Under which of the following circumstances will the benefits under COBRA continuation coverage end?

Asked by: Kameron Runolfsdottir  |  Last update: July 6, 2025
Score: 4.1/5 (14 votes)

All group health plans are terminated by the employer: If an employer terminates all of their group health plans, the COBRA continuation coverage will also end. This is because COBRA continuation coverage is only available if the employer still offers a group health plan to their active employees.

Under what circumstances will the benefits under COBRA continuation coverage end?

Your COBRA continuation coverage will terminate before the end date of the maximum continuation period stated in the Specific Rights Notice if: The full premium is not paid on time. The qualified beneficiary becomes covered under another group health plan.

Under which of the following circumstances will the benefits under COBRA continuation coverage end in Quizlet?

Under which of the following circumstances will the benefits under COBRA continuation coverage end? One of the disqualifying events that can result in the termination of continuing coverage under COBRA is when the employer terminates all group health plans.

Which of the following will end an individual's continuation of coverage eligibility under COBRA?

Continuation of coverage under COBRA ceases for the following disqualifying events: the insured is eligible for Medicare; the insured is covered by another group health plan that does not have pre-existing condition exclusions; premiums are not paid within the 30-day grace period; all group health coverages are ...

Under which of the following circumstances can COBRA coverage be extended up to 36 months?

Qualifying events to extend 18 months to 36 months

Death of former employee. Divorce or legal separation from former employee. 1 • Dependent child's loss of eligibility.

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32 related questions found

How long is COBRA continuation coverage?

While COBRA is temporary, in most circumstances, you can stay on COBRA for 18 to 36 months.

Why can COBRA coverage end early?

COBRA provides that your continuation coverage may be terminated before the end of the maximum coverage period for any of the following reasons: The Plan Sponsor no longer provides group health coverage to any of its employees. Any required premium for continuation coverage is not paid in full on time.

How to end COBRA coverage?

To cancel your COBRA plan you will need to notify your previous employer or the plan administrator in writing, requesting to terminate the insurance.

Under which of the following circumstances is an employer not required to extend medical plan coverage to an employee or his or her dependents under COBRA?

Explanation: Under the Consolidated Omnibus Budget Reconciliation Act (COBRA), an employer is not required to extend medical plan coverage to an employee or their dependents if the employee was terminated for gross misconduct.

What is a qualifying event to extend COBRA?

In that case, COBRA lasts for eighteen months. If the qualifying event is the death of the covered employee, divorce or legal separation of the covered employee from the covered employee's spouse, or the covered employee becoming entitled to Medicare, COBRA for the spouse or dependent child lasts for 36 months.

What is a continuation COBRA?

COBRA continuation coverage will ensure you have health coverage until the coverage through your Marketplace plan begins. Through the Marketplace you can also learn if you qualify for free or low-cost coverage from Medicaid or the Children's Health Insurance Program (CHIP).

Which of the following would be qualifying event as it relates to COBRA?

Under COBRA, qualifying events are situations which result in a loss of health coverage. The options that qualify are termination of employment due to downsizing and voluntary resignation for personal reasons. Retirement and graduation from university are not considered qualifying events.

What is the coverage continuation benefit?

Continuation coverage allows someone who recently lost their employer-based health coverage to continue their current insurance policy as long as they pay the full monthly premiums. Continuation coverage falls into four categories: COBRA, Cal-COBRA, Conversion, and HIPAA.

Under which of the following circumstances will the benefits under COBRA continuation coverage end quizlet?

Under which of the following circumstances will the benefits under COBRA continuation coverage end? One of the disqualifying events that can result in the termination of continuing coverage under COBRA is when the employer terminates all group health plans.

What will the election of COBRA for continuation of health coverage do?

The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives workers and their families who lose their health benefits the right to choose to continue group health benefits provided by their group health plan for limited periods of time under certain circumstances such as voluntary or involuntary job loss, ...

Can you stay on COBRA after getting a new job?

Yes, you can keep COBRA coverage even when your new employer offers health insurance. The decision to retain COBRA or opt for the new employer's plan depends on your personal circumstances, such as comparing benefits and costs. There's no federal mandate to cancel COBRA upon obtaining new job-based insurance.

Who is not eligible for COBRA?

Why would an employee not qualify to enroll in Cal-COBRA? The employee is enrolled in or eligible for Medicare. The employee does not enroll within 60 days of receiving the notice of eligibility from the employer. The employee is covered by another health plan.

In which circumstances may the right to elect continued coverage under COBRA exist for a covered spouse or dependent?

This extension may be available to the spouse and any dependent children receiving continuation coverage if the employee or former employee dies, becomes entitled to Medicare benefits (under Part A, Part B, or both), or gets divorced or legally separated, or if the dependent child stops being eligible under the Plan as ...

What is the difference between COBRA and continuation of coverage?

Since federal COBRA's passage, states have enacted similar laws to allow employees who do not qualify under federal COBRA to obtain continuation of coverage benefits. State continuation coverage laws are usually state insurance mandates that apply only to fully insured plans.

What happens when my COBRA coverage ends?

What do I do when my COBRA runs out? Since the Affordable Care Act, running out of COBRA continuation coverage is now a “qualifying life event,” which means that you now have a “special enrollment period” in which you may enroll in an insurance plan outside of open enrollment.

When can COBRA be terminated?

If you fail to make any payment before the end of the initial 45-day period, the plan can terminate your COBRA rights. The plan should set due dates for any subsequent premium payments, but it must provide a minimum 30-day grace period for each payment.

How do I get my COBRA back at home?

Contract your abs to give core support and then initiate the exercise by flexing your shoulders and raising the bar straight out in front of you. Ensure your elbows remain extended and your wrists neutral throughout. Lift the barbell just over shoulder height, pause briefly and then lower. Repeat.

What causes a COBRA to end?

(COBRA coverage is exhausted when it ends for any reason other than either failure of the individual to pay premiums on a timely basis or for cause, such as making a fraudulent claim.)

Under what circumstances can COBRA be extended?

The maximum amount of time an employee can continue on COBRA is 18 months. However, a qualified dependent may be able to obtain another 18 months for a total of 36 months if a second qualifying event should occur.

How do I stop my COBRA coverage?

There are three ways to do so:
  1. Terminate coverage on your online account. For instructions, see How to terminate coverage in your COBRA online account.
  2. Submit a completed COBRA Benefits Termination Form.
  3. Do not remit the premium payment for the month you no longer want coverage.