What are the most common critical illnesses?

Asked by: Dr. Cecelia Ondricka MD  |  Last update: August 25, 2022
Score: 4.8/5 (68 votes)

The critical illnesses with the most number of claims paid are:
  • Cancer. This comprises a whopping 60% of all paid out claims! ...
  • Heart Attack. This makes up 16% of all claims paid out. ...
  • Stroke. ...
  • Multiple sclerosis. ...
  • Benign brain tumour. ...
  • Coronary artery by-pass grafts. ...
  • Parkinson's disease. ...
  • Other critical illness.

What are considered critical illnesses?

Get cover for these 36 illnesses with a Critical illness Insurance
  • Heart attack.
  • Heart valve replacement due to defects or abnormalities.
  • Coronary artery diseases requiring a bypass or other surgery.
  • Aorta surgery via thoracotomy or laparotomy.
  • Stroke.
  • Cancer.
  • Kidney failure.

How many types of critical illnesses are there?

List of 34 Critical Illnesses Covered.

Is cancer a critical illness?

Critical illness benefit covers various serious ailments like heart disease, stroke, organ failure, and cancer.

Is diabetes a critical illness?

So does diabetes count as a critical illness? Does it appear on the list of critical illnesses generally covered on most insurance company critical illness plans? The answer is mostly no. One exception to this is late onset type 1 diabetes which is included as a critical illness condition by at least one major insurer.


24 related questions found

Is arthritis a critical illness?

Does critical illness cover arthritis? Yes, you can get critical illness cover for arthritis, but as there are many different types of arthritis and everyone has different levels of severity. Insurers may vary with what lump-sums they can offer you in the event of a diagnosis.

What are the 37 critical illness?

List of 37 critical illnesses
  • Major Cancers.
  • Heart Attack of Specified Severity.
  • Coronary Artery By-pass Surgery.
  • Stroke.
  • Kidney Failure.
  • Coma.
  • Paralysis (Loss of Use of Limbs)
  • Heart Valve Surgery.

Is Covid considered critical illness?

7 Things Medical Insurance May Not Cover If You Get Sick

We'd all like to think we have the insurance coverage needed to treat a critical illness, like COVID-19i, heart attackii, or stroke. But that may not be the case.

What are the 40 critical illness covered in Max Life insurance?

Max Life Critical Illness and Disability Rider covers the following Critical Illness conditions:
  • Angioplasty.
  • CiS / Early Stage Cancer.
  • Small Bowel Transplant.
  • Brain Aneurysm Surgery or Cerebral Shunt Insertion.
  • Severe Osteoporosis.
  • Cancer of Specified Severity.
  • Myocardial Infraction (First Heart Attack of Specific Severity)

Is COPD a critical illness?

How Serious Is COPD? COPD is the third leading cause of death by disease in the United States. More than 16.4 million people have been diagnosed with COPD, but millions more may have the disease without even knowing it. COPD causes serious long-term disability and early death.

Is pneumonia a critical illness?

Critical illness is a life-threatening condition. If left untreated, a critical illness can impair your ability to live properly and may result in death. According to a report by the Philippine Statistics office in 2016, heart disease, cancer and pneumonia were the top causes of death in the country.

Is heart failure a critical illness?

Critical-illness protection

Although there are a number of symptoms and warning signs, heart disease can strike anytime and anywhere. People who believe they may be stricken with a critical illness such as heart disease should consider critical-illness insurance.

What are the three most common claims for a critical illness policy?

Critical Illness Insurance claims are predominantly dominated by the “big three;” namely stroke, heart attack and cancer. There are also many other conditions that can be covered under CIC, such as children's coverage, multiple sclerosis and Parkinson's disease.

Is High Blood Pressure a critical illness?

Hypertension ̶ or elevated blood pressure ̶ is a serious medical condition that significantly increases the risks of heart, brain, kidney and other diseases.

What is the US critical illness?

The kinds of illnesses that are covered are usually long-term and very serious conditions such as a heart attack or stroke, loss of arms or legs, or diseases like cancer, multiple sclerosis or Parkinson's disease.

Does critical illness pay out?

Critical illness insurance will pay out if you get one of the specific medical conditions or injuries listed in the policy. It only pays out once, after which the policy ends. The conditions and illnesses covered can vary significantly between different insurers.

What is the difference between critical illness and short term disability?

Critical illness insurance covers a specific, predefined set of medical conditions. Disability income insurance provides benefits to insureds who are disabled as a result of injury or illness and cannot perform normal work duties.

What is early critical illness?

Like the name suggests, an early-stage CI plan gives a payout when you get diagnosed during the early stages of a major illness. As early screenings become more advanced and accessible, having this type of insurance becomes useful for covering medical fees, so you can focus on recovery without worrying about expenses.

How many are the covered major critical illnesses?

Get comprehensive health and accident coverage ● Get a lump sum cash benefit in case you get diagnosed with any of the 56 covered major critical illnesses including cancer, heart attack and stroke, until you reach age 75.

Is Fibromyalgia a critical illness?

Does Critical Illness Cover Fibromyalgia? Fibromyalgia is one of the neurological conditions where critical illness cover is available due to the fact that it is generally milder and symptoms do not directly result in most critical illness claims (e.g. Cancer, Heart Attack etc.).

Is autoimmune disease a critical illness?

Critical Illness Cover for people who have autoimmune disorders is often available, but as the range of conditions is so varied, so are the premiums. It may be that some of critical illness options on offer, will have exclusions for conditions specifically linked to your diagnosis.

Is Crohn's critical illness?

Crohn's Disease & Critical Illness Cover

Some insurers may place an exclusion for Crohn's disease on the policy, if they have it as a claimable critical illness. If you are waiting from surgery due to the Crohn's disease, you will need to speak with a specialist insurer to arrange your critical illness policy.