What are the dependent requirements for Cigna?
Asked by: Jazlyn Tillman | Last update: May 31, 2025Score: 4.7/5 (68 votes)
Who qualifies as a dependent for Cigna?
It's usually a spouse, partner or child. If you're enrolled in a health plan, a dependent may be eligible for coverage under your plan because of their relationship with you. Your activation date, also called your effective date or coverage start date, is the date your health plan starts.
What qualifies as a dependant for insurance?
A dependent may be a spouse, domestic partner, or child (some plans refer to "spouse and dependents" meaning that they differentiate between the spouse and the children). You can cover your biological, adopted, and stepchildren.
Can I add my boyfriend to my health insurance Cigna?
Domestic Partner
the above which can be made available to Cigna upon request. of the same or opposite sex. You and your Domestic Partner must have registered as Domestic Partners, if you reside in a state that provides for such registration.
How long does Cigna cover dependents?
How long can my child stay on my health insurance? The Affordable Care Act (ACA) requires insurers to allow children to stay on a parent or guardian's plan until the end of the year that they turn 26. This applies to married children as well.
Eligibility and Benefits
Do I lose my parents' insurance the day I turn 26?
If you're covered by a parent's job-based plan, your coverage usually ends when you turn 26. But check with the employer or plan. Some states and plans have different rules. If you're on a parent's Marketplace plan, you can remain covered through December 31 of the year you turn 26 (or the age permitted in your state).
How do I add a child to my Cigna insurance?
If you have company health insurance, you must notify the human resources department to allow them to make the necessary arrangements. If you have individual insurance, you must contact our Customer Service team who will tell you what you need to do to request the addition.
What does Cigna consider a domestic partner?
The California Family Code defines a domestic partnership as: 1) two adults of the same sex who have chosen to share one another's lives in an intimate and committed relationship of mutual caring; or 2) two equally committed adults of the opposite sex if one or both partners are over age 62 and one or both partners ...
Why can't I add my boyfriend to my health insurance?
You usually have to provide documentation to prove your relationship meets all the rules. However, not all states recognize domestic partnerships, adds Katz. And even if they do, it may still be up to your employer or health plan to decide whether they'll allow you to add a domestic partner to your plan.
What does Cigna not cover?
Excluded medical equipment includes, but is not limited to: air purifiers, air conditioners, humidifiers treadmills; spas; elevators; supplies for comfort, hygiene or beautification; wigs, disposable sheaths and supplies; correction appliances or support appliances and supplies such as stockings, and consumable medical ...
Who qualifies as a Dependant?
Relationship: Be your son, daughter, stepchild, eligible foster child, brother, sister, half-sister or -brother, stepbrother, stepsister, adopted child or the child of one of these. Age: Be under age 19 or under 24 if a full-time student, or any age if permanently and totally disabled.
Can my boyfriend claim me as a dependent on insurance?
Include an unmarried domestic partner only if you have a child together or you'll claim your partner as a tax dependent. Don't include people you just live with — unless they're a spouse, tax dependent, or covered by another exception in this chart.
Is my wife a dependent if she doesn't work?
The taxpayer's spouse cannot be claimed as a dependent. Some examples of dependents include a child, stepchild, brother, sister, or parent. Individuals who qualify to be claimed as a dependent may be required to file a tax return if they meet the filing requirements.
Who are considered dependents for health insurance?
Typically, dependents can include your spouse, children under a certain age (often up to 26), and sometimes other relatives like stepchildren or legally adopted children. It's important to check your specific plan's rules regarding dependent eligibility.
Does Cigna cover pre-existing conditions?
If you have a chronic or ongoing medical condition that requires more frequent care, those needs could affect the type of plan you choose, but you cannot be denied coverage or charged more due to a pre-existing condition.
What is dependent eligibility?
Dependent Eligibility Verification (DEV) is the process of re-verifying the eligibility of your spouse, domestic partner, children, stepchildren, and domestic partner children (dependents) enrolled in health and/or dental benefits.
How do I add an unmarried partner to my health insurance?
Adding a domestic partner to your health insurance coverage follows a process akin to that of adding a spouse. You have the option to include partners during the initial enrollment, open enrollment period, or a special enrollment period triggered by a qualifying life event, such as the arrival of a new child.
Can you claim a domestic partner as dependent?
You must live together.
To qualify as a dependent, your significant other must have lived with you for at least one calendar year. If you lived together for a shorter time, you cannot claim your significant other as a dependent.
Can my boyfriend add me to his health insurance if we live together?
As such, you can add a domestic partner, such as a boyfriend or girlfriend, to your health insurance. If you have employer-sponsored insurance, you will need to provide your employer with the document recognizing your domestic partnership. This could be any of the following: Affidavit of domestic partnership.
Who is eligible for dependents on Cigna?
Eligible Dependents Eligible dependents include spouses, natural children, stepchildren, legally adopted children, unmarried disabled children, newborn children, children for whom the employee has legal custody, and children for whom the employee has court ordered custody and are chiefly dependent on the employee for ...
Can I add my girlfriend to my Cigna insurance?
Dependents are: your lawful spouse; or • your Domestic Partner; and • any child of yours who is • less than 26 years old.
What is the No Surprise Act for Cigna?
No more surprise medical bills:
Beginning July 1, 2017, California law protects consumers from surprise medical bills when they get non-emergency services, go to an in-network health facility and receive care from an out-of-network provider without their consent.
How long can a dependent stay on Cigna insurance?
Dependent Coverage
Employee health plans are required to reimburse medical care expenses to any covered dependents until their 26th birthday, or the scheduled termination date determined by the plan (such as end of month or end of year following the 26th birthday).
What is needed to add child to health insurance?
Most of the time, you'll just need your baby's birth certificate or proof of birth, says Stacy Edgar, co-founder and CEO of Venteur, an employee benefits brokerage company in San Francisco. The hospital where you gave birth can help you complete and submit these forms.
Is Cigna accepted everywhere?
Can I go anywhere in the world for treatment? Cigna Global Health Options offers: Worldwide including USA, Worldwide excluding USA, we now have Close Care plan, which only covers locally and country of nationality. USA nationals have the option of just local or can pay extra for USA.