What can you not buy with an OTC card?
Asked by: Trudie Macejkovic MD | Last update: September 19, 2025Score: 4.5/5 (20 votes)
What products can I buy with my OTC card?
- Quality CVS store brands.
- Vitamins and minerals.
- First aid and medical supplies.
- Cough, cold and allergy medicine.
- Pain relievers and sleep aids.
- Antacids, digestive care and laxatives.
- Eye, ear, dental care and more.
What does an OTC card not cover?
What does the OTC card not cover? A Medicare plan with an OTC allowance typically does not cover prescription medications, alcohol, tobacco products, cosmetics or items for general household use. Additionally, it usually cannot be used to purchase gift cards or pay for services such as doctor visits and lab tests.
Can I buy toilet paper with an OTC card?
OTC items are not eligible if they are normally used for general health, are not used to treat a medical condition (e.g. lotion, shampoo (except for products used to treat dandruff), toilet paper, lip balm) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).
Does an OTC card cover groceries?
OTC Food Benefit Card
It can be used to purchase eligible food items such as fresh fruits and vegetables, milk, bread, eggs.
What Can I Buy with my OTC card?
Can I buy laundry soap with my OTC card?
Use your $25 a month to get items like baby wipes, allergy products, pain relief medicine and more. You can also get everyday items like laundry detergent, soap and toothbrushes.
Can I use my OTC card at Walmart for food?
Shop in stores*—Swipe your OTC card at participating physical retailers including CVS, Dollar General, Family Dollar, Rite Aid, Stop & Shop, Walgreens, and Walmart.
Can I buy cereal on my OTC card?
Choose from thousands of covered groceries including fruits and vegetables, fish, poultry, meat and seafood, dairy products, beans, bread, cereals, pasta and more. Shop at thousands of participating stores including national chains like Walmart, Walgreens, CVS and Kroger or at neighborhood stores near you.
What can I buy with my UCard at Walmart?
- Braces and supports.
- Dental and oral care.
- Diabetes care.
- Eye and ear care.
- First aid.
- Foot care.
- Incontinence products.
- Pain relief.
What can you get off a OTC card?
What is covered under your OTC allowance? Eligible products include OTC remedies or medicines to alleviate or treat illness or injury, dental care products, eye and ear care products, and incontinence supplies (adult diapers). These products do not require a prescription from a health care provider.
Can you use OTC card at self checkout?
Yes, you can use your card at self-checkout in store.
What products are considered OTC?
- Pain relievers and fever control medicine (e.g., acetaminophen, ibuprofen)
- Decongestants (e.g., Sudafed*)
- Expectorant (e.g., Mucinex, Robitussin)
- Antihistamines (e.g., Benadryl)
- Saline nasal spray.
- Cough drops.
How often do you get money on your OTC card?
It's important to know when your OTC card reloads. Money might be added on a monthly, quarterly or annual basis, depending on your plan. And remember, if benefits don't roll over to the following period, you'll need to use them — otherwise you'll lose them. For example, some plans have a quarterly structure.
Can I use an OTC card on Amazon?
No, members cannot shop directly on amazon.com or use the Amazon mobile app to purchase products using their OTC credit or UCard. Do members need an Amazon Prime account to purchase products? No, members do not need an Amazon Prime account to purchase products.
What can I buy at Dollar General with my healthy Benefits card?
- Fresh fruits & vegetables.
- Canned fruits & vegetables.
- Frozen produce & meals.
- Fresh salad kits.
- Dairy products.
- Meat & seafood.
Is deodorant OTC approved?
Anti-perspirants/Deodorants
The anti-perspirant component still requires an approved aluminum compound as the active ingredient. Because of this, all anti-perspirant/deodorant products are considered OTC drugs and are regulated by the FDA.
What food items can you get with an OTC card?
Examples of approved food items are fruits, vegetables, meats, poultry, seafood, eggs, dairy, rice, pasta, beans, and much more.
Can I buy soda with my UCard?
"You can use your benefits to purchase OTC products including allergy medication, cough drops, first aid supplies, oral care, pain relievers, vitamins, and more," reads the Health Benefits website. Certain items such as soda, candy, chips, and other junk foods are usually not eligible for purchase with the card.
Why won't my healthy Benefits card work at Walmart?
The benefits card has been used before the 24-hour waiting period after activation is over. The participant has insufficient funds in the benefit account to cover the expense. Non-eligible expenses have been included at the point of sale. (Retry the transaction with the eligible expense only.)
What groceries can I buy with my UCard?
Groceries. The UnitedHealthcare healthy food card can be used to purchase a large list of grocery items including milk, fruits and vegetables, eggs, bread, frozen meals, cheese, condiments and more.
Can you buy dog food with your OTC card?
Items that do not qualify include non-food and pet items, alcohol, baby formula, candy, chips, coffee shop items, desserts, fresh baked goods, soda, and tobacco. To check if an item is approved, members can download the Healthy Benefits Plus app, scan the product and it will advise if item is allowable.
Can I use my UCard for gas?
The UCard® gives you access to credit to help pay for healthy food, OTC products and utilities such as gas and electric. I love United Healthcare been with them 3yrs best company in the insurance industry. Syreeta Bendy me too l love them best insurance I have duel complete so I pay for nothing ..
What stores can I use my UCard in 2024?
Shop at thousands of participating stores in the S3 retail network, including Walmart, Walgreens, Kroger, and CVS, or at neighborhood stores near you. For a list of participating stores near you, visit the UCard Hub in the UnitedHealthcare app or on your member site.
What does an OTC card cover?
OTC card eligible items often include health and wellness products, such as cough and cold remedies, vitamins, medical equipment and more. If an item is eligible, the cost of the item is subtracted from an OTC card's available balance at checkout.