What address should I insure my car?

Asked by: Mr. Lula Doyle DVM  |  Last update: December 12, 2022
Score: 4.2/5 (48 votes)

Generally speaking, your car insurance address must be the same as your vehicle registration address. While specific requirements can vary by state, it's always a good idea to use the same address for your car insurance policy, vehicle registration and driver's license.

Can I insure a car at a different address UK?

While it may be tempting to use someone else's address for car insurance to get better rates, you should not do this. If your car insurance address is different to your home address, that's fraud.

Can you have 2 different addresses on car insurance?

You cannot add just any friend to your policy. If you have two different cars parked at two different addresses, your insurance company will probably not insure them. You can buy a policy with your roommates, but this follows the rule that you must live at the same address.

Does it matter where my car is insured?

No, you need to have car insurance in the state where you live. If you move, you need to update your insurance company with your new address as soon as you can. The company may deny your claims if you are living in another state.

Can I lie about where I live for car insurance?

Technically, lying about your address on your Auto Insurance form isn't a crime. However, there are serious consequences if you're caught lying about your address. Insurance companies call lying about your zip code “material misrepresentation of the risk,” more commonly referred to as fraud.

Cheap Car Insurance! Can you use a different address to get cheaper rates on your car insurance?

42 related questions found

What happens if you lie to insurance company about address?

You could face criminal penalties. A false insurance claim can lead to jail, substantial fines, and a permanent criminal record.

Can I lie about my address?

Address fraud is a type of fraud in which the perpetrator uses an inaccurate or fictitious address to steal money or other benefit, or to hide from authorities. The crime may involve stating one's address as a place where s/he never lived, or continuing to use a previous address where one no longer lives as one's own.

What happens if I don't change my address on my car insurance?

Motorists should also keep insurers updated if they decide to move to a new address in the future. “Failing to notify your insurer of changes to circumstances, including address, could actually result in you being refused when claiming on your insurance.

Can my boyfriend take my car if it's in his name?

Under the law, all of the vehicles that are in your name will be considered yours. This is not to say that he will not have any claims here, just that as a threshold matter they are in your name therefore the law considers them to belong to you.

Can I drive someone else's car on my insurance?

Can I drive my partner's car? As we've seen, driving other cars (DOC) insurance isn't usually included as part of a fully comprehensive policy. Unless your policy states otherwise, you'll only be able to drive your partner's car if they've added you as a named driver or have a family or any driver car insurance policy.

Does your V5 address have to match insurance?

Is a different address on the V5 and insurance an offence? V5 v Insurance: Don't think so. V5 is registering your car to any address you have.

Can I insure my car at my parents address?

Unless your primary address is still your parents', using your parents' address for auto insurance after moving out is invalid and illegal.

Do you need to have the same address to be on the same car insurance?

Generally speaking, your car insurance address must be the same as your vehicle registration address. While specific requirements can vary by state, it's always a good idea to use the same address for your car insurance policy, vehicle registration and driver's license.

Is it illegal to have the wrong address on your driving licence UK?

As UK law states, it is illegal for a driver to be incorrectly registered at an address, as up-to-date residential information is required should the licence-holder be involved in an accident. Drivers who change their address on their licence must also do the same on their vehicle log book and vehicle tax Direct Debit.

Does your driving license have to match your address?

Most states across the country require that you get a driver's license and register your vehicle in the same state where you reside. This means that your license and vehicle registration should match with the same home address.

Is it an Offence to have wrong address on driving licence?

Having the wrong details on your licence is an offence.

Can an unmarried couple share car insurance?

With most insurers, unmarried couples can share a joint car insurance policy or add each other as listed drivers to separate policies. There can be pros and cons to sharing a policy, so check with your insurer to see if shared or separate coverage is best for you.

Can I get insurance on a car not in my name?

In some instances, yes, you can insure a car that is not yours. If you borrow someone's car, rent a car or use a work vehicle, you may be able to get insurance coverage through non-owner insurance — however, keep in mind that this is liability-only coverage that won't cover the damages to the car you're driving.

Can I add my girlfriend's car to my insurance?

Can I add my girlfriend or boyfriend to my car insurance? Yes, you can add your girlfriend or boyfriend to your car insurance. If you live at the same address, your car insurance company will consider them a member of your household.

Do I need to tell car insurance about change of address?

If you change your address, make sure you tell your insurer as soon as possible. Your premium might go up or down when you move house, because your address is one of the big things that can affect the price of your car insurance.

Can a named driver live at a different address?

If someone asks you whether they can be added, you might wonder whether or not they need to live at your address. The answer here is no, it's perfectly possible to add a named driver who lives at a different address to you. All you need to do is contact your policyholder and explain the situation.

What can a stranger do with your address?

With a name and address, a thief can change your address via U.S. Postal Service and redirect mail to their address of choice, Velasquez says. With access to your financial mail, the thief may intercept bank statements and credit card offers or bills, then order new checks and credit cards.

When someone uses your address illegally?

You can also call the general number for the U.S. Postal Inspection Service at 877-876-2455 (press option “4” to report mail fraud), or file a report online.

What happens if someone uses your address?

Is It Illegal for Someone to Use Your Mailing Address? Technically, it isn't explicitly illegal for someone to use your address. However, using a mail address without permission or using it as your own when it isn't, could be deemed address fraud. In some states, it would result in jail time!

Do car insurance companies check your license?

The simple answer is yes. You cannot avoid having your driving record checked if you want auto insurance. The company will ask for your driver's license number and get your records based on you as an individual, not based on the vehicle's. Your driving record follows you, no matter how often you change your cars.