What does FSA cover for glasses?

Asked by: Nicholas Hansen  |  Last update: April 4, 2025
Score: 4.7/5 (41 votes)

You can use your FSA funds for eye exams and prescription glasses. You can also use them for prescription contact lenses. And prescription sunglasses are FSA-eligible, too.

Can I use my FSA to pay for glasses?

Yes! You can definitely use funds from your flexible spending account (FSA) or health savings account (HSA) to purchase prescription glasses. (FSAs and HSAs can be used for many other vision- and eye health-related expenses, too, but we'll discuss that more in a bit.)

What does FSA usually cover?

Facts about Flexible Spending Accounts (FSA)

You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums. You can spend FSA funds on prescription medications, as well as over-the-counter medicines with a doctor's prescription.

Can I use my FSA card at LensCrafters?

Schedule your eye exam anytime in the year, prior to your FSA's deadline to take advantage of this great benefit. Your FSA can help purchase prescription eyeglasses, prescription sunglasses, and contact lenses year-round. MY FSA CARD? Wondering where to start?

Can I use my FSA on Warby Parker?

We accept flexible spending accounts (FSA) for prescription glasses, prescription sunglasses, contacts, readers, and eye exams.

What Do FSA Cover? - InsuranceGuide360.com

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Can you use FSA for gym membership?

But that's not all a Letter of Medical Necessity can do for you. You can even pay for your gym membership with FSA/HSA funds, making it easier than ever to access top-of-the-line equipment like the models we have in our studios.

Can I buy eye drops with my FSA?

The good news is that the cost of most types of eye drops are covered by FSA. If you have further questions about eligible eye care expenses using FSA, or if you would like to schedule an appointment, please get in touch by calling our knowledgeable team at Lifetime Vision and Eye Care in Miami Gardens, FL today.

Can I use my FSA card at Target Optical?

Log in to automatically access your in-network benefits, or if you are out-of-network, we have reimbursement forms you can submit to your carrier. You can use your FSA or HSA card to pay directly for all your purchases at Target Optical.

Is an HSA or FSA better?

Bottom line: Both HSAs and FSAs provide financial benefits for managing health care expenses. HSAs offer more flexibility and long-term growth potential, making them a valuable tool for future financial planning. Learn about HSA options from Aetna.

Do reading glasses count for FSA?

Both non-prescription and prescription reading glasses are FSA and HSA-eligible expenses. That includes progressive readers, in case you were wondering.

Is an Apple Watch FSA eligible?

Likely not. While your Apple Watch, Garmin, or other tracker may offer you some insight—and maybe even some encouragement—to stay on top of your fitness routine, they are not typically considered medical devices for purposes of FSA and HSA funds.

Are electric toothbrushes FSA eligible?

Unfortunately, most products for oral health care are not currently eligible medical expenses for FSA and HSA spending.

Is toilet paper FSA eligible?

Here are examples of items and expenses that are not FSA-eligible for 2024: General health items: toiletries like toothpaste, toilet paper, or shampoo, cosmetic products, vitamins and supplements (without a prescription) Non-medical equipment: car seats, strollers, non-medical exercise equipment.

Can I use FSA for dental?

Flexible spending accounts (FSAs) allow employees to make tax-free contributions for various medical or dental expenses. Distributions are free, provided they are used for qualified medical expenses. In most circumstances, you can use your FSA for non-cosmetic dental procedures.

Are computer glasses covered by FSA?

While blue light blocking glasses aren't typically included in FSA eligible eyecare, you may be able to be reimbursed for a portion or all of the cost if you need them for treatment of a medical condition. To find out if the blue light glasses will qualify, contact your FSA administrator or HR department.

Are vitamins FSA eligible?

Vitamins and supplements used for general health are not FSA eligible. But you may use your FSA funds to purchase vitamins and supplements used to treat a specific condition.

What is the downside of FSA?

Flexible spending accounts offer several advantages to your company and your employees. However, there are also some disadvantages to be aware of. One of the best known is the “use it or lose it” feature. Any amounts contributed to an account and not spent by the end of the year are forfeited to the employer.

Can I withdraw FSA money?

You can't withdraw money from an ATM

One of those is that the money can only be spent on FSA-eligible expenses. The easiest way to be sure your purchases are eligible is to shop at a store that exclusively sell FSA-eligible items (hint: FSAstore.com).

Can I use HSA for dental?

Your HSA also covers expenses for standard dental cleanings and dental check-ups. One thing to keep in mind is that some of these procedures may have a co-payment, so it's important that you check with your dental insurance provider to find out exactly what you'll have to pay out of pocket.

Are diapers FSA eligible?

Regular diapers for newborns and infants are not FSA eligible because they do not treat a medical condition, but rather aid a healthy function of the body. There are some ways to save, however, including sales, coupons, buying in bulk or joining rewards programs.

What vision products are FSA eligible?

Prescription contact lenses and eyeglasses are common FSA/HSA-eligible vision expenses, but here are a few more that may qualify:
  • Astigmatic keratotomy (AK) surgery.
  • Automated lamellar keratoplasty (ALK) surgery.
  • Bifocals.
  • Contact cleaning solution.
  • Contact lens cases.
  • Corrective swim goggles.

Does FSA cover sunglasses?

You can use FSA dollars on sunglasses, as long as they are prescription sunglasses. Some non-prescription sunglasses can be purchased with HSA or FSA dollars, but you will most likely need a prescription for the shades from your doctor.

Are tampons FSA eligible?

Feminine hygiene products: Pads, liners, and tampons all qualify as FSA-eligible expenses. The end of the year is a good chance to stock up if you need to. Pain relievers: Over-the-counter pain medications such as Aleve, Tylenol, and generic versions of the drugs are available for purchase through FSA funds.

Is deodorant FSA eligible?

For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either.

Can you get mouthwash with FSA?

Over-the-counter items (OTC) items are not eligible for reimbursement if they are normally used for general health or are used even when there is not a medical condition being treated (such as toothpaste, mouthwash, shampoo, lotion or moisturizer that also contains sunscreen) or are cosmetic in nature (teeth whitening ...