What can you get off a OTC card?

Asked by: Evan Konopelski  |  Last update: January 10, 2026
Score: 4.9/5 (75 votes)

What is covered under your OTC allowance? Eligible products include OTC remedies or medicines to alleviate or treat illness or injury, dental care products, eye and ear care products, and incontinence supplies (adult diapers). These products do not require a prescription from a health care provider.

What products can I buy with my OTC card?

Qualifying products and categories
  • Quality CVS store brands.
  • Vitamins and minerals.
  • First aid and medical supplies.
  • Cough, cold and allergy medicine.
  • Pain relievers and sleep aids.
  • Antacids, digestive care and laxatives.
  • Eye, ear, dental care and more.

What can I not buy with my OTC card?

OTC items are not eligible for reimbursement if they are normally used for general health, are not used to treat a medical condition (e.g. toothpaste, mouthwash, lotion, shampoo) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).

What does OTC coverage cover?

OTC (other-than-collision) Coverage

Such instances include natural disasters, falling objects, animal accidents, vandalism, explosions, etc. It also will pay back the cost to repair or replace your windshield.

Does an OTC card cover groceries?

OTC Food Benefit Card

It can be used to purchase eligible food items such as fresh fruits and vegetables, milk, bread, eggs.

Medicare Advantage OTC Card

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Can I use my OTC card at Walmart for food?

Shop in stores*—Swipe your OTC card at participating physical retailers including CVS, Dollar General, Family Dollar, Rite Aid, Stop & Shop, Walgreens, and Walmart.

Can I buy laundry detergent with my OTC card?

Use your $25 a month to get items like baby wipes, allergy products, pain relief medicine and more. You can also get everyday items like laundry detergent, soap and toothbrushes.

What does OTC include?

OTC Supplies
  • Pain relievers and fever control medicine (e.g., acetaminophen, ibuprofen)
  • Decongestants (e.g., Sudafed*)
  • Expectorant (e.g., Mucinex, Robitussin)
  • Antihistamines (e.g., Benadryl)
  • Saline nasal spray.
  • Cough drops.

Does Amazon accept an OTC card?

No, members cannot shop directly on amazon.com or use the Amazon mobile app to purchase products using their OTC credit or UCard. Do members need an Amazon Prime account to purchase products? No, members do not need an Amazon Prime account to purchase products.

What does your OTC service allow you to do?

The Over-the-Counter (OTC) trading service (“OTC Trading Service”) allows Crypto.com's selected institutional and VIPs to place large block orders and receive custom quotes instantly.

Can I buy cereal on my OTC card?

Choose from thousands of covered groceries including fruits and vegetables, fish, poultry, meat and seafood, dairy products, beans, bread, cereals, pasta and more. Shop at thousands of participating stores including national chains like Walmart, Walgreens, CVS and Kroger or at neighborhood stores near you.

What bills can I pay with my UCard?

Use your benefit credit on your UCard to help pay utility bills, like:
  • Electric.
  • Gas.
  • Heat.
  • Home phone.
  • Internet.
  • Sanitation.
  • Sewer.
  • Water.

How much do I have left on my OTC card?

You may check check the balance on your OTC benefit card by calling the number on the back of your card or signing in to your OTC plan provider's online member portal.

What does an OTC card not cover?

What does the OTC card not cover? A Medicare plan with an OTC allowance typically does not cover prescription medications, alcohol, tobacco products, cosmetics or items for general household use. Additionally, it usually cannot be used to purchase gift cards or pay for services such as doctor visits and lab tests.

Is toilet paper covered by an OTC card?

OTC items are not eligible if they are normally used for general health, are not used to treat a medical condition (e.g. lotion, shampoo (except for products used to treat dandruff), toilet paper, lip balm) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).

Can I buy with my OTC card at Walmart?

You can create a Walmart.com account and add your OTC Network card to your wallet or enter your OTC Network card as a payment method during check-out.

Can you buy OTC on Amazon?

Available vitamins and OTCs can be viewed in your dashboard, under the "Medications" tab. To search for what's available, select the "+Add" icon and then select "Add a vitamin or OTC". Next, search by keyword or vitamin name to see if we carry what you're looking for.

What stores accept OTC benefits card?

What can I buy with my OTC card?
  • CVS.
  • Walgreens.
  • Duane Reade.
  • Rite Aid.
  • Dollar General.
  • Family Dollar.
  • Walmart.

What are the most common OTC products?

WHAT IS THE MOST COMMONLY USED OTC MEDICATION? The most commonly used over-the-counter medications include: Pain relievers such as acetaminophen, aspirin, ibuprofen and naproxen. Medicines for heartburn and indigestion such as omeprazole, lansoprazole, cimetidine, and aluminum hydroxide.

Which are OTC products?

Over-the-counter (OTC) medicines are drugs you can buy without a prescription. Some OTC medicines relieve aches, pains, and itches. Some prevent or cure diseases, like tooth decay and athlete's foot. Others help manage recurring problems, like migraines and allergies.

What groceries can you buy with an OTC card?

Examples of approved food items are fruits, vegetables, meats, poultry, seafood, eggs, dairy, rice, pasta, beans, and much more.

What is the OTC allowance?

The OTC allowance benefit can be used to buy eligible non-prescription items, plus health and wellness items. There are 2 types of OTC allowance benefits: OTC Mail Order or OTC Allowance.

Is deodorant OTC approved?

Anti-perspirants/Deodorants

The anti-perspirant component still requires an approved aluminum compound as the active ingredient. Because of this, all anti-perspirant/deodorant products are considered OTC drugs and are regulated by the FDA.