What are the challenges of the Affordable Care Act?
Asked by: Nina Carroll | Last update: October 14, 2025Score: 4.2/5 (63 votes)
What are the major problems with the Affordable Care Act?
- Obamacare has increased the cost of health care and health insurance. ...
- Obamacare increases Americans' reliance on the federal government. … ...
- On a per person basis, Obamacare is far more expensive than anticipated for taxpayers. ...
- Obamacare's “expansion” is due in large part to improper Medicaid enrollments.
What has been strongly challenged under the ACA?
Under the Affordable Care Act (ACA), commonly known as Obamacare, the aspect that has faced significant challenge is the mandatory purchase of health insurance, hence the correct option is D).
How many times has ACA been challenged?
Since the enactment of the Affordable Care Act (ACA) in 2010, more than 2,000 legal challenges have been filed in state and federal courts contesting part or all of the ACA.
Why are people against the Affordable Care Act?
They oppose the mandate that all Americans must have health insurance (the individual mandate), and they oppose a government role in health care. Yet Medicare, a mandatory insurance for seniors administered by the federal government since 1965, is overwhelmingly approved by the American public.
Here's Why the Affordable Care Act Is So Controversial | History
What is the challenge to the Affordable Care Act?
In California, after determining the individual plaintiffs had standing to bring the case, the district court considered the merits of their challenge and ruled that the individual mandate was unconstitutional and the rest of the Act's provisions were not severable.
What is a controversial provision of the Affordable Care Act?
The heart of the ACA — and its most controversial provision — is the individual mandate. This provision requires individuals to obtain health insurance or pay the aforementioned penalty. The government advanced two primary theories supporting the individual mandate's constitutionality.
How many times did Republicans try to repeal Obamacare?
After the July 27, 2017 vote on the Health Care Freedom Act, Newsweek "found at least 70 Republican-led attempts to repeal, modify or otherwise curb the Affordable Care Act since its inception as law on March 23, 2010."
Has the Affordable Care Act been successful?
The ACA continues to be a successful, popular, and important federal program to millions of people and their families.
What is the most controversial provision in the Affordable Care Act that has led to Supreme Court challenges?
Individual mandate. The most legally and politically controversial aspect of the ACA, the individual mandate requires Americans to purchase health insurance or face a government penalty, with some exceptions—particularly for low-income individuals who cannot afford to buy insurance [3].
What is the moral hazard of the Affordable Care Act?
In the context of health insurance, the term “moral hazard” is used to capture the idea that insurance coverage, by lowering the marginal cost of care to the individual (commonly referred to as the out-of-pocket cost), may increase healthcare use.
In which 3 ways did the Affordable Care Act affect individuals?
- If you get sick, an insurance company cannot cancel your policy.
- Health insurance companies cannot turn down your application because of your health status.
- Women can no longer be charged more for insurance than men.
What are some unintended consequences of the ACA?
Consolidation in the private health insurance market causes premiums to go up, with larger insurers often paying negotiated, lower prices to health care providers while charging more to employers and individual members.
How can the ACA be improved?
- Ensure Affordable Premiums.
- Reduce Cost-Sharing.
- Strengthen Coverage Requirements.
- Create Federal Backstops for Coverage.
- Simplify Plan Options and Enrollment Pathways.
What are ethical issues with the Affordable Care Act?
The recently enacted Affordable Care Act (PPACA) of 2010 has fueled ethical debate of several important controversial topics. Ethical issues of health care reform include moral foundations, cost containment, public health, access to care, ED crowding, and end-of-life issues.
Why is affordable healthcare a problem?
Affordability impacts whether people can get the care they need, like insulin to manage their diabetes or following up on a mammogram. If those are too costly, people will delay or skip care, which has significant impacts down the line on both health outcomes and cost.
Who benefits most from the Affordable Care Act?
The biggest winners from the law include people between the ages of 18 and 34; blacks; Hispanics; and people who live in rural areas.
Does the Affordable Care Act actually help?
The ACA has generally been associated with significant improvements in access and affordability and increases in outpatient utilization among low-income populations, but changes in inpatient utilization and health outcomes have been less conclusive.
What are the pros and cons of Obamacare?
The pros of the ACA include prohibiting insurance companies from denying coverage based on health history and providing subsidies to reduce premiums and out-of-pocket costs. The cons of the ACA include small business challenges and limited provider options in some regions.
Is the Affordable Care Act still in effect?
Together with the Health Care and Education Reconciliation Act of 2010 amendment, it represents the U.S. healthcare system's most significant regulatory overhaul and expansion of coverage since the enactment of Medicare and Medicaid in 1965. Most of the act's provisions are still in effect.
How many votes does it take to repeal a law?
A motion to rescind, repeal, annul or amend something already adopted requires a two-thirds vote, a majority vote with previous notice, or a vote of a majority of the entire membership, any one of which would suffice.
Why is the Affordable Care Act unconstitutional?
United States Department of Health and Human Services declared the law unconstitutional in an action brought by 26 states, on the grounds that the individual mandate to purchase insurance exceeds the authority of Congress to regulate interstate commerce.
Who is not eligible for Obamacare?
Must live in the United States. Must be a U.S. citizen or national (or be lawfully present). Learn about eligible immigration statuses. Cannot be incarcerated in prison or jail.
Who pays for the Affordable Care Act?
The federal government covers 90% of the cost of Medicaid expansion. Individual Mandate: The ACA also originally included an “individual mandate” or requirement for most people to maintain health insurance.