance?

If you're asking, "Can I get USAA through my deceased grandfather?" the answer is no—siblings and grandchildren aren't eligible unless both parents and grandparents were USAA members. USAA insurance is only for military members' and veterans' direct family members.

What bank is USAA affiliated with?

FSB is a full-service retail bank that offers credit cards (through its subsidiary, USAA Savings Bank (USB)), consumer loans, home equity loans, residential mortgages, trust services, USAA BillPay, and a full range of deposit products, including sweep accounts in conjunction with USAA Investment Management Company ( ...

Can I join USAA if my grandfather was a veteran?

If you are a grandchild of a USAA member, you can become a USAA member in one of two ways: The first is if your grandparent adopts you and they are your legal guardian. The second is if your parents are USAA members because one of their parents was a USAA member.

Does USAA accept civilians?

Non-Military Eligibility for USAA Insurance

Many people don't realize that children and stepchildren of current and former military members are also eligible. Even adult children can apply for coverage. So, individuals who may have assumed they couldn't consider USAA for coverage may be able to purchase a policy.

Can you still have USAA after divorce?

Will I lose USAA membership in a divorce? If you've established USAA membership during marriage, you won't lose it upon divorce. If you didn't establish membership while married, please call us to discuss your options at 800-531-USAA (8722).

Is USAA cheaper than State Farm?

Both USAA and State Farm are among the top-rated auto insurance companies. But USAA has better ratings and cheaper rates overall, so it's a great choice for those who quality.

What is the average income at USAA?

The average USAA salary ranges from approximately $53,038 per year for Loan Officer to $195,784 per year for Principal. Average USAA hourly pay ranges from approximately $13.96 per hour for Protection Officer to $63.00 per hour for Planner.

What proof do you need to join USAA?

Please provide a copy of an acceptable military document and government-issued ID. Examples of acceptable military documents include DD214(long version), Discharge Certificate, Leave & Earnings Statement or military orders if you're actively serving. If you are in a Delayed Entry Program please provide your DD Form 4.

Can you use USAA if not in the military?

Although USAA's mission is to provide high-quality financial and insurance services to military personnel, membership is not restricted to service members. Many civilians can also benefit from USAA membership. The key to determining if a civilian is eligible is their relationship to another USAA member.

Does USAA charge monthly fees?

At USAA, the basic savings account has no monthly fees and features fraud protection and mobile check deposit. You need $25 to open the account, but after that, you're not required to keep a certain amount of money in the account to keep it open.

What is the USAA bank controversy?

The San Antonio-based USAA, which provides a range of financial services to U.S. military members and their families, has been faulted for weak anti-money laundering controls, charging military members higher interest rates than allowed under federal law, poor customer service, and more.

Why can't I join USAA?

To join USAA, separated military personnel must have received a discharge type of Honorable or General Under Honorable Conditions. Eligible family members may also join USAA.

What is the minimum wage in USAA?

San Antonio - (October 11, 2021) USAA today announced that it's increasing minimum pay from $16 to $21 per hour, or $43,680 annually. This increase went into effect on Oct.

Why do people choose USAA?

USAA FSB is a good fit for military personnel, veterans and their families who prefer online and mobile banking and want access to over 100,000 ATMs without a fee.