What are non-preferred prescription drugs?

Asked by: Jacques Zboncak  |  Last update: September 1, 2025
Score: 5/5 (61 votes)

What are non-preferred brand-name drugs? These are brand-name drugs that are not included on the plan's formulary (list of preferred prescription drugs). Non-preferred brand-name drugs have higher coinsurance than preferred brand-name drugs.

What are non-preferred drugs?

What are preferred and non-preferred drugs? Often two brand-name drugs are useful for the same problem. Your insurance company may be able to get one less expensively than the other. That drug becomes a preferred drug, and the other becomes non-preferred. That's usually why you pay more for non-preferred drugs.

What does it mean if a drug is not preferred?

What is the difference between a preferred drug and a non-preferred drug? Often two brand name drugs help treat the same problem, but one has been shown to be more cost- or medically effective than the other. That more effective drug becomes a preferred drug and the other becomes a non-preferred drug.

What is the difference between preferred and non-preferred pharmacies?

Plan enrollees that choose preferred pharmacies pay lower costs at the point of sale due to reduced cost sharing. Other non-preferred pharmacies are allowed to continue participating in the network, allowing for robust patient access.

Which is an example of a non prescription drug?

Refers to a medicine that can be bought without a prescription (doctor's order). Examples include analgesics (pain relievers), such as aspirin and acetaminophen.

Understanding Preferred and Non-Preferred Pharmacy Networks

26 related questions found

What are 5 non-prescription medicines?

Examples of over-the-counter medicines are acetaminophen, aspirin, antacids, decongestants, antihistamines, and laxatives.

Is Tylenol a non-prescription drug?

Acetaminophen is often recommended for arthritis pain because it has fewer side effects than other pain medicines. Examples of OTC brands of acetaminophen are Tylenol, Paracetamol, and Panadol. Acetaminophen prescribed by a provider is usually a stronger medicine.

Is Walgreens a preferred pharmacy?

Filling your prescription at a preferred pharmacy can help you save on the cost of copays, so make sure your pharmacy is in your plan's preferred network when you enroll. Walgreens is a Preferred Pharmacy for many plans! To learn more about Medicare from Walgreens, visit Walgreens.com/Medicare.

Is CVS a preferred pharmacy?

CVS Pharmacy® is preferred with some Medicare Part C and/or D plans, does not endorse any particular Medicare plan, and does not receive compensation of any kind from plan sponsors or other third parties related to enrollment in a Medicare plan.

What is a preferred prescription drug?

Your preferred drug list, sometimes called a formulary, is a list of brand-name and generic medications that are preferred by your plan. These medications are selected because they can safely and effectively treat most medical conditions while helping to contain costs for you and your plan.

Is Ozempic a preferred drug?

Ozempic Returns to Non-Preferred Drug Status Effective December 1, 2024. Ozempic temporarily became a preferred drug in the hypoglycemics, glucagon-like peptide (GLP-1) agents drug class on March 18, 2024, due to a shortage.

Can I refuse generic drugs?

A doctor can require the brand by writing “dispense as written” or “do not substitute” on the order. You can refuse a generic if you're willing to accept the costs associated with the brand-name drug, either through insurance or out of pocket. Generics are often substituted simply to reduce cost.

What is the correct prescription drug coverage tier for non-preferred drugs Kaiser?

Non-preferred drugs are those defined as Tier 4 and have a higher cost share. Specialty medications are covered at the specialty cost share defined as Tier 5. Affordable Care Act (ACA) mandated preventive medications are covered at a $0 cost share and labeled as ACA.

What are preferred drug lists?

A Preferred Drug List (PDL) is a list of outpatient drugs that states encourage providers to prescribe over others, as a mechanism to negotiate higher supplemental rebates. A state may attach a higher copay or require prior authorization for drugs not on the PDL.

Why is it so hard to get prescriptions filled?

If your prescription is missing key information or hard-to-read, a pharmacy can refuse to fill it. Other reasons why your pharmacy may not have your prescription ready include insurance rejections or drug shortages.

What is an example of a non prescribed drug?

Examples of these are:
  • small packs of pain relief medicines such as paracetamol and ibuprofen.
  • vitamins.
  • complementary or alternative medicines.
  • sore throat lozenges.
  • first aid creams for grazes and insect bites.

Which pharmacy is better CVS or Walgreens?

Both Walgreens and CVS are excellent choices when it comes to filling a prescription. Prices are very competitive, so it really comes down to convenience factors such as location availability or extra services and rewards offered by either store.

What makes a pharmacy a preferred pharmacy?

A preferred pharmacy is in your network and saves you money on your copays. A standard pharmacy is also in your network but has slightly higher copays.

Why is CVS closing pharmacies?

Within the last year, the company has also cut about 5,000 jobs, per The Wall Street Journal. The newspaper reported that when it spoke to a CVS spokesperson, they said the effort to pare down has been made “based on [the company's] evaluation of changes in population, consumer buying patterns and future health needs."

Is Rite Aid a preferred pharmacy?

Rite Aid. The industry's most bankrupt chain retained its participation in the major networks, despite its limited geographic scope. For 2024, Rite Aid will participate as a preferred pharmacy in seven plans. Like CVS, Rite Aid had participated in three 2023 plans that will not be offered in 2024.

What is the new name for Walgreens?

Walgreens Specialty Pharmacy and Walgreens Mail Service will be the new names for AllianceRx Walgreens Pharmacy and Walgreens community-based specialty pharmacies, effective August 1, 2024.

Is a non-Preferred Network Pharmacy still considered a network pharmacy?

You can still use non-preferred network pharmacies, but you could pay a higher cost share for your prescriptions. For Small Business and most Large Group plans, you can get an extended supply of maintenance medications from any participating network pharmacy.

What is the safest pain reliever for seniors?

Acetaminophen (Tylenol) is usually safer for older adults than other pain medicines. Topical pain medicines (also called topical analgesics) can also help. When common pain medicines don't work to manage pain, your healthcare provider may suggest other medicines, such as antidepressants or anticonvulsants.

What anti-inflammatory is safe for kidneys and liver?

Acetaminophen is safer for the kidneys than ibuprofen. Acetaminophen doesn't have the same effect on the COX pathway as ibuprofen. So kidney damage is much more rare. Kidney issues are typically only reported when a person has taken too much acetaminophen.

What is the strongest painkiller you can buy over the counter?

Naproxen. Naproxen (Aleve) is the most powerful anti-inflammatory pain reliever available without a prescription.