What can you pay for with an HRA?

Asked by: Rhoda Feeney  |  Last update: November 17, 2023
Score: 4.7/5 (74 votes)

Some of the more common expenses that HRAs can help pay for include:
  • Monthly premium payments.
  • Payments toward a deductible.
  • Copays.
  • Routine doctor's visits.
  • Hospital expenses.
  • Dental care.
  • Blood pressure monitors.
  • Vision care, including eyeglasses, contact lenses and exams.

Can I use my HRA for copays?

When a member of the plan has an eligible medical expense, the HRA can help pay for it. Depending on how you setup your plan, employees can use the money in the HRA to pay for some or all of their deductible, coinsurance or copays.

Can I cash out an HRA?

Because they're employer-owned and aren't set up like accounts, you can't withdraw the funds from your HRA's allowance to pay for medical expenses or health coverage. You must incur the expense first and have it verified and approved before your employer reimburses you.

Can you use your HRA for eyeglasses?

Prescription eyeglasses are eligible for reimbursement through flexible spending accounts (FSA) and health savings accounts (HSA). You can also get your money back if you are enrolled in a health reimbursement account (HRA) and a limited care flexible spending account (LCFSA).

Can I use my HRA card for prescriptions?

Prescription drugs and OTC items.

A large number of HRA plans with BRI cover prescription drugs as well as eligible OTC items (drugs, medicines, and medical supplies).

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Can I use my HRA card for gas?

Fuel is eligible for transportation to and from medical care, up to the allowed mileage rate. Fuel, gasoline for medical care reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

What is not covered by HRA?

Your HRA won't cover copays for your office visits, or dental, vision, pharmacy or hearing services. Your employer decides what medical services are eligible. Read more about how HRAs work and how you can use them.

Can you buy vitamins with HRA?

Please Note: The IRS does not allow Over-the-Counter (OTC) medicines or drugs to be purchased with Health Care FSA or HRA funds unless accompanied by a prescription and the prescription is filled by a pharmacist.

Does Walmart accept HRA cards?

You can use your HRA dollars on eligible healthcare expenses at stores such as Amazon, Target, CVS, Walmart, Walgreens and more. Simply swipe your debit card at the point of purchase. You can log in to your online account or mobile app 24/7 and review your HRA balance and submit out-of-pocket claims for reimbursement.

Can you use your HRA at the FSA store?

Shop worry-free with your HRA on FSAstore.com and save on thousands of qualified products.

Can I use HRA for dental?

HRA - You can use your HRA to pay for eligible medical, dental, or vision expenses for yourself or your dependents enrolled in the HRA. Your employer determines which health care expenses are eligible under your HRA. Refer to your plan documents for more details.

Can you use HRA card at ATM?

You can use your HSA card at an ATM to reimburse yourself for eligible expenses paid out-of-pocket. (A transaction fee may apply.

Can an HRA have a debit card?

What is an HRA debit card? The debit card with access to an HRA is a convenient option your employer may offer to you. The debit card allows you to access the funds in your account without having to complete and file forms. You can use the card whenever you incur an eligible expense at a qualified provider.

Can I use HRA for gym?

Examples of expenses that are not eligible for reimbursement include: Medical expenses that are not defined as eligible under your employer's plan; Medical expenses that do not meet IRS section 213(d) requirements (e.g., gym memberships, nutritional supplements, cosmetic procedures and surgeries);

Can I use my HRA to pay for contacts?

Used to exclusively reimburse dental and vision care expenses • Eligible dental expenses include exams, cleanings, X-rays, braces, etc. Eligible vision expenses include exams, contact lenses and supplies, eyeglasses, laser eye surgery, etc. How Does an HRA Work?

Can I use my HRA to buy glasses online?

Don't Let Your FSA or HSA Funds Go Unused!

Using FSAs and HSAs for vision expenses often gets forgotten—don't let that be the case for you! You can use your FSA or HSA funds for glasses or other vision-related needs, whether you're shopping online or in-store.

Does Costco accept HRA?

Your HRA debit card is accepted at most merchants (e.g. CVS, Rite Aid, Costco).

Can I buy groceries with my Flex card?

A major source of confusion around the Medicare Flex Cards is whether you can purchase food with them or not. In short, you can use the card to pay for groceries. This is something that differs from state to state and in some, specific campaigns offer the chance for a nutritious diet benefits token.

Can you use your HRA on Amazon?

Yes. Healthcare Flexible Spending Accounts (also known as a Healthcare FSA or HCFSA), Health Savings Accounts (HSAs) and Health Reimbursement Arrangements (HRAs) are all accounts designed to help you pay for qualified medical expenses.

Can you use HRA for tampons?

Additionally, feminine care products are new on the list of items eligible for reimbursement through an HRA and FSA. According to text in the CARES Act, feminine products include “tampons, pads, liners, cups, sponges, or similar products used by individuals.”

Can I use my HRA for sunscreen?

Sunscreen is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA).

Can I use HRA for dermatologist?

Dermatology treatment reimbursement is eligible with an LMN or prescription with a flexible spending account (FSA), health savings account (HSA) or health reimbursement arrangement (HRA).

Can HRA be used for Botox?

Botox injections are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) health reimbursement arrangement (HRA), dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

Are probiotics covered by HRA?

How are probiotics eligible for reimbursement? If a medical professional recommends probiotic supplements as a means of treating a specific medical condition, a Letter of Medical Necessity (LMN) is required to reimburse the amount under an FSA, HSA, or HRA.

What happens to unused HRA funds at the end of the year?

The money you receive is free of income taxes if you have health insurance coverage that meets minimum essential coverage (MEC). Lastly, unlike a health savings account (HSA), any unused funds at the end of the year stay with your employer.