What can I use my United Health Care Spending Card on?
Asked by: Dr. Orrin Heidenreich | Last update: September 20, 2025Score: 4.1/5 (52 votes)
- Medical expenses such as co-pays, co-insurance and deductibles.
- Dental expenses such as exams, cleanings, X-rays and braces.
- Vision expenses such as exams, contact lenses and supplies, eyeglasses and laser eye surgery.
- Professional services such as physical therapy, chiropractor and acupuncture.
What can I buy with my UnitedHealthcare spending card?
Use your Health Care Spending Card from UnitedHealthcare. It's that simple. You can use the card to pay for eligible FSA medical, dental, vision and pharmacy expenses by phone, the Web or any place that accepts MasterCard®. Your card is connected directly to your health FSA account.
Can I buy groceries with my UnitedHealthcare UCard?
Your plan comes with a credit that will be loaded to your UnitedHealthcare UCard® every month to help pay for over-the-counter (OTC) products and healthy food. Shop in-store or online for covered groceries, pain relievers, cold remedies and more.
What can I buy with my health care spending card?
You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums. You can spend FSA funds on prescription medications, as well as over-the-counter medicines with a doctor's prescription. Reimbursements for insulin are allowed without a prescription.
Can I buy shampoo with my UnitedHealthcare OTC card?
OTC items are not eligible for reimbursement if they are normally used for general health, are not used to treat a medical condition (e.g. toothpaste, mouthwash, lotion, shampoo) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).
Where Can I Use My United Health Care Spending Card? - InsuranceGuide360.com
What household items can I buy with my OTC card?
- Nicotine replacement therapy items.
- Band aids and first aid supplies.
- Food scales.
- Oral hygiene care products.
- OTC antibiotic creams/ointments.
- OTC antihistamines and allergy sprays.
- OTC cold/cough/flu drugs.
- OTC pain relievers.
What bills can I pay with my UCard?
- Electric.
- Gas.
- Heat.
- Home phone.
- Internet.
- Sanitation.
- Sewer.
- Water.
Is toilet paper FSA eligible?
Here are examples of items and expenses that are not FSA-eligible for 2024: General health items: toiletries like toothpaste, toilet paper, or shampoo, cosmetic products, vitamins and supplements (without a prescription) Non-medical equipment: car seats, strollers, non-medical exercise equipment.
Can I withdraw money from my health care spending card?
You can't withdraw money from an ATM
The easiest way to be sure your purchases are eligible is to shop at a store that exclusively sell FSA-eligible items (hint: FSAstore.com).
What stores can I use my spending account card?
For the most part, your FSA card should work where it makes sense: at locations like pharmacies, vision centers, doctor and dentist offices, and so on. But if you try to use your card at a restaurant or bike shop, even if that bike shop happens to sell FSA eligible bandages, chances are your card won't work.
Can I withdraw cash from my UCard?
The UCard Debit Account differs from bank-issued debit accounts in that: it can only be used to make on-campus purchases. you cannot withdraw funds from it - funds must either be spent down, or the account must be closed.
Can I buy laundry soap with my OTC card?
Use your $25 a month to get items like baby wipes, allergy products, pain relief medicine and more. You can also get everyday items like laundry detergent, soap and toothbrushes.
Why won't my Healthy Benefits card work at Walmart?
The benefits card has been used before the 24-hour waiting period after activation is over. The participant has insufficient funds in the benefit account to cover the expense. Non-eligible expenses have been included at the point of sale. (Retry the transaction with the eligible expense only.)
What can you not buy with UnitedHealthcare UCard?
Certain items such as soda, candy, chips, and other junk foods are usually not eligible for purchase with the card. Additionally, alcohol and tobacco products are never allowed to be purchased with a Healthy Benefits card. It is important to check with your specific program for a full list of eligible items.
What groceries can I buy with my UCard?
Groceries. The UnitedHealthcare healthy food card can be used to purchase a large list of grocery items including milk, fruits and vegetables, eggs, bread, frozen meals, cheese, condiments and more.
Can I buy paper towels with my OTC card?
You can use your card to buy things like: Food and fresh groceries, like meat, vegetables, and canned goods. Everyday items, like toothpaste, shampoo, deodorant and shaving cream. Household goods, like laundry detergent, paper towels and tissues.
What happens to unused health care spending account money?
This is known as the “use it or lose it” rule. You may carry over up to $500 in unused Health Care Spending Account funds to the next year. You will forfeit any remaining balance above $500.
How does a health care spending card work?
What is a flexible spending account (FSA) card or health savings account card (HSA)? Flexible spending accounts (FSAs) and health savings accounts (HSAs) let you set aside pre-tax money, sometimes directly from your paycheck, to pay for eligible medical expenses.
Can I withdraw money from my health card?
Your HSA can also function as a backup emergency fund, letting you withdraw tax-free cash when you really need it. You can only do this if you delay reimbursing yourself for previous medical expenses you paid out of pocket for.
Can you buy deodorant with FSA?
For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either. It's possible that you may accidentally purchase a nonqualifying expense with your FSA funds.
Is Tylenol FSA eligible?
Can I buy OTC medicine such as Tylenol and Tums with my FSA or HSA? Yes. You can buy OTC medicine such as Tylenol and Tums with your FSA or HSA.
Can you get toothpaste on FSA?
Toothpaste is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). What is toothpaste?
Where can I use my UnitedHealthcare spending card?
You can use it to pay by phone, the Web, or at any eligible provider or merchant that accepts MasterCard. Here are some of the highlights: It's connected to your flexible spending account (FSA). There's no need to write checks or submit claim forms.
Can I use my UnitedHealthcare UCard for gas?
The UCard® gives you access to credit to help pay for healthy food, OTC products and utilities such as gas and electric.
Can I use UCard on Amazon?
Members cannot use their UCard or OTC credit to shop directly on amazon.com or in the Amazon app. Members with an OTC benefit that can be used on healthy food (D-SNP and some C-SNP) will continue to have their online orders fulfilled by Walmart.