What does FSA cover for vision?

Asked by: Adan Schulist | Last update: January 30, 2025

Score: 4.8/5 (63 votes)

This includes eye exams, glasses, prescription sunglasses, eye drops and contact lenses. Eye care accessories such as contact lens solution and cleaner are also eligible. You can even put FSA funds toward eye surgery such as LASIK, radial keratotomy and cataract surgery.

What vision products are FSA eligible for?

Prescription contact lenses and eyeglasses are common FSA/HSA-eligible vision expenses, but here are a few more that may qualify:

Astigmatic keratotomy (AK) surgery.
Automated lamellar keratoplasty (ALK) surgery.
Bifocals.
Contact cleaning solution.
Contact lens cases.
Corrective swim goggles.

Can you use an FSA for eye glasses?

Can I use my FSA on all prescription eyewear? Yes, you can use it to buy prescription glasses, sunglasses and contact lenses all year round.

Can I use my FSA to buy eye drops?

The good news is that the cost of most types of eye drops are covered by FSA. If you have further questions about eligible eye care expenses using FSA, or if you would like to schedule an appointment, please get in touch by calling our knowledgeable team at Lifetime Vision and Eye Care in Miami Gardens, FL today.

Are eye patches covered by FSA?

You can also use flexible spending account (FSA) funds to cover other eyecare-related medical expenses like examinations, eye patches, bandages, or vision therapy.

FSA Covers What Expenses? - InsuranceGuide360.com

20 related questions found

Is deodorant covered by FSA?

Keep in mind that not all healthcare costs are not treated equally under FSA tax rules. For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either.

Are tampons FSA eligible?

Feminine hygiene products: Pads, liners, and tampons all qualify as FSA-eligible expenses. The end of the year is a good chance to stock up if you need to. Pain relievers: Over-the-counter pain medications such as Aleve, Tylenol, and generic versions of the drugs are available for purchase through FSA funds.

Is sunscreen FSA eligible?

You can use your flexible spending account (FSA) to buy broad-spectrum sunscreens with a minimum SPF of 15 using pretax dollars. A variety of items that offer sun protection, including lip balms, lotions, and moisturizers, might also qualify for these funds. Many FSA plans offer debit cards to make using funds easier.

Is mouthwash FSA eligible?

Over-the-counter items (OTC) items are not eligible for reimbursement if they are normally used for general health or are used even when there is not a medical condition being treated (such as toothpaste, mouthwash, shampoo, lotion or moisturizer that also contains sunscreen) or are cosmetic in nature (teeth whitening ...

Is ChapStick FSA eligible?

You can use your FSA tax-preferred savings account to purchase OTC products including ChapStick® without a prescription. HSA/FSA eligibility is not applicable to products sold on the online ChapStick® store.

Can you use FSA for gym membership?

But that's not all a Letter of Medical Necessity can do for you. You can even pay for your gym membership with FSA/HSA funds, making it easier than ever to access top-of-the-line equipment like the models we have in our studios.

Can I use FSA for dental?

You can use funds in your FSA to pay for certain medical and dental expenses for you, your spouse if you're married, and your dependents. You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums.

Are eye vitamins FSA eligible?

Regarding nutritional supplements, the IRS states, “you can't include in medical expenses the cost of nutritional supplements, vitamins, herbal supplements, “natural medicines,” etc., unless they are recommended by a medical practitioner as treatment for a specific medical condition diagnosed by a physician.

Do sunglasses count for FSA?

In most cases, non-prescription sunglasses are not eligible for payment with FSA funds. However, reading sunglasses like our SunReaders® are FSA-eligible because they help correct presbyopia. Reading glasses (without tinted lenses) are also FSA-eligible for this reason.

Is dental floss FSA eligible?

FSA-Excluded Dental Expenses

You can't even buy toothpaste of any kind or dental floss using FSA funds, as they are not eligible expenses. Oral pain remedies, however, are typically covered by plans. Orthodontia is usually covered, but there are situations in which it can be considered cosmetic.

Is FSA worth it?

A health care FSA can be useful for people with any level of health costs because it provides access to the entire annual amount elected, beginning on the very first day of the plan year for medical, dental, and vision costs. So, if you have an unexpected large expense, you can access the funds you need.

Is toilet paper FSA eligible?

Here are examples of items and expenses that are not FSA-eligible for 2024: General health items: toiletries like toothpaste, toilet paper, or shampoo, cosmetic products, vitamins and supplements (without a prescription) Non-medical equipment: car seats, strollers, non-medical exercise equipment.

Are electric toothbrushes eligible for FSA?

Brush-Up on FSAs and HSAs

However, current law does not recognize certain oral healthcare products — such as manual toothbrushes, electric toothbrushes, water flossers, mouthwash, or OTC anti-cavity toothpaste — as “qualified medical expenses.”

Is Tylenol FSA eligible?

Can I buy OTC medicine such as Tylenol and Tums with my FSA or HSA? Yes. You can buy OTC medicine such as Tylenol and Tums with your FSA or HSA.

Is ibuprofen FSA eligible?

Ibuprofen is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Ibuprofen is not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

Is shampoo FSA eligible?

While some exceptions may vary, shampoo is generally not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Are lotions FSA eligible?

Sunscreens that are SPF 15 and above and provide broad spectrum protection are FSA eligible — including lotions, sprays, powders, and baby sunscreen products.

Are bras FSA eligible?

Nursing bras (those that directly aid lactation, such as a hands-free bra used for pumping), are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Do vitamins qualify for FSA?

However, when it comes to FSA/HSA eligibility, most vitamins and nutritional supplements are not eligible, with a few notable exceptions. But since these products fall into an eligibility gray area, we will clear up the confusion as to what may make it onto your FSA shopping list!

Can I buy bandaids with FSA?

Bandages are over-the-counter (OTC) items that are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).