What do the letters mean on car insurance groups?

Asked by: Dell McCullough  |  Last update: February 11, 2022
Score: 4.7/5 (62 votes)

The insurance group of a car will be listed as a number and a letter (i.e 8E). The letter refers to the level of security features fitted as standard on the vehicle. Security requirements increase as the insurance group increases, so the higher the insurance group the better the security needs to be.

Is insurance group 20 high?

What is insurance group 20? ... With group 20 being at the lower end of the 50 insurance groups created by Thatcham Research, you can expect them to have relatively good car safety features and inexpensive repair costs. These are among the key factors used to determine which group a vehicle is placed in.

Is insurance group 10e high?

Car insurance group 10 vehicles are among the cheapest to insure. They are cheaper to insure than groups with higher numbers. The cars and other vehicles within this category score well in most of the factors used to determine the group ratings. This includes low cost of repair and good safety features.

Is 23e a high insurance group?

What is insurance group 23? Before they are made available to buy, all vehicles are assigned an insurance group from 1 (cheapest) to 50 (most expensive). Therefore, the vehicles found in group 23 are among the cheapest to insure.

Is 15e a high insurance group?

Car insurance group 15

So, insurance group 15 cars tend to be mid-range when it comes to insurance costs. There are 50 car insurance groups and generally, the lower the number the cheaper the insurance. Groups are based on your car's power, value, security and repair costs.

What Are The Different Car Insurance Groups | Car Insurance Groups Explained And Where To Find It...

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What does insurance group 12e mean?

Insurance group numbers run from 1 to 50, with 1 generally the cheapest to insure. Cars in group 12 are at the cheaper end of the scale, but the overall cost of your insurance premium is also decided by your age, driving history and habits.

What does insurance group 23e mean?

What does car insurance group 23 mean? Cars in insurance group 23 are moving towards the higher part of the scale in terms of insurance premiums. ... Pieces to replace when cars are damaged are often more expensive leading to higher repairing costs.

What is Group 50 insurance?

What is insurance group 50? With insurance groups ranging from 1 to 50, vehicles in group 50 are the most expensive to insure. ... All vehicles are assigned an insurance group from 1 (cheapest) to 50 (most expensive), and this helps insurers work out the cost of car insurance premiums.

Is 16e a high insurance group?

Group 16 is on the lower end of the insurance groups and the cars that fit in this category score well for various factors used to determine the group ratings. These include having powerful safety features, being inexpensive to repair and possessing less powerful engines.

What is insurance group 32e?

What does car insurance group 32 mean? Cars in insurance group 32 lead to mid or high-range insurance quotes. Category 32 represent a higher risk for insurance providers as vehicles are powerful, repairing costs higher etc.

What is insurance group 11 mean?

Which cars are in car insurance group 11? Insurance group numbers run from 1 to 50, with 1 generally the cheapest to insure. Cars in group 11 are towards the cheaper end of the scale, but the overall cost of your insurance premium is also decided by a driver's age, history and driving habits.

Is insurance group 14 high or low?

Car insurance group 14

Groups are based on your car's power, value, security and repair costs. So, insurance group 14 cars are mid-range when it comes to insurance costs. There are 50 car insurance groups and generally, the lower the number the cheaper the insurance.

What car insurance Group is the cheapest?

Typically, the lower a car's insurance group number, the cheaper it will be to insure. This means cars in insurance group 1 are likely to be the cheapest cars to insure, while those in group 50 will be the most expensive.

Is insurance group 40 high?

Cars in insurange group 40 are at highest part of the scale when we talk about insurance premiums. They have powerful engines and high acceleration profile and therefore represent higher risk for insurance companies.

What is a Group 1 car?

Cars found in Group 1 are normally the cheapest to insure, because they score well on the series of factors used to calculate the groups. These cars are usually some of the cheapest to buy, but, just as importantly, are also some of the cheapest to repair if they're damaged in an accident.

Is 19e a high insurance group?

Insurance group 19 cars are among the cheaper ones to insure. With group 19 being at the lower end of the 50 insurance groups compiled by Thatcham Research, the cars that slide into this category tend to have good car safety features, are inexpensive to repair and possess less powerful engines.

What is insurance group 9 mean?

Insurance group 9 vehicles are among the cheaper ones to insure. Cars in this insurance group score well in factors used to determine the group ratings, such as being inexpensive to repair and possessing less powerful engines.

What is Group 2 insurance?

Which cars are in car insurance group 2? Cars in insurance group 2 carry one of the cheapest insurance premiums. ... These cars can suit younger drivers, who while generally having high insurance premiums because of age and inexperience, can at least help keep costs down by choosing one of these vehicles.

What is 8e insurance group?

Car insurance groups explained

A vehicle is assigned an insurance group based mostly on its overall value, performance and cost of replacing parts. Insurance groups range from group 1 (cheapest) to group 50 (most expensive). That means cars in insurance group 8 are the eighth cheapest group to repair.

Is insurance group 31e high?

Vehicles in insurance group 31 are starting to reach the highest part of the scale in terms of insurance quotes. Cars in insurance group 31 represent higher risks to insure for providers. Engines are bigger, repairing costs are higher.

Is insurance group 26e high?

Insurance group 26 cars are priced just above average. That means they typically rank just above average for the factors used to rank these groups, including market value, repair costs, safety features, etc.

What is insurance group 38e?

What is insurance group 38? Insurance group 38 cars are among the more expensive vehicles to insure. When it comes to insurance, all vehicles are assigned an insurance group from 1 (cheapest) to 50 (most expensive), and this helps work out the cost of your car insurance premiums.

What is insurance group 28e?

What does car insurance group 28 mean? Vehicles in category 28 are approaching the highest part of the scale when it comes to insurance premiums. Cars belonging to insurance group 28 are known to be powerful. Repairing costs are higher and therefore insurance premiums as well.

Is insurance group 7 expensive?

Cars in insurance group 7 are among the cheapest cars to insure on the market. They usually have less powerful engines and costs of repairs are known to be lower.