What does an OTC card cover?
Asked by: Eden Considine II | Last update: January 16, 2026Score: 4.6/5 (39 votes)
What products can I buy with my OTC card?
- Quality CVS store brands.
- Vitamins and minerals.
- First aid and medical supplies.
- Cough, cold and allergy medicine.
- Pain relievers and sleep aids.
- Antacids, digestive care and laxatives.
- Eye, ear, dental care and more.
What does OTC card not cover?
What does the OTC card not cover? A Medicare plan with an OTC allowance typically does not cover prescription medications, alcohol, tobacco products, cosmetics or items for general household use. Additionally, it usually cannot be used to purchase gift cards or pay for services such as doctor visits and lab tests.
Does an OTC card cover groceries?
OTC Food Benefit Card
It can be used to purchase eligible food items such as fresh fruits and vegetables, milk, bread, eggs.
What does OTC coverage cover?
OTC (other-than-collision) Coverage
Such instances include natural disasters, falling objects, animal accidents, vandalism, explosions, etc. It also will pay back the cost to repair or replace your windshield.
Medicare Advantage OTC Card
Is toilet paper covered by an OTC card?
OTC items are not eligible if they are normally used for general health, are not used to treat a medical condition (e.g. lotion, shampoo (except for products used to treat dandruff), toilet paper, lip balm) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).
What does OTC include?
- Pain relievers and fever control medicine (e.g., acetaminophen, ibuprofen)
- Decongestants (e.g., Sudafed*)
- Expectorant (e.g., Mucinex, Robitussin)
- Antihistamines (e.g., Benadryl)
- Saline nasal spray.
- Cough drops.
What can you get off a OTC card?
What is covered under your OTC allowance? Eligible products include OTC remedies or medicines to alleviate or treat illness or injury, dental care products, eye and ear care products, and incontinence supplies (adult diapers). These products do not require a prescription from a health care provider.
Can I use my OTC card at Walmart for food?
Shop in stores*—Swipe your OTC card at participating physical retailers including CVS, Dollar General, Family Dollar, Rite Aid, Stop & Shop, Walgreens, and Walmart.
Can I buy laundry soap with my OTC card?
Use your $25 a month to get items like baby wipes, allergy products, pain relief medicine and more. You can also get everyday items like laundry detergent, soap and toothbrushes.
How often do you get money on your OTC card?
It's important to know when your OTC card reloads. Money might be added on a monthly, quarterly or annual basis, depending on your plan. And remember, if benefits don't roll over to the following period, you'll need to use them — otherwise you'll lose them. For example, some plans have a quarterly structure.
Can I buy cereal on my OTC card?
Choose from thousands of covered groceries including fruits and vegetables, fish, poultry, meat and seafood, dairy products, beans, bread, cereals, pasta and more. Shop at thousands of participating stores including national chains like Walmart, Walgreens, CVS and Kroger or at neighborhood stores near you.
What can I buy with my UCard at Walmart?
- Braces and supports.
- Dental and oral care.
- Diabetes care.
- Eye and ear care.
- First aid.
- Foot care.
- Incontinence products.
- Pain relief.
Does an OTC card cover bread?
You can use your food credits to buy thousands of approved foods. Use the handy list below to help you shop for foods that qualify. Pantry staples - flour, sugar, spices, etc. Healthy grains - bread, cereals, pastas, etc.
Is deodorant OTC approved?
Anti-perspirants/Deodorants
The anti-perspirant component still requires an approved aluminum compound as the active ingredient. Because of this, all anti-perspirant/deodorant products are considered OTC drugs and are regulated by the FDA.
Can you use OTC card at self checkout?
Yes, you can use your card at self-checkout in store.
Can I buy shampoo and conditioner with an OTC card?
OTC items are not eligible for reimbursement if they are normally used for general health, are not used to treat a medical condition (e.g. toothpaste, mouthwash, lotion, shampoo) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers). See additional examples in the OTC Chart.
Why won't my Healthy benefits card work at Walmart?
The benefits card has been used before the 24-hour waiting period after activation is over. The participant has insufficient funds in the benefit account to cover the expense. Non-eligible expenses have been included at the point of sale. (Retry the transaction with the eligible expense only.)
What food items can you get with an OTC card?
Examples of approved food items are fruits, vegetables, meats, poultry, seafood, eggs, dairy, rice, pasta, beans, and much more.
Can I buy chips with my OTC card?
The allowance can't be used to purchase tobacco, alcohol, candy, soda, chips or non-food items.
What is the OTC card good for?
An OTC card is typically used for health-related items like vitamins, pain relievers, and other everyday health products. On the other hand, a flex card can be much more versatile.
What products are considered OTC?
Common OTC medications include pain relievers such as acetaminophen (Tylenol) and ibuprofen (Advil, Motrin IB), cough suppressants like dextromethorphan (Robitussin), and antihistamines such as loratadine (Claritin 24H).
What stores can I use my OTC card at?
- CVS.
- Walgreens.
- Duane Reade.
- Rite Aid.
- Dollar General.
- Family Dollar.
- Walmart.
What does OTC help with?
OTC medicines treat a variety of illnesses and their symptoms including pain, coughs and colds, diarrhea, constipation, acne, and others. Some OTC medicines have active ingredients with the potential for misuse at higher-than-recommended dosages.
What does your OTC service allow you to do?
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