What does Aetna dental PPO cover for seniors?
Asked by: Mr. Michael Gaylord MD | Last update: March 23, 2025Score: 4.7/5 (30 votes)
What is the best dental insurance for seniors over 65?
- Cigna - Best App.
- Mutual of Omaha - Best coverage without waiting periods.
- Aetna - Most Comprehensive Plans.
- Spirit Dental & Vision - Best Loyalty Program.
- Humana - Best Coverage.
Is Aetna dental access worth it for seniors?
The Bottom Line
Aetna offers a range of policies for older adults seeking quality dental care coverage, from discount plans to PPO insurance. While insurance costs more, it may still be worth it if you need major work done that will cost less than or close to your maximum benefit.
Is Aetna a good plan for seniors?
Aetna® shines in Star Ratings with 88% of Medicare Advantage members in 4 out of 5-star plans or higher for 2025. Aetna Medicare is an HMO, PPO plan with a Medicare contract. Our SNPs also have contracts with State Medicaid programs.
What is the rating of Aetna PPO?
Aetna Medicare Advantage plans are rated above the industry average, receiving an average rating of 4.27 stars out of 5 from the Centers for Medicare & Medicaid Services (CMS) for 2025, weighted by enrollment. For comparison, the average weighted star rating for all plans is 3.95.
Best Dental Insurance
Is Aetna dental Access a PPO?
In general, Aetna Dental Administrators works like a standard PPO plan; however, claims should be sent to the address on the patient's ID card.
Does AARP cover dental work?
Dental Coverage for You & Your Family
The AARP® Dental Insurance Plan, administered by Delta Dental Insurance Company, offers individual or family coverage for the most common dental procedures. Plans and pricing can be found on the Delta Dental website.
Does Aetna also cover dental?
Your Aetna dental plan options include:
Affordable plan options starting at $20 with dental checkups, cleanings and x-rays covered at 100% A nationwide network of more than 445,000 dental providersBased on April 2024 Aetna provider data. Plan options with coverage for fillings, crowns, root canals and more.
Do dentists give senior discounts?
Being a senior has its perks! Many dental offices extend complimentary senior discounts or a price reduction if you pay with cash.
How can I fix my teeth if I don't have money?
- Nonprofit clinics. Some cities have dental clinics that specifically serve people with low incomes, no insurance, or who otherwise can't afford care.
- Donated services. Some state or national charities use donated labor and materials to give free care. ...
- Private dentists.
What is the best dental plan for seniors on Medicare?
“My top picks for Medicare Advantage dental insurance include UnitedHealthcare, Cigna, Aetna, Humana and Devoted Health. These companies provide notable dental coverage, and there are different advantages for each. It's important to consider the insurance that the dentists in your area accept and the coverage provided.
Does Aetna pay for root canals?
what your AETNA insurance plan will pay for fillings, root canals, gum treatments, and extractions. Most AETNA plans will cover 60-80% of the procedure costs. Sometimes, even though the plan says they will cover 80% of the procedure, their fees are so low that the actual coverage may be less.
What is a PPO dental plan?
What is a dental preferred provider organization (PPO) plan? A PPO plan is a regular indemnity plan combined with a network of dentists under contract to the insurance company to deliver specified services for discounted fees in accordance with provisions in the signed agreement.
Are dental implants free for seniors on Medicare?
Original Medicare excludes dental implants, covering them only in rare cases tied to medical treatment, like cancer care or accident recovery. Medicare Advantage plans can include implant coverage, but availability and benefits differ, making it essential to compare plans carefully.
What is not covered by dental insurance?
Common exclusions are aesthetic services such as teeth whitening and braces (orthodontics). The reason these services aren't covered is because they are more about your appearance than your health.
How can I get a discount on dental work?
Some dental offices have dental membership savings plans. Typically, these plans charge you a fixed dollar amount each year for specific services such as cleanings and exams. Other services may be offered at discounted rates.
What does aetna PPO mean?
A Preferred Provider Organization (PPO) has higher premiums than an HMO or POS. But this plan lets you see specialists and out-of-network doctors without a referral.
What is the best insurance to have for dental?
- Best Overall and Best for Braces, Implants, and Older Adults: Delta Dental.
- Best Overall Cost-to-Value: Physicians Mutual.
- Best for No Annual Maximum: MetLife.
- Best for No Waiting Period: Anthem Blue Cross Blue Shield.
- Best for Customer Satisfaction: DentaQuest.
Is the Aetna dental expense plan a PPO?
This Aetna Dental® Preferred Provider Organization (PPO) benefits summary is provided by Aetna Life Insurance Company for some of the more frequently performed dental procedures.
Why is Aetna so expensive?
Factors influencing Aetna insurance monthly costs
Plans with broader coverage and extensive benefits, such as lower deductibles, co-pays, and comprehensive services like dental and vision care, often come with higher monthly costs.
What is the best PPO insurance?
Best PPO health insurance: Blue Cross Blue Shield (BCBS)
Large selection of doctors: The Blue Cross Blue Shield network includes 90% of the country's doctors and hospitals. The exact doctor network varies by plan, but BCBS typically gives you the most flexibility about where you get medical care.
What are the changes for Aetna for 2025 for seniors?
You'll lose your current Aetna Medicare Advantage coverage. Beginning January 1, 2025, you'll only be covered by Original Medicare, which doesn't include additional benefits. That's why we encourage you to enroll in a new Aetna Medicare Advantage plan by December 31.