What bills can I pay with UCard?

Asked by: Anastasia Macejkovic II  |  Last update: March 31, 2025
Score: 5/5 (41 votes)

If you are a member of a UnitedHealthcare Dual Special Needs Plan and have a UCard, you may be eligible for benefits that can help with your utility bills, including electricity, gas, water, and internet.

What does the UnitedHealthcare UCard pay for?

For eligible members with UnitedHealthcare Medicare Advantage plans, credits will be loaded to your UnitedHealthcare UCard® to help pay for covered over-the-counter (OTC) products. For select plans, members can also use their credits to help pay for healthy food or eligible utility bills.

What can you not buy with UnitedHealthcare UCard?

Rewards cannot be used to purchase Medicare-covered items or services, including medical or prescription drug out-of-pocket costs, or alcohol, tobacco or firearms. Tip: When shopping in-store, use the product scanner in the UnitedHealthcare app to find out if a product is covered.

Where can I use my UCard rewards?

Use your UCard to spend earned rewards at thousands of national retailers, including Walmart, Walgreens, CVS and many local options. Choose from many eligible items like over-the-counter products, gifts, groceries and more.

Where can I use my UHC debit card?

You can use the card at any place that accepts MasterCard to: Pay for qualified medical, dental, vision and pharmacy expenses at the doctor, dentist, eye doctor, clinic, pharmacy, grocery store or other retail store.

How to Pay Utility Bills with Ucard (UnitedHealthCare)

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What bills can I pay with my UHC card?

Ready, set, shop. The Food, OTC and Utility Bill Credit is included with many dual health plans from UnitedHealthcare.* This benefit gives our members a flexible monthly credit to spend on healthy food, OTC products and pay utility bills.

What groceries can I buy with my UCard?

Groceries. The UnitedHealthcare healthy food card can be used to purchase a large list of grocery items including milk, fruits and vegetables, eggs, bread, frozen meals, cheese, condiments and more.

How to pay utilities with UCard?

To pay eligible utilities with UCard benefits, customers must call the UnitedHealthcare member services number on the back of their UCard to request payment of their utility bill. Any approved payments will be processed by UnitedHealthcare and sent to eligible utilities on your behalf.

What stores accept the UnitedHealthcare UCard?

The S3 retail network offers access to thousands of participating stores like Walmart, Walgreens, Kroger and CVS, expanding shopping options for eligible members with a UnitedHealthcare UCard® and making it easier to spend their benefit credits and rewards.

Can I buy toilet paper with my OTC card?

OTC items are not eligible if they are normally used for general health, are not used to treat a medical condition (e.g. lotion, shampoo (except for products used to treat dandruff), toilet paper, lip balm) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).

Can I use my UCard for gas?

The UCard® gives you access to credit to help pay for healthy food, OTC products and utilities such as gas and electric. I love United Healthcare been with them 3yrs best company in the insurance industry. Syreeta Bendy me too l love them best insurance I have duel complete so I pay for nothing ..

What household items can I buy with my OTC card?

Eligible items include:
  • Nicotine replacement therapy items.
  • Band aids and first aid supplies.
  • Food scales.
  • Oral hygiene care products.
  • OTC antibiotic creams/ointments.
  • OTC antihistamines and allergy sprays.
  • OTC cold/cough/flu drugs.
  • OTC pain relievers.

How much money is on my UCard?

On the Web: You can check your balance on the UCard Online Card Office by logging in to the new Get Funds site. If you have not yet registered to Get Funds, you will need to register first. At Points of Sale: At points of sale, your UCard balance will be displayed automatically after every transaction.

Can I use my UCard on Amazon?

Members cannot use their UCard or OTC credit to shop directly on amazon.com or in the Amazon app. Members with an OTC benefit that can be used on healthy food (D-SNP and some C-SNP) will continue to have their online orders fulfilled by Walmart.

Why won't my healthy benefits card work at Walmart?

The benefits card has been used before the 24-hour waiting period after activation is over. The participant has insufficient funds in the benefit account to cover the expense. Non-eligible expenses have been included at the point of sale. (Retry the transaction with the eligible expense only.)

What does my UCard cover?

Your plan comes with a credit that will be loaded to your UnitedHealthcare UCard® every month to help pay for over-the-counter (OTC) products and healthy food. Shop in-store or online for covered groceries, pain relievers, cold remedies and more.

Can I use my UCard at Dollar General?

Good news! Many Dollar General stores are ready to accept UCard payments and more stores are expected to be ready in the months ahead.

Can I buy coffee with my OTC card?

Items that do not qualify include non-food and pet items, alcohol, baby formula, candy, chips, coffee shop items, desserts, fresh baked goods, soda, and tobacco. To check if an item is approved, members can download the Healthy Benefits Plus app, scan the product and it will advise if item is allowable.

What is the utility payment?

A utility bill is a monthly statement of the amount a household owes for any one (or more) of the basic services that generally keep a home operable and comfortable. Examples of utilities include electricity, water and gas.

Can you use an OTC card to pay bills?

Wireless, Internet, and Utility Bill Payment

Some plans allow members who are eligible for Expanded OTC to use their OTC allowance to pay for internet, wireless, and utility bills.

What kind of food can I buy with my UnitedHealthcare card?

Use the handy list below to help you shop for foods that qualify.
  • Fresh fruits & vegetables.
  • Canned fruits & vegetables.
  • Frozen produce & meals.
  • Fresh salad kits.
  • Dairy products.
  • Meat & seafood.

Can I pay my water bill with my Ucard?

Because the Ucard is not a Master Card, Visa or Discover, we cannot accept the card as a form of payment. To use your Ucard money to pay your utility bill, you must do so through the Ucard hub on your plan's website or call 1-833-853-8587.

Can I buy shampoo and conditioner with an OTC card?

OTC items are not eligible for reimbursement if they are normally used for general health, are not used to treat a medical condition (e.g. toothpaste, mouthwash, lotion, shampoo) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers). See additional examples in the OTC Chart.

What stores can I use my Ucard in 2024?

Shop at thousands of participating stores in the S3 retail network, including Walmart, Walgreens, Kroger, and CVS, or at neighborhood stores near you. For a list of participating stores near you, visit the UCard Hub in the UnitedHealthcare app or on your member site.