What does a coi certificate look like?


Editorial team Published on

A Certificate of Insurance (COI) looks like a standard, single-page business form—most commonly the industry-standard ACORD 25 form—filled with text, boxes, and numbers summarizing active insurance coverage.

Key Sections on a COI

  • Producer: The insurance agent or broker who issued the document.
  • Insured: The legal name and address of the business or person holding the policy.
  • Insurers Affording Coverage: The specific insurance companies underwriting the policies (labeled A, B, C, etc.).
  • Coverages & Limits: A grid layout showing types of insurance (such as General Liability, Auto Liability, or Workers' Compensation) alongside policy numbers, effective/expiration dates, and dollar limits (e.g., $1,000,000 per occurrence).
  • Description of Operations: A text box at the bottom listing special events, project locations, or notes regarding additional insured status.
  • Certificate Holder: The name and address of the third party requesting proof of insurance (like a landlord or general contractor).
  • Authorized Representative: The signature of the agent validating the form.