What are the barriers to enrollment in national health insurance scheme among informal sector workers in Nigeria?

Asked by: Zola Hagenes | Last update: April 12, 2025

Score: 4.8/5 (45 votes)

For most of the respondents in the informal sector, lack of awareness about the procedures for enrolment; the benefits derivable from the scheme and the costs were reported as the barriers to their enrolment. Therefore, poor sensitization is another barrier to enrolment into the scheme.

What are the challenges of the national health insurance scheme in Nigeria?

The healthcare infrastructure in Nigeria is plagued by several issues, including inequitable resource distribution, decaying infrastructure, poor management of human resources, and weak referral systems. These challenges have hindered the effective implementation of the NHIS.

What are the challenges of healthcare in Nigeria?

Major Challenges in the Healthcare Sector in Nigeria

Patients Are Uninformed.
Lack of Funding to Build and Maintain Infrastructure.
Healthcare is Too Expensive for Most Nigerians.
Lack of Properly Trained and Compensated Staff.
Making healthcare a national priority.

What are four common barriers to adequate health insurance?

Affordable health insurance is part of the solution, but factors like economic, social, cultural, and geographic barriers to health care must also be considered,³^,²¹ as must new strategies to increase the efficiency of health care delivery.

What is the national health insurance scheme in Nigeria?

National Health Insurance Scheme is a body set up by Decree 35, of 1999 (now Act 35) operating as Public Private Partnership and directed at providing accessible, affordable and qualitative healthcare for all Nigerians.

Easy Access to Healthcare for all Nigerians (Eps 11) || ENROLMENT IN THE NHIS

24 related questions found

How many people are covered by NHIS in Nigeria?

Since the implementation of NHIS, about five million Nigerians can readily access care through the NHIS. The NHIS benefits packages are very comprehensive, covering virtually all the medical needs of the enrollees from consultation, to drugs, consumables, and other minor surgeries.

How much is the NHIS registration fee in Nigeria?

It costs N15,000 to register for Voluntary Contributor Social Health Insurance Program (VCSHIP) and N10,000 per head. It costs N12,000 to register for National Mobile Health Insurance Program (NMHIP) and N9,000 per head. All NHIS fees for service renew annually.

Which are the barriers to accessing health care services for immigrants?

Immigrant populations may also face barriers when seeking to access health services. These include, but are not limited to, lack of health insurance coverage, health care costs, transportation, and unpredictable work schedules.

What are the barriers to implementation in healthcare?

The most commonly identified barriers were: lack of support (both financial and political) to primary care, lack of specific logistical facilitators (e.g. authorizations to be away from their consultation for program-related activities and providing substitute personnel when leave is needed) and a general lack of ...

What are the barriers which create disparities in healthcare?

Disparities occur across multiple factors including race and ethnicity, socioeconomic status, age, geography, language, gender, disability status, citizenship status, and sexual identity and orientation.

What are the major barriers in the implementation of the Nigeria health care system?

The country has several barriers that limit delivery of PHC: internal conflict in parts of the country, crime and corruption, multiplicity of governmental and donor agencies, vertical programmes, low political commitment to implementation of approved health policies, differences in remuneration between levels of care, ...

What is the biggest health issue in Nigeria?

Malaria is the most significant public health problem in Nigeria.

What are the factors affecting the Nigerian health system?

Political instability, corruption, limited institutional capacity and an unstable economy are major factors responsible for the poor development of health services in Nigeria.

What are the problems of insurance in Nigeria?

High Rate of Fraud and Lack of Effective Prevention Measures

Fraudulent activities present a substantial challenge to insurance companies in Nigeria. The industry contends with issues such as false claims, policy manipulations, and identity theft, all of which have severe implications.

What are the disadvantages of the national health insurance model?

Con 1: Universal health care for everyone in the U.S. promises only government inefficiency and health care that ignores the realities of the country and the free market. ...
Con 2: Universal health care would raise costs for the federal government and taxpayers.

What are the disadvantages of national insurance?

It certainly has disadvantages. Firstly it does not bite on people above State Pension Age – ie the people who make most use of the NHS. Secondly – it's a tax on jobs. Employers pay an additional 13.8% on earnings above £153 a week.

What are the barriers to healthcare policy development?

This chapter highlights six barriers to successful policy implementation and use: (1) affordability, (2) availability, (3) lack of awareness, (4) lack of attention to intersectionality, (5) lack of institutionalization, and (6) cultural beliefs and biases.

What are the barriers to change in healthcare organization?

When healthcare and hospital leadership is transient, it's difficult for long-term change to take place.

Competing Demands. It's rare for hospitals or healthcare systems to work toward a single change at any point in time. ...
Scarce Resources. ...
Technical Issues. ...
Staff Buy-in.

What are the barriers to full implementation of healthcare informatics?

Costs, staff (lack of, training, resistance), and issues related to the technology (interoperability, privacy, issues during implementation) were among the most frequently mentioned barriers.

What are some challenges that undocumented immigrants experience in the healthcare system?

Undocumented immigrants face many obstacles in accessing emergency healthcare. Legal uncertainties, economic constraints, language differences, and cultural disparities lead to delayed medical care and thereby exacerbate health inequities.

Can undocumented immigrants get health insurance through employer?

Undocumented immigrants are ineligible for federal health coverage or access to the Federal Health Insurance Marketplace under the Affordable Care Act. However, they are able to purchase private health coverage or — in some cases — access insurance through their employers.

Which are possible barriers that a client may face while accessing health care in the United States?

Barriers to care, including workforce shortages, health insurance status, transportation issues, health literacy, and stigma in rural communities. Access issues for specific populations and healthcare services.

What are the benefits of national health insurance scheme in Nigeria?

NHIS BENEFITS

Out-patient care, including necessary consumables. Prescribed drugs, pharmaceutical care and diagnostic tests- as contained in the National Essential Drug List and Diagnostic Test List. Maternity care for up to four (4) live births for every insured contributor/couple in the Formal Sector Programme.

What is the national health insurance model?

The National Health Insurance model has elements of both the Beveridge and Bismarck models. It uses private-sector providers, but payment comes from a government-run insurance program that all citizens fund through a premium or tax.

How often is the NHIS collected?

NHIS is a cross-sectional household interview survey. Data are collected continuously throughout the year from January to December. Sample is distributed across all 50 states and the District of Columbia approximately proportional to population size.