What are full benefits under Medi-Cal?

Asked by: Karli Collins II  |  Last update: December 27, 2025
Score: 4.2/5 (54 votes)

Full scope benefits generally provides medical, dental, mental health, vision (eye) care, drugs your doctor orders, and more. Full scope Medi-Cal and CMSP benefits are available to individuals who meet all eligibility criteria and are either United States citizens/nationals or have satisfactory immigration status.

What does full coverage Medi-Cal cover?

Medi-Cal provides free or low-cost health care for some people who live in California. Full scope Medi-Cal covers more than just care when you have an emergency. It provides medical, dental, mental health, and vision (eye) care. It also covers alcohol and drug use treatment, drugs your doctor orders, and more.

What benefits do I get with Medi-Cal?

What are the Medi-Cal Benefits?
  • Outpatient (Ambulatory) services.
  • Emergency services.
  • Hospitalization.
  • Maternity and Newborn care.
  • Mental Health and Substance Use Disorder Services.
  • Prescription Drugs.
  • Programs such as physical and occupational therapy (known as Rehabilitative & Habilitative Services) and devices.

How much money can you have in the bank if you have Medi-Cal?

For new Medi-Cal applications only, current asset limits are $130,000 for one person and $65,000 for each additional household member, up to 10.

How do you qualify for full Medi-Cal?

You can also get Medi-Cal if you are:
  1. 65 or older.
  2. Blind.
  3. Disabled.
  4. Under 21.
  5. Pregnant.
  6. In a skilled nursing or intermediate care home.
  7. On refugee status for a limited time, depending how long you have been in the United States.
  8. A parent or caretaker relative of an age eligible child.

What Is Medi-Cal? (Part 1)

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What does Medi-Cal not cover in California?

Restricted scope Medi-Cal covers limited services. It does not cover medicine or primary care. If you have pregnancy-related limited scope Medi-Cal, you will have the full scope of Medi-Cal benefits, if the service is medically necessary.

What is the new law for Medi-Cal in 2024?

Beginning January 1, 2024, a new law in California will allow adults ages 26 through 49 to qualify for full-scope Medi-Cal, regardless of immigration status. All other Medi-Cal eligibility rules, including income limits, will still apply.

What assets are exempt from Medi-Cal?

As of January 1, 2024, there is no longer an asset limit for all the Medi-Cal programs listed below, except for Supplemental Security Income (SSI). For SSI, the asset levels are $2,000 for an individual and $3,000 for a couple. Your income determines the Medi-Cal program for which you qualify.

How much income is too much for Medi-Cal?

Most single individuals will qualify for Medi-Cal if there income is under $1,676 per month. Most couples will qualify if their income is under $2,267 per month. If you have disabilities, your income can be slightly higher. You can qualify for Medi-Cal even if you have assets.

How many cars can you own on Medicaid?

An applicant is allowed to own one car that's not included in your resource limit if it's used for transportation or by another person living in the house, such as a spouse. You also don't have to be the driver of the vehicle. It's important to know that the value of the vehicle doesn't matter.

How do I check my Medi-Cal benefits?

Check your Medi-Cal Benefit Status
  1. By Smart Phone or Tablet. Visit BenefitsCal to:
  2. By Desktop Computer. To check your benefits with a desktop computer visit BenefitsCal.com.
  3. By Phone. To check the status of your benefits, visit BenefitsCal.com or call 888-472-4463.
  4. Request a replacement Benefit Issuance Card (BIC)

Does Kaiser accept Medi-Cal?

The California Medi-Cal program provides health care coverage for some of the most vulnerable populations in the state and Kaiser Permanente participates in the Medi-Cal program to provide high quality care to enrolled beneficiaries in most counties currently served by the health plan.

Which Medi-Cal plan is best?

OAKLAND, Calif., Jan. 19, 2023 – Kaiser Permanente Northern California's Medi-Cal health plan is the highest rated in the state for quality care, according to a December 2022 report from the state's Department of Health Care Services (DHCS).

What other benefits can I get with Medi-Cal?

It can help pay for doctor visits, hospital care, immunization (vaccines), pregnancy-related services, nursing home care, and other services. This includes: Outpatient (ambulatory) services. Emergency services.

What is included in full coverage?

Comprehensive, collision and liability insurance are all included in full coverage. Auto accidents and losses brought on by vandalism, severe weather, fire, or theft will also be covered. California's Low-Cost Auto Insurance program allows some drivers to apply for coverage.

What is 100% Medi-Cal coverage?

That is, the employer pays 100% of their employees' health plan premiums. No extra payroll deduction or other ongoing costs to worry about.

Does Medi-Cal check bank accounts?

➢ Do assets affect my eligibility? Starting on January 1, 2024, assets, such as bank accounts, cash, a second vehicle, and homes, will no longer be counted when determining Medi-Cal eligibility. Income and income from assets, such as income from property, will continue to be counted.

Do I have to pay back Medi-Cal?

The Medi-Cal program must seek repayment from the estates of certain deceased Medi-Cal beneficiaries. Repayment only applies to benefits received by these beneficiaries on or after their 55th birthday and those who owned assets at the time of death.

Who is not eligible for Covered California?

Who is Not Eligible for Covered California? If you are not lawfully present in California, you are not eligible for a Covered California plan. However, you can still apply through Covered California to find out if you are eligible for Medi-Cal or to find coverage for family members who are lawfully present.

What are the new rules for Medi-Cal 2024?

Starting January 1, 2024, California became the first state in the country to completely eliminate asset limits for their state-based Medicaid program. Assets, such as bank accounts, cash, second vehicles, and homes are no longer counted when determining Medi-Cal eligibility.

What income disqualifies you from Medi-Cal?

Aged & Disabled Federal Poverty Level Medi-Cal (A&D FPL).

You must: Be either aged (65+), or disabled (meet Social Security's definition of disability, even if your disability is blindness) Have less than $1,732 in countable monthly income for an individual ($2,351 for a couple).

How do I protect my assets from Medi-Cal?

Many families seek to protect the family home. One of the best tools to protect the family home is the use of an irrevocable Medi-Cal Protection Trust. The Trust protects the family home from a Medi-Cal recovery lien. The Trust can be designed as a grantor trust which will not be required to file a separate tax return.

What is restricted Medi-Cal benefits?

Full-scope Medi-Cal is different from the restricted scope Medi-Cal you may have now. Restricted benefits are limited to some emergency and pregnancy services. If you are under age 26 and meet all other requirements, you may now qualify for full-scope benefits that cover things like primary care and medicine.

Can I own a house and get Medi-Cal?

First, if you own a home, you can still qualify for Medi-Cal. California has one of the best health services in this regard because California does not ask that you sell your home and pay for your medical needs, but rather it will front all the medical bills for you while you are alive.

Does Medi-Cal check tax returns?

You do not have to file taxes to qualify for Medi-Cal.