What can someone do with your car title?

Asked by: Leann Grimes  |  Last update: July 21, 2025
Score: 4.4/5 (17 votes)

Stolen registrations provide thieves with ample information to commit a variety of car-buying scams — including title washing and jumping, and VIN swapping, switching, and cloning. With your vehicle registration in hand, scammers can replicate your car's title and VIN.

What can a scammer do with a car title?

In a car title scam, the seller changes information about the vehicle's history to either sell it for more than it's worth, hide damages, or get away with tax fraud.

What can someone do with a picture of a car title?

Before you give someone a copy of your vehicle title, remember that if it ends up in the wrong hands, someone could use it to unlawfully sell or transfer the car, leaving the owner accountable for any resulting financial or legal penalties.

Can someone put a car in your name without you knowing?

Yes, it's possible for someone to steal your identity and buy a car in your name.

Should you carry your car title in your car?

Yes, it is generally advisable to carry your vehicle title with you in your car, especially if you are the owner. Having the title can help in situations such as: Proof of Ownership: If you're stopped by law enforcement or involved in an accident, having the title can serve as proof that you own the vehicle.

What to do if your EX is on your car title!

27 related questions found

Why shouldn't I leave my title in my car?

In particular, you should keep your car's title in a secure location, such as a home safe or safety deposit box. You won't need it if you're stopped for a traffic violation, and it's very hard to get a replacement title if it's stolen.

Should I be worried about my car registration being stolen?

Should I be worried? Car registrations are stolen for a variety of reasons, often for identity theft. If you notice your car registration is missing, report the incident immediately and file a police report. By taking this step, you're establishing the time, date, and location of the theft.

How long can you drive a deceased person's car?

Yes, the car is still insured immediately following the death of the policyholder. However, the time that the insurance remains valid can vary. Some insurers may offer a grace period, typically around 30 days, to allow the family to manage the deceased's affairs.

Am I liable if my name is on a car title?

If the truck is in your name and they get into an accident, you are jointly liable with them for damages caused. If your insurance finds they have no license they will not cover the damages and you would be personally liable.

What happens if someone gets your title?

If someone steals your property title and you're not aware of it, you could lose your property. The thief could sell your property or refinance it and not pay the mortgage which could result in a foreclosure. That said, if theft is identified early, taking immediate action can limit damages.

Where is the safest place to keep a car title?

It is recommended that you keep vehicle titles with other important documents in a safe deposit box or a fireproof container at home. An extra precaution would be to keep a photocopy of the car title at home with your financial records and/or with a trusted family member or friend.

Is giving out a VIN number safe?

When selling a car, it is generally safe to disclose the VIN. However, depending on how you sell your car, this practice may be beneficial or detrimental. In general, it is preferable not to disclose the VIN to anyone other than a prospective buyer or a professional dealer.

Should I send someone a picture of my car title?

I would not scan it or send a high-res pic just out of fraud concerns. If they really REALLY want to see it, tell them to come out and look at it in person. A real buyer would want to come out and look at the car anyhow.

How do you tell if a title is stolen?

Do a title search. You can search for a car's title through the National Motor Vehicle Title Information System. If the person trying to sell you the car isn't the person listed on the title, you'll know it's a stolen car.

What are car title pawns?

Similar to a traditional car title loan, a car title pawn uses both the car title and the physical vehicle (which is usually stored by the lender) to secure the loan much like any secured loan works, and there are the same risk and factors involved for the borrower but in most cases they will receive more cash in the ...

Can a next to kin sell a deceased car?

If there is a Will, the person named as Executor of the Estate and/or the beneficiary of the car will be able to sell it. If the estate goes to Probate, a letter of testamentary can be given through the local Probate Court testifying that the cars' new owner can legally sell the vehicle.

What not to do when someone dies?

What Not to Do When Someone Dies: 10 Common Mistakes
  1. Not Obtaining Multiple Copies of the Death Certificate.
  2. 2- Delaying Notification of Death.
  3. 3- Not Knowing About a Preplan for Funeral Expenses.
  4. 4- Not Understanding the Crucial Role a Funeral Director Plays.
  5. 5- Letting Others Pressure You Into Bad Decisions.

Who is responsible for a car loan after death?

If There's a Cosigner

Even if the will designates someone else to inherit the car, the cosigner is responsible for repaying the loan. In most states, if there's no cosigner or co-borrower on the car loan, the estate is generally responsible for repaying the loan—not the person's family or beneficiaries.

What can someone do with your car registration?

If someone steals your registration, they can use your information to forge documents, clone a car, and commit insurance fraud. Take phantom sideswipes, for instance [*]. In this common scheme, two criminals use stolen information to clone a salvage title car.

Can I view my title online?

Can I Lookup My Car Title Online? Yes, you can look up your car title using a variety of services online. If you want to use a government website, the National Motor Vehicle Title Information System can help you retrieve your car title for a small fee.

What happens when a car is in your name?

Having the vehicle title in your name enables you to legally sell the vehicle and more easily register the vehicle for use. This also comes with responsibility, as the recognized owner retains legal responsibility for the vehicle.

What can someone do with a picture of your license plate?

Anyone can see a photo of a license plate and connect that to whatever username/screen name you are posting from. That's one more piece of information that can be combined with all the other bits of information or pictures that you may have posted that can lead to doxxing or some level of identity fraud.

Can I report my car stolen if my husband took it?

Unfortunately, any registered owner of a car may take possession without the permission of other co-owners. So, while you can not report it stolen, you can legally take it back if you find it on the street or in public.

Can I drive my car if my plates were stolen?

Your local police agency will maintain a stolen license plate register and may be able to assist you in locating the stolen plate. You must also contact your state's DMV to obtain a temporary license plate so that you can drive your vehicle.