What car insurance company does AARP recommend?

Asked by: Dr. Loma Nikolaus  |  Last update: June 1, 2023
Score: 4.9/5 (29 votes)

Since 1984, The AARP® Auto Insurance Program from The Hartford has offered car insurance exclusively for AARP members. Through this program, you'll enjoy great AARP auto insurance rates and rewards exclusively for AARP members. You may even get additional car insurance discounts and savings.

Does AARP have good car insurance?

AARP Auto, which offers insurance through its parent company, The Hartford, scored 55 out of 100 on MoneyGeek's scoring methodology, making it a below-average auto insurer. While it received an excellent rating in financial stability, the insurer was lackluster in satisfaction, affordability, complaints and discounts.

Does AARP lower your car insurance?

For anyone 50 years of age or older, AARP car insurance offers many benefits, including exclusive AARP car insurance discounts that can lower the cost of your car insurance. These include discounts based on safety features in your car, completing a safety course, or paying your full policy amount.

Does Progressive insurance accept AARP?

Progressive also offers special discounted rates for AARP members, so you're likely to find a good deal by using this company. If Progressive cannot help you to find the best deal, they also provide you with information about other companies and their insurance quotes as well.

How much can I save on car insurance with AARP?

AARP Car Insurance Discounts for Safe Driving

You'll save up to 12% today just for participating. Plus, you could earn a renewal discount of up to 25%, depending on your driving habits.

What Is AARP Auto Insurance? : Auto Insurance Tips

29 related questions found

Is Progressive cheaper than Geico?

Progressive pricing. Both Geico and Progressive offer cheap car insurance to drivers across the country. Geico's rates are typically lower overall, but Progressive tends to offer better prices to those with a recent DUI, at-fault accident or speeding ticket on their driving record.

What insurance company has the best rates for seniors?

We chose State Farm as the best overall car insurance provider for seniors, and the best provider for affordable policies. Based on internal research, State Farm offers some of the cheapest premiums for older drivers.

Which auto insurance is best for senior citizens?

Best Auto Insurance for Seniors
  • The best auto insurance for seniors is from Geico, USAA, and Esurance. ...
  • The best auto insurance company for seniors is Geico because it has the cheapest premiums for senior drivers, according to WalletHub's analysis.

Is Hartford insurance any good?

Claims satisfaction (J.D. Power) — Excellent: The Hartford was among the top-rated companies in J.D. Power's 2021 evaluation of auto insurance claims satisfaction. Customer satisfaction (J.D. Power) — Above average: J.D. Power rated The Hartford better-than-average in terms of overall customer satisfaction.

Do you have to belong to AARP to get Hartford insurance?

Since 1984, The Hartford has helped nearly 40 million AARP members get the auto coverage they need through special benefits for AARP members. To be eligible for the AARP Auto Insurance Program from The Hartford, you must be at least 50 years old and registered as a member of AARP.

Who is Hartford insurance owned by?

The Hartford is owned by its shareholders, as it is a publicly traded company. The biggest shareholders are The Vanguard Group, BlackRock, and State Street Corp which have a combined ownership stake of almost 25%, according to public records, as of Q1 2020.

Is AARP good for seniors?

There can be some great benefits to getting older, including the discounts and promotions that many companies offer to senior citizens. AARP caters to older people who are looking for benefits and a sense of community. The organization offers an annual membership that provides access to senior discounts and offers.

Is AARP a good deal?

Is AARP worth it? For most people age 50 and older, it's a great deal, as long as you're comfortable with the group's lobbying efforts and can stand the junk mail. Just one night in a hotel or a couple of dinners out per year can cover the cost of membership and then some.

Is Geico a good insurance company for seniors?

Geico has the best car insurance rates for senior drivers of all ages, which makes it worth a look if you want cheap auto insurance. Geico's low level of auto insurance complaints is another reason to consider Geico.

Why do seniors pay more for car insurance?

Car insurance rates for seniors

Auto insurance for seniors often costs more. Older, senior drivers as a group are more accident-prone than their middle-aged counterparts. The reasons for this include age-related changes in hearing or vision, slower reflexes, health conditions and medications.

Does car insurance go up with old age?

Does car insurance cost more for drivers over 80? Car insurance tends to get cheaper as you get older, but only until you hit around 70. After that, it goes up again. Drivers over 80 will, on average, pay more for their car insurance policy than drivers between the ages of 30-70, but still less than much young drivers.

Does car insurance go up at 70?

When you turn 70, you can expect to pay slightly more for car insurance compared to when you were in your 50s or 60s. This is because drivers aged 70 and over are considered to be at greater risk of having an accident.

Does car insurance go up after age 80?

Although car-insurance premiums usually decrease as you age, once you hit 80, you may find them beginning to rise again. This is because insurance providers generally consider drivers in this age group more of a risk.

Is car insurance more expensive for over 70s?

"Car insurance can be expensive for drivers once they are over the age of 70. Even though older drivers are often careful and experienced road users, insurers tend to view the over 70s as high risk and push premiums up. One of the best ways to keep costs down is to reduce your mileage and increase your excess.

Does Geico raise rates after 6 months?

A filing revealed that the new rates will go into effect on May 30, 2022. Crain's Chicago Business reported that this rate hike comes less than six months after GEICO had filed for a separate 6% auto insurance rate increase, which took effect last December.

Does Progressive raise rates after 6 months?

Yes, Progressive does raise rates after 6 months in some cases. If you're a new Progressive customer, you'll see your auto insurance premium go up after your first 6-month policy period if you file a claim or traffic violations get added to your driving record during that time.

Does AARP have accident forgiveness?

The AARP® Auto Insurance Program from The Hartford1 offers Accident Forgiveness to keep your insurance costs from increasing after your first at-fault accident.