What are the four general areas of protection provided by coverages A through D of the PAP?

What are the areas covered in part a liability coverage in a personal automobile policy quizlet?

Part A. Bodily injury and property damage to others is covered under Part A--Liability to Others Coverage when the accident is due to the insured's negligence. A personal auto policy provides coverage for all for the following drivers of an insured car EXCEPT: A) the insured's spouse.

Which of the following coverages under the personal auto policy protects the insured against drivers who do not have adequate auto liability insurance limits?

Which of the following coverages under the Personal Auto Policy protects the insured against drivers who do not have adequate auto liability insurance limits? Underinsured Motorist Coverage -- Uninsured Motorists Coverage applies only when the at-fault driver is uninsured.

What are the 6 parts of pap?

The PAP is divided into the following six parts: liability coverage, medical payments coverage, uninsured motorist coverage, physical damage coverage, duties after an accident or loss, and general provisions. Below is an explanation of each part.

What are the three major parts of a personal auto policy?

Which of these would be covered by the medical payments coverage in a personal auto policy?

Medical payments coverage can help with medical expenses associated with an auto accident — for you, your passengers and any family members driving the insured vehicle at the time of the accident — no matter who is at fault. It typically covers doctor visits, hospital stays, surgery, X-rays and other medical bills.

What are other types of insurance coverages?

What does full coverage insurance cover?

Fully comprehensive

This is the highest level of insurance you can have. It covers you, your car and any others involved in an accident. It includes all the cover of a third party fire and theft policy, but also protects you as a driver and might pay out for damage to your car.

What are the 5 types of auto insurance?

Which of the following coverages of a personal automobile policy provides collision and other than collision coverage?

Comprehensive coverage covers damages to your vehicle in certain situations. It's sometimes referred to as "other than collision" coverage.

What is PAP Part F?

Part F contains additional provisions regarding bankruptcy, changes to your policy, fraud, legal action against the insurer, the insurer's right to recover payment, policy period and territory, termination, transfer of your interest in the policy, and the effect of two or more auto policies.

Which of the following is a duty required of the insured in the event of a loss under the PAP?

Which of the following is an insured's duty in the event of loss under the PAP? The insured must cooperate with the insurer, promptly notify the insurance company of a loss, and immediately send legal papers to the insurer.

Which of the following is a general exclusion under Section I of the homeowners 3 policy?

Which of the following is a general exclusion under Section I of the Homeowners 3 policy? Losses due to the failure of the insured to use all reasonable means to save and preserve property after the time of a loss.

Which of the following is not covered under uninsured motorist coverage?

To your car, regardless of liability; Collision only applies to a vehicle of the insured and is applied regardless of fault. Which of the following is not covered under Uninsured Motorist Coverage? A vehicle that is used for hire; A taxicab or other vehicle for hire is not eligible for coverage.

Which of the following is correct regarding uninsured motorists coverage under the personal auto policy?

Which of the following is correct regarding Uninsured Motorists Coverage under the Personal Auto Policy? The purpose of Uninsured Motorists Coverage is to provide coverage for an insured injured in an accident that is the fault of the operator of an uninsured motor vehicle.

What is a common name for Part D of the personal auto policy quizlet?

Coverage Part D of the personal auto policy addresses coverage for damage to the insured's auto, also known as physical damage coverage.

Which of the following is covered under collision automobile insurance for a car quizlet?

collision coverage pays for damage to your car from an accident regardless of fault.

Which of the following is covered by auto other than collision comprehensive coverage quizlet?

If your insured vehicle is damaged due to an event other than a collision, Comprehensive coverage will pay for the damage. This includes damages from fire, theft, windstorm, flood and vandalism.

What are the basic categories of auto insurance?

What three types of auto insurance coverage are the most important to have?

The most important ones are liability, comprehensive and collision coverage. We'll call them the Big Three. Think of them as the basics—coverage you can't afford to go without. If you have all three, it means you have full coverage.

What are the seven types of insurance?