What are the bad things about the Affordable Care Act?
Asked by: Arlie Mitchell | Last update: February 10, 2025Score: 4.8/5 (6 votes)
What were the consequences of the Affordable Care Act?
The ACA has generally been associated with significant improvements in access and affordability and increases in outpatient utilization among low-income populations, but changes in inpatient utilization and health outcomes have been less conclusive.
What are ethical issues with the Affordable Care Act?
The recently enacted Affordable Care Act (PPACA) of 2010 has fueled ethical debate of several important controversial topics. Ethical issues of health care reform include moral foundations, cost containment, public health, access to care, ED crowding, and end-of-life issues.
What is the problem that the Affordable Care Act is trying to solve?
The Patient Protection and Affordable Care Act (ACA) has 3 main objectives: (1) to reform the private insurance market—especially for individuals and small-group purchasers, (2) to expand Medicaid to the working poor with income up to 133% of the federal poverty level, and (3) to change the way that medical decisions ...
Why do people dislike the Affordable Care Act?
Despite these positive changes, a near majority of Americans still oppose the ACA, even though they approve of most of its features. They oppose the mandate that all Americans must have health insurance (the individual mandate), and they oppose a government role in health care.
5 Things About The Affordable Care Act (ACA)
What is negative about the Affordable Care Act?
It was also known that consumers would face a very different health insurance world under the ACA, with some people seeing their premiums go down and some seeing them go up, and the majority of Americans seeing higher deductibles, higher copays, and a smaller pool of providers.
Who does not benefit from the Affordable Care Act?
Individuals with incomes exceeding 400 percent of the federal poverty level (FPL; $46,680 for an individual, $95,400 for a family of four) are ineligible for either Medicaid or Marketplace tax credits. This group represents 16 percent of the ineligible, uninsured population. 2.
What is a controversial provision of the Affordable Care Act?
The heart of the ACA — and its most controversial provision — is the individual mandate. This provision requires individuals to obtain health insurance or pay the aforementioned penalty. The government advanced two primary theories supporting the individual mandate's constitutionality.
Why is the Affordable Care Act not affordable?
In some cases companies intentionally underpriced plans to attract enrollees, and that strategy didn't work out as well as they wanted. Such actuarial errors put some companies in the position where they needed to either leave the market, or raise premiums. "They made a mistake,” said Gaynor.
Who benefits from the Affordable Care Act?
About the Affordable Care Act
The law provides consumers with subsidies (“premium tax credits”) that lower costs for households with incomes between 100% and 400% of the federal poverty level (FPL). Expand the Medicaid program to cover all adults with income below 138% of the FPL.
What is the moral hazard of the Affordable Care Act?
In the context of health insurance, the term “moral hazard” is used to capture the idea that insurance coverage, by lowering the marginal cost of care to the individual (commonly referred to as the out-of-pocket cost), may increase healthcare use.
What is the biggest ethical issue in healthcare today?
- Patient Privacy and Confidentiality. The protection of private patient information is one of the most important ethical and legal issues in the field of healthcare. ...
- Transmission of Diseases. ...
- Relationships. ...
- End-of-Life Issues.
Which of the following was the most controversial element of the Affordable Care Act?
The most controversial element of the Affordable Care Act (ACA) is widely considered to be the individual mandate, which required all individuals who do not receive health insurance through their employer or a government program to have health insurance or face a penalty.
In which 3 ways did the Affordable Care Act affect individuals?
- If you get sick, an insurance company cannot cancel your policy.
- Health insurance companies cannot turn down your application because of your health status.
- Women can no longer be charged more for insurance than men.
What is the unintended consequence of the Affordable Care Act?
Consolidation in the private health insurance market causes premiums to go up, with larger insurers often paying negotiated, lower prices to health care providers while charging more to employers and individual members.
How does the Affordable Care Act affect the economy?
The ACA's deficit-reducing effects will grow over time. CBO estimates that over the decade from 2023 through 2032, the ACA will reduce the deficit by an average of 0.5 percent of GDP each year, corresponding to total deficit reduction of nearly $1.6 trillion over that ten-year period.
Why is affordable healthcare a problem?
Affordability is a widespread problem even as fewer Americans go without health insurance. The amount people spend directly on health care (not including insurance premiums), known as “out-of-pocket” costs, has been growing faster than inflation and this has several important implications.
Who pays for uninsured patients?
Hospitals do get help with the unpaid bills – from taxpayers. The majority of hospitals are non-profits and are exempt from federal, state and local taxes if they provide a community benefit, such as charitable care. Hospitals also receive federal funding to offset some of the costs of treating the poor.
Why is the Affordable Care Act unconstitutional?
United States Department of Health and Human Services declared the law unconstitutional in an action brought by 26 states, on the grounds that the individual mandate to purchase insurance exceeds the authority of Congress to regulate interstate commerce.
What is prohibited by Affordable Care Act?
Section 1557 makes it unlawful for any health care provider who receives funding from the federal government to refuse to treat an individual—or to otherwise discriminate against the individual—based on race, color, national origin, sex, age or disability.
What was one problem the Affordable Care Act attempted to solve?
Prior to the ACA, high rates of uninsurance were prevalent due to unaffordability and exclusions based on preexisting conditions. Additionally, some insured people faced extremely high out-of-pocket (OOP) costs and coverage limits. The ACA aimed to address these issues, though it did not eliminate all of them.
Did Obamacare hurt the middle class?
Obamacare has cost the middle class money and freedom. Not even one in five people eligible for Obamacare plans who earn more than 250 percent of the federal poverty line have signed up for exchange coverage. Many chose to pay the individual mandate tax penalty instead.
Who benefits most from the Affordable Care Act?
The biggest winners from the law include people between the ages of 18 and 34; blacks; Hispanics; and people who live in rural areas.
What did Obama do for health care?
The Affordable Care Act (ACA), formally known as the Patient Protection and Affordable Care Act (PPACA) and informally as Obamacare, is a landmark U.S. federal statute enacted by the 111th United States Congress and signed into law by President Barack Obama on March 23, 2010.