What can you not buy with UnitedHealthcare UCard?
Asked by: Omari Beier | Last update: January 14, 2026Score: 4.3/5 (28 votes)
Can I buy clothes with my UCard?
With the UCard, you will be able to:
buy over-the-counter products. spend your earned rewards on eligible items like gifts, clothing, and more. go to the gym.
What can I not buy with my OTC card?
OTC items are not eligible for reimbursement if they are normally used for general health, are not used to treat a medical condition (e.g. toothpaste, mouthwash, lotion, shampoo) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).
What can I purchase with my UCard from UnitedHealthcare?
Your plan comes with a credit that will be loaded to your UnitedHealthcare UCard® every month to help pay for over-the-counter (OTC) products and healthy food. Shop in-store or online for covered groceries, pain relievers, cold remedies and more.
What does the UnitedHealthcare UCard cover?
For eligible members with UnitedHealthcare Medicare Advantage plans, credits will be loaded to your UnitedHealthcare UCard® to help pay for covered over-the-counter (OTC) products. For select plans, members can also use their credits to help pay for healthy food or eligible utility bills.
I used my United Healthcare Ucard to purchase groceries| Family of two grocery haul 2023 #otc
Can a UCard be used for groceries?
Use your benefit credit on your UCard to buy healthy food products, like: Beans and soup. Dairy products. Fresh, frozen and canned fruits.
What food items can you get with an OTC card?
Examples of approved food items are fruits, vegetables, meats, poultry, seafood, eggs, dairy, rice, pasta, beans, and much more.
Can I pay my water bill with my UCard?
To pay eligible utilities with UCard benefits, customers must call the UnitedHealthcare member services number on the back of their UCard to request payment of their utility bill. Any approved payments will be processed by UnitedHealthcare and sent to eligible utilities on your behalf.
Can I buy paper towels with my OTC card?
You can use your card to buy things like: Food and fresh groceries, like meat, vegetables, and canned goods. Everyday items, like toothpaste, shampoo, deodorant and shaving cream. Household goods, like laundry detergent, paper towels and tissues.
Can I withdraw cash from my UCard?
The UCard Debit Account differs from bank-issued debit accounts in that: it can only be used to make on-campus purchases. you cannot withdraw funds from it - funds must either be spent down, or the account must be closed.
Can I buy bread with my UCard?
The UnitedHealthcare healthy food card can be used to purchase a large list of grocery items including milk, fruits and vegetables, eggs, bread, frozen meals, cheese, condiments and more.
Can I buy cereal on my OTC card?
Choose from thousands of covered groceries including fruits and vegetables, fish, poultry, meat and seafood, dairy products, beans, bread, cereals, pasta and more. Shop at thousands of participating stores including national chains like Walmart, Walgreens, CVS and Kroger or at neighborhood stores near you.
Can I use my healthy benefits card at Aldi's?
Aldi takes EBT (food stamps) only. Otherwise the usual debit/credit/Aldi gift card/Visa gift cards. Aldi doesn't accept WIC either.
Can I use my UCard at Amazon?
Members cannot use their UCard or OTC credit to shop directly on amazon.com or in the Amazon app. Members with an OTC benefit that can be used on healthy food (D-SNP and some C-SNP) will continue to have their online orders fulfilled by Walmart.
Can I buy meat with my UCard?
And of course, you can get vegetables as well, such as carrots, spinach, onions, and meats.
Where can I use my UnitedHealthcare spending card?
You can use it to pay by phone, the Web, or at any eligible provider or merchant that accepts MasterCard. Here are some of the highlights: It's connected to your flexible spending account (FSA). There's no need to write checks or submit claim forms.
What does an OTC card not cover?
What does the OTC card not cover? A Medicare plan with an OTC allowance typically does not cover prescription medications, alcohol, tobacco products, cosmetics or items for general household use. Additionally, it usually cannot be used to purchase gift cards or pay for services such as doctor visits and lab tests.
What items can be purchased with a UnitedHealthcare OTC card?
Buy healthy foods like fruits and vegetables, meat, seafood, dairy products and water. Choose from thousands of OTC products, like toothpaste, first aid necessities, cough drops, bladder control pads and more. Pay utility bills like electricity, gas, water and internet.
Can you buy bread with OTC card?
OTC Food Benefit Card
It can be used to purchase eligible food items such as fresh fruits and vegetables, milk, bread, eggs.
Can I use my UCard for gas?
The UCard® gives you access to credit to help pay for healthy food, OTC products and utilities such as gas and electric. I love United Healthcare been with them 3yrs best company in the insurance industry. Syreeta Bendy me too l love them best insurance I have duel complete so I pay for nothing ..
Where can I shop with my UCard?
The S3 retail network offers access to thousands of participating stores like Walmart, Walgreens, Kroger and CVS, expanding shopping options for eligible members with a UnitedHealthcare UCard® and making it easier to spend their benefit credits and rewards.
What can members use UCard for?
It may seem like a simple membership ID card at first glance, but UCard can be used for numerous components of a UnitedHealthcare Medicare Advantage plan, including: Checking in at the doctor's office or pharmacy. Signing up for a free gym membership. Buying over-the-counter (OTC) health and wellness products.
Can I buy laundry detergent with my OTC card?
Use your $25 a month to get items like baby wipes, allergy products, pain relief medicine and more. You can also get everyday items like laundry detergent, soap and toothbrushes.
What food does UnitedHealthcare cover?
What can you buy with your monthly credit? Enroll in a UnitedHealthcare Dual Complete® plan and you could: Buy healthy foods like fruits and vegetables, meat, seafood, dairy products and water. Choose from thousands of OTC products, like first aid, pain relievers and more.
Can you buy pet food with an OTC card?
Items that do not qualify include non-food and pet items, alcohol, baby formula, candy, chips, coffee shop items, desserts, fresh baked goods, soda, and tobacco.