What are 3 provisions of the Affordable Care Act?
Asked by: Name Koss | Last update: July 17, 2025Score: 4.6/5 (15 votes)
- Make affordable health insurance available to more people. ...
- Expand Medicaid to cover all adults with income below 138% of the FPL. ...
- Support innovative medical care delivery methods designed to lower the costs of health care generally.
What are the 3 purposes of the ACA?
The ACA has three primary goals at its foundation, collectively known as the Triple Aim. The Triple Aim goals are: improve patient care, improve population health, and reduce the cost of health care.
What are the major provisions of the Affordable Care Act Quizlet?
What provisions did the Affordable Care Act attempt to enact?
It did so by expanding Medicaid to people with incomes up to 138% of the federal poverty level (the poverty level in the continental U.S. is $15,060 for a single individual in 2024); creating new health insurance exchange markets through which individuals can purchase coverage and receive financial help to afford ...
What are the three pillars of Obamacare?
1 The 3 pillars of the Affordable Care Act (ACA): access, quality, and cost.
ACA 101: A Comprehensive Guide to the Affordable Care Act
What are the three main provisions or parts of the ACA?
- Make affordable health insurance available to more people. ...
- Expand Medicaid to cover all adults with income below 138% of the FPL. ...
- Support innovative medical care delivery methods designed to lower the costs of health care generally.
In which 3 ways did the Affordable Care Act affect individuals?
- If you get sick, an insurance company cannot cancel your policy.
- Health insurance companies cannot turn down your application because of your health status.
- Women can no longer be charged more for insurance than men.
What is a controversial provision of the Affordable Care Act?
The heart of the ACA — and its most controversial provision — is the individual mandate. This provision requires individuals to obtain health insurance or pay the aforementioned penalty. The government advanced two primary theories supporting the individual mandate's constitutionality.
What were the major provisions of the Patient Protection and Affordable Care Act of 2010?
Larger employers are required to offer affordable, comprehensive health insurance to full‐time employees (employer mandate). Individuals who do not have ESI must purchase insurance on their own or pay a penalty (individual mandate), and premium tax credits are available to some.
What is the ACA affordability provision?
In 2025, a job-based health plan is considered "affordable" if your share of the monthly premium in the lowest-cost plan offered by the employer is less than 9.02% of your household income. The lowest-cost plan must also meet the minimum value standard.
What is not included in the Affordable Care Act?
What Benefits Does the Affordable Care Act Not Cover? The Affordable Care Act does leave two forms of insurance for adults out of its provisions — vision insurance and dental coverage. Although both of these services are considered essential benefits for children under the ACA, they are not included for adults.
What are 5 of the essential health benefits provided by the Affordable Care Act?
The 10 categories of benefits in an EHB package are: 1) ambulatory patient services, 2) emergency services, 3) hospitalization, 4) maternity and newborn care, 5) mental health and substance use disorder services, 6) prescription drugs, 7) rehabilitative and habilitative services and devices, 8) lab services, 9) ...
What are the major provisions of the ACA quizlet?
Its key provisions include having the insurers cover preventive services, requiring the insurers to cover young adults under their parent's plan until the age of 26, individuals with preexisting conditions are not denied coverage, prescriptions medications are covered, and the annual and lifetime benefits have no limit ...
What is the Affordable Care Act in simple terms?
The Affordable Care Act (ACA) is a comprehensive reform law, enacted in 2010, that increases health insurance coverage for the uninsured and implements reforms to the health insurance market. This includes many provisions that are consistent with AMA policy and holds the potential for a better health care system.
Who is not eligible for Obamacare?
Must live in the United States. Must be a U.S. citizen or national (or be lawfully present). Learn about eligible immigration statuses. Cannot be incarcerated in prison or jail.
Which of the following is a key provision of the ACA?
Final answer: The key provision from the Affordable Care Act mandates that firms with 50 or more employees must provide health insurance to those working at least 30 hours per week. Additionally, young adults can stay on their parents' plans until age 26, and there are protections against lifetime limits on coverage.
What were three key items of the Patient Protection and Affordable Care Act?
The Patient Protection and Affordable Care Act (ACA) has 3 main objectives: (1) to reform the private insurance market—especially for individuals and small-group purchasers, (2) to expand Medicaid to the working poor with income up to 133% of the federal poverty level, and (3) to change the way that medical decisions ...
Which provisions of the Affordable Care Act ACA 2010 was overturned by Congress in 2017?
As part of the Tax Cuts and Jobs Act of 2017, Congress eliminated the Affordable Care Act's tax penalty for most people who are not covered by health insurance effective in 2019.
What is the biggest problem with the Affordable Care Act?
Impact on Individual Insurance
It was also known that consumers would face a very different health insurance world under the ACA, with some people seeing their premiums go down and some seeing them go up, and the majority of Americans seeing higher deductibles, higher copays, and a smaller pool of providers.
What was a controversial provision of the Affordable Care Act individual mandate?
A vital but controversial provision of the ACA requires individuals to maintain health insurance coverage or face a tax penalty—the individual mandate. We examine the constitutionality of the individual mandate by analyzing relevant court decisions.
What are the pros and cons of the Affordable Care Act?
The pros of the ACA include prohibiting insurance companies from denying coverage based on health history and providing subsidies to reduce premiums and out-of-pocket costs. The cons of the ACA include small business challenges and limited provider options in some regions.
Who benefits most from the Affordable Care Act?
The biggest winners from the law include people between the ages of 18 and 34; blacks; Hispanics; and people who live in rural areas.
How do I know if I have Affordable Care Act insurance?
Check for Premium Tax Credits and Cost-Sharing Reductions
If you receive automatic financial help to pay for your coverage, you probably have an Obamacare plan. The ACA lets plan members apply for two types of assistance: premium tax credits and cost-sharing reductions.
Who pays for the Affordable Care Act?
Here, we take a closer look at the coverage options and costs associated with ACA subsidies, and how they fit into overall healthcare spending. The federal government subsidizes health insurance for over 150 million Americans through various programs and tax benefits.