What can I use my UnitedHealthcare Spending Card on?
Asked by: Gertrude McDermott V | Last update: June 27, 2025Score: 4.6/5 (71 votes)
What can I buy with my UnitedHealthcare spending card?
Use your Health Care Spending Card from UnitedHealthcare. It's that simple. You can use the card to pay for eligible FSA medical, dental, vision and pharmacy expenses by phone, the Web or any place that accepts MasterCard®. Your card is connected directly to your health FSA account.
Where can I use my UnitedHealthcare debit card?
If it's available to you, you can use the card to pay for eligible expenses by phone, online or at any place that accepts Mastercard. For more information and to manage your accounts, Visit myuhc.com®.
Can I buy groceries with my UnitedHealthcare UCard?
Your plan comes with a credit that will be loaded to your UnitedHealthcare UCard® every month to help pay for over-the-counter (OTC) products and healthy food. Shop in-store or online for covered groceries, pain relievers, cold remedies and more.
What can I use my health care spending card on?
You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums. You can spend FSA funds on prescription medications, as well as over-the-counter medicines with a doctor's prescription.
Using the UnitedHealthcare UCard®
Can I withdraw money from my health care spending card?
You can't withdraw money from an ATM
The easiest way to be sure your purchases are eligible is to shop at a store that exclusively sell FSA-eligible items (hint: FSAstore.com).
What stores can I use my spending account card?
For the most part, your FSA card should work where it makes sense: at locations like pharmacies, vision centers, doctor and dentist offices, and so on. But if you try to use your card at a restaurant or bike shop, even if that bike shop happens to sell FSA eligible bandages, chances are your card won't work.
Can I use my UnitedHealthcare UCard at Walmart?
The S3 retail network is an exclusive retail network that allows you to shop with your UCard at Walmart, Walgreens and CVS, or at neighborhood stores near you.
Can I buy laundry soap with my OTC card?
Use your $25 a month to get items like baby wipes, allergy products, pain relief medicine and more. You can also get everyday items like laundry detergent, soap and toothbrushes.
What food does UnitedHealthcare cover?
What can you buy with your monthly credit? Enroll in a UnitedHealthcare Dual Complete® plan and you could: Buy healthy foods like fruits and vegetables, meat, seafood, dairy products and water. Choose from thousands of OTC products, like first aid, pain relievers and more.
How does the UnitedHealthcare spending card work?
Your debit card from UnitedHealthcare is an easy way to pay from your FSA. You can use it to pay by phone, the Web, or at any eligible provider or merchant that accepts MasterCard. Here are some of the highlights: It's connected to your flexible spending account (FSA).
Can I use my UnitedHealthcare U card at Dollar General?
Dollar General UCard update
UnitedHealthcare welcomed Dollar General to the over-the-counter benefit network, helping to give members a convenient and budget-friendly shopping option.
Who accepts UnitedHealthcare card?
How can I shop in a store using my UCard? You can shop at any of the 55,000 retail locations, including Walmart, CVS and more. For a full list of participating stores, sign in and visit the store finder on the UCard Hub.
What food items can you get with an OTC card?
Examples of approved food items are fruits, vegetables, meats, poultry, seafood, eggs, dairy, rice, pasta, beans, and much more.
Can I buy clothes with my UCard?
With the UCard, you will be able to:
buy over-the-counter products. spend your earned rewards on eligible items like gifts, clothing, and more. go to the gym.
Can I get gas with my UnitedHealthcare card?
The UCard® gives you access to credit to help pay for healthy food, OTC products and utilities such as gas and electric.
What can you not buy with UnitedHealthcare UCard?
Certain items such as soda, candy, chips, and other junk foods are usually not eligible for purchase with the card. Additionally, alcohol and tobacco products are never allowed to be purchased with a Healthy Benefits card. It is important to check with your specific program for a full list of eligible items.
Can I get toilet paper with my OTC card?
OTC items are not eligible if they are normally used for general health, are not used to treat a medical condition (e.g. lotion, shampoo (except for products used to treat dandruff), toilet paper, lip balm) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).
What items can be purchased with a UnitedHealthcare OTC card?
Buy healthy foods like fruits and vegetables, meat, seafood, dairy products and water. Choose from thousands of OTC products, like toothpaste, first aid necessities, cough drops, bladder control pads and more. Pay utility bills like electricity, gas, water and internet.
What does UnitedHealthcare UCard pay for?
UnitedHealthcare offers the UCard that can be used to help pay for things like groceries and OTC products. In this review, we take a look at the UnitedHealthcare healthy food card benefit, which may be limited to qualified members of UnitedHealthcare Dual Special Needs (DSNP) Medicare Advantage plans.
Why won't my Healthy Benefits card work at Walmart?
The benefits card has been used before the 24-hour waiting period after activation is over. The participant has insufficient funds in the benefit account to cover the expense. Non-eligible expenses have been included at the point of sale. (Retry the transaction with the eligible expense only.)
Can I withdraw cash from my UCard?
The UCard Debit Account differs from bank-issued debit accounts in that: it can only be used to make on-campus purchases. you cannot withdraw funds from it - funds must either be spent down, or the account must be closed.
Where should I not use my debit card?
- 1) Online. ...
- 2) Restaurants. ...
- 3) Gas stations. ...
- 4) ATMs or checkouts that look off. ...
- 5) The airport. ...
- Some additional quick tips:
- Jennifer Streaks is Senior Personal Finance Reporter and Spokesperson at Insider and a financial contributor at TheGrio.
Is toilet paper FSA eligible?
Here are examples of items and expenses that are not FSA-eligible for 2024: General health items: toiletries like toothpaste, toilet paper, or shampoo, cosmetic products, vitamins and supplements (without a prescription) Non-medical equipment: car seats, strollers, non-medical exercise equipment.
What groceries can I buy with my Healthy Benefits card?
Fresh, frozen, canned fruits and vegetables. Fresh salad kits. Dairy and dairy-alternative products, eggs. Meat and seafood: chicken, beef, salmon, shrimp, etc.