Should I let my boyfriend drive my car?

Asked by: Royce Dibbert  |  Last update: November 25, 2022
Score: 4.2/5 (69 votes)

Whether uninsured, underinsured or an insured driver, if someone is an accident while driving your vehicle, you could be put in a bad situation, so be guarded about letting other people drive your vehicle. Don't let just anyone drive your car. Make sure they are a trustworthy driver and have a good driving record.

Is it okay for my boyfriend to drive my car?

Answer provided by

You can let your boyfriend drive your car on occasion. As long as he has your permission to drive your car, your car insurance will likely cover him. But if he gets into an at-fault accident and the costs of the accident exceed your coverage limits, you'll be responsible for any remaining balance.

Why you shouldn't let someone else drive your car?

They could lose control of your vehicle and collide with another vehicle. That could put you on the hook to cover the damages. Although you may trust your friend, you shouldn't risk your car and your insurance coverage by allowing them to drive your vehicle.

What is the risk of letting someone drive your car?

A friend who borrows your car and causes an accident may also have been given a ticket for a traffic violation. Speeding tickets and other traffic violations often make a driver a higher risk. This leads to increased insurance premiums. Like at-fault accidents, traffic violations usually follow the driver.

Who drives the car in a relationship?

Statistics show that when couples drive together, it's usually the man behind the wheel. Aren't we past that? Men spend more time in the driver's seat than women — it's a fact. That means that when a couple gets in the car, it's overwhelmingly the man who's behind the wheel.

I let my BOYFRIEND drive my 930 TURBO

40 related questions found

Which state has the most drivers?

Not only is California the U.S. state with the highest number of licensed drivers, but it is also the most populous state in the U.S. overall, representing close to 12 percent of the country's total population.

Who drives on the left?

The bulk of countries that drive on the left are former British colonies including South Africa, Australia and New Zealand. Only four countries in Europe still drive on the left and they are all islands. They consist of the UK, the Republic of Ireland, Malta and Cyprus.

Why you shouldn't let people borrow your car?

Friends causing car accidents

Suppose you lend the car to a friend, who causes an accident. Your liability insurance would pay to repair damage to the other vehicle and any medical bills, up to your policy limits. Once those limits are reached, your friend would be responsible for what's left over.

Is it OK to lend your car to someone?

It is always a risk to lend your car to someone else, but there are things that can be done to protect yourself. Use extra caution and make sure that the individual who borrows your car has a valid driver's license and understands his or her responsibilities while on the road.

What happens if someone wrecks your car and they aren't on your insurance?

That means any damages to the car you've borrowed won't be covered by your insurance and you may need to pay out of your own pocket. The car owner's insurance is not likely to cover the damages unless you're a named driver.

How does insurance work when you lend your car?

Whether you're allowing a friend to borrow your car or the borrower of a friend's car, the general rule of thumb is that a car insurance policy is associated with the car, not the driver. Therefore, if a friend borrows your car, they're likely covered by your insurance policy.

What happens if I lend my car?

By principle, when you lend your car to someone, you're also lending them your insurance and driving record. This is something that a lot of car owners are not aware of! In certain situations, insurance companies may even refuse to pay a claim if a vehicle was lent to another person.

Can I let my girlfriend drive my car?

If someone borrows your car, they're also — in a sense — borrowing your car insurance. That's the case only if you allow them to drive your vehicle. Your policy's liability coverage would pay for injury and damage they caused to any other driver and their property.

Does my car insurance cover my boyfriend?

Yes! If your boyfriend is a licensed driver and has your permission to use your car, he generally would be covered under your auto insurance.

Do I need to put my girlfriend on my car insurance?

According to Motor1, you should add your significant other to your insurance policy if they drive your vehicle more than 10-15 times per year, even if you don't live together.

Should I let my friend drive my car?

Whether uninsured, underinsured or an insured driver, if someone is an accident while driving your vehicle, you could be put in a bad situation, so be guarded about letting other people drive your vehicle. Don't let just anyone drive your car. Make sure they are a trustworthy driver and have a good driving record.

What happens if someone else crashes your car?

Is my car still covered if someone else has an accident in it? Is my car still covered if someone else has an accident in it? Yes,as long as the other person has your permission to use the vehicle, their liability isn't covered by any other insurance policy, and they meet the same terms of the policy that you do.

Can my boyfriend take my car if it's in his name?

Under the law, all of the vehicles that are in your name will be considered yours. This is not to say that he will not have any claims here, just that as a threshold matter they are in your name therefore the law considers them to belong to you.

Why Japan drives on the left?

Overtime, Japan has built up a very large and very successful railway system, which is and has always been on the left-hand side. This precedent naturally led to building roads for cars that also drive on the left side.

Which country drives the most?

Americans drive 13,476 miles per year on average, which is nearly 30% more than Canadians, who are second on the list at 9,562. Other car-dependent countries include Australia (8,555), Italy (8,256), and France (7,424).

Do Chinese drive on the left?

The Hong Kong-mainland China cross-border driving scheme allows the smooth movement of vehicles from one side to the other. However, mainland China drives on the right-hand side of the road while Hong Kong is a left-hand drive city.

What state has the most female drivers?

The U.S. state home to the most licensed female and male drivers in 2018 was California, with over 13.7 million male drivers and just under 13.3 million female drivers. States with the least licensed drivers for both genders was Wyoming.

What state has the safest drivers?

The Top 10 Safest States for Drivers
  • California.
  • Delaware.
  • Hawaii.
  • Indiana.
  • Louisiana.
  • Maine.
  • Rhode Island.
  • Washington.

What US city has the most car accidents?

Which U.S. City Has the Most Car Accidents? Baltimore, Maryland, ranks as the city with the most automobile accidents in the US. Drivers in Baltimore average one collision every 4.19 years, and there are 38.58 hard-breaking occurrences per 1,000 miles compared to the national average.

Can my wife drive my car if she's not on my insurance?

Can my wife drive my car without insurance? If you have a car and insurance but your wife does not have a separate car, she should be listed on your car insurance policy as a driver. Most insurance companies require all licensed household members to be listed on the policy as drivers.