What can I buy with UCard Rewards?

Asked by: Caterina Huels  |  Last update: June 27, 2025
Score: 4.8/5 (63 votes)

How can I spend earned rewards? Use your UCard to spend earned rewards at thousands of national retailers, including Walmart, Walgreens, CVS and many local options. Choose from many eligible items like over-the-counter products, gifts, groceries and more.

What can I spend my UHC rewards on?

You can redeem your rewards by depositing them to the subscriber's Optum health savings account (HSA) if eligible, the subscriber's UHC Rewards Health reimbursement account (HRA) if eligible, purchasing a device or by receiving them in a digital Visa gift card.

How do you use your UCard rewards?

Earned rewards can be spent by using their UCard to purchase gifts, clothing, groceries, and more in any network store and online. Rewards purchase restrictions apply. Reward offerings may vary by plan and are not available in all plans. Reward Program Terms of Service apply.

What can I purchase with my UCard from UnitedHealthcare?

Your plan comes with a credit that will be loaded to your UnitedHealthcare UCard® every month to help pay for over-the-counter (OTC) products and healthy food. Shop in-store or online for covered groceries, pain relievers, cold remedies and more.

What food items can you get with an OTC card?

Examples of approved food items are fruits, vegetables, meats, poultry, seafood, eggs, dairy, rice, pasta, beans, and much more.

How To Use My Health Pays Rewards Card At Walmart (How I Use My Health Pays Rewards Card At Walmart)

15 related questions found

What can you not buy with UnitedHealthcare UCard?

Rewards cannot be used to purchase Medicare-covered items or services, including medical or prescription drug out-of-pocket costs, or alcohol, tobacco or firearms. Tip: When shopping in-store, use the product scanner in the UnitedHealthcare app to find out if a product is covered.

Can I buy laundry soap with my OTC card?

Use your $25 a month to get items like baby wipes, allergy products, pain relief medicine and more. You can also get everyday items like laundry detergent, soap and toothbrushes.

Can I pay my water bill with my UCard?

To pay eligible utilities with UCard benefits, customers must call the UnitedHealthcare member services number on the back of their UCard to request payment of their utility bill. Any approved payments will be processed by UnitedHealthcare and sent to eligible utilities on your behalf.

Can I buy shampoo and conditioner with an OTC card?

OTC items are not eligible for reimbursement if they are normally used for general health, are not used to treat a medical condition (e.g. toothpaste, mouthwash, lotion, shampoo) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers). See additional examples in the OTC Chart.

Can I withdraw cash from my UCard?

The UCard Debit Account differs from bank-issued debit accounts in that: it can only be used to make on-campus purchases. you cannot withdraw funds from it - funds must either be spent down, or the account must be closed.

Can I use UCard on Amazon?

Members cannot use their UCard or OTC credit to shop directly on amazon.com or in the Amazon app. Members with an OTC benefit that can be used on healthy food (D-SNP and some C-SNP) will continue to have their online orders fulfilled by Walmart.

What are the $300 UHC rewards?

To get in on Earn It Off, go to UHC Rewards in the UnitedHealthcare® app and select Redeem rewards. Then you'll be ready to: With UnitedHealthcare Rewards, you can earn up to $300 for reaching program goals and completing one-time reward activities.

How do you use card rewards?

Many card issuers will allow you to redeem your cash back with a statement credit, a direct deposit to your bank account or a check payable to you. Some issuers also offer redemption options like gift cards, tickets to concerts and sporting events or even charitable donations.

How do I use my rewards on my UCard?

How can I spend earned rewards? Use your UCard to spend earned rewards at thousands of national retailers, including Walmart, Walgreens, CVS and many local options. Choose from many eligible items like over-the-counter products, gifts, groceries and more.

What stores can I use my UHC rewards card in?

A UnitedHealthcare healthy food card (UCard) can be used at participating stores including major retailers like:
  • Walmart.
  • Walgreens.
  • CVS.
  • Kroger.
  • Publix.
  • HEB.
  • Family Dollar.
  • Dollar General.

How do you qualify for a $25 gift card at UHC?

Get in on UHC Rewards
  1. $25. for completing a health survey.
  2. $5.25/week. for walking 5,000 steps a day.
  3. $10. for tracking 14 days of sleep.
  4. $50. for getting an annual checkup.
  5. $5. for going paperless.

What household items can I buy with my OTC card?

Eligible items include:
  • Nicotine replacement therapy items.
  • Band aids and first aid supplies.
  • Food scales.
  • Oral hygiene care products.
  • OTC antibiotic creams/ointments.
  • OTC antihistamines and allergy sprays.
  • OTC cold/cough/flu drugs.
  • OTC pain relievers.

Can I buy cereal on my OTC card?

Choose from thousands of covered groceries including fruits and vegetables, fish, poultry, meat and seafood, dairy products, beans, bread, cereals, pasta and more. Shop at thousands of participating stores including national chains like Walmart, Walgreens, CVS and Kroger or at neighborhood stores near you.

What does an OTC card not cover?

What does the OTC card not cover? A Medicare plan with an OTC allowance typically does not cover prescription medications, alcohol, tobacco products, cosmetics or items for general household use. Additionally, it usually cannot be used to purchase gift cards or pay for services such as doctor visits and lab tests.

What groceries can I buy with my UCard?

What foods can I buy with my card?
  • Fresh fruits & vegetables.
  • Canned fruits & vegetables.
  • Frozen produce & meals.
  • Fresh salad kits.
  • Dairy products.
  • Meat & seafood.

Can I use my UCard for gas?

The UCard® gives you access to credit to help pay for healthy food, OTC products and utilities such as gas and electric. I love United Healthcare been with them 3yrs best company in the insurance industry. Syreeta Bendy me too l love them best insurance I have duel complete so I pay for nothing ..

What does UnitedHealthcare UCard pay for?

For eligible members with UnitedHealthcare Medicare Advantage plans, credits will be loaded to your UnitedHealthcare UCard® to help pay for covered over-the-counter (OTC) products. For select plans, members can also use their credits to help pay for healthy food or eligible utility bills.

Can I get toilet paper with my OTC card?

OTC items are not eligible if they are normally used for general health, are not used to treat a medical condition (e.g. lotion, shampoo (except for products used to treat dandruff), toilet paper, lip balm) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).

What can I buy at Dollar General with my U card?

Dollar General customers can now purchase food, produce, over-the-counter medicines and additional wellness products in more than 20,000 stores across the country using health supplemental benefits.

What products are considered OTC?

OTC Supplies
  • Pain relievers and fever control medicine (e.g., acetaminophen, ibuprofen)
  • Decongestants (e.g., Sudafed*)
  • Expectorant (e.g., Mucinex, Robitussin)
  • Antihistamines (e.g., Benadryl)
  • Saline nasal spray.
  • Cough drops.