What does one occurrence mean?
Asked by: Gladyce Emmerich | Last update: January 12, 2026Score: 5/5 (65 votes)
What does any one occurrence mean?
Public Liability Insurance covers “Any one occurrence” this means it covers claims up to the limit of indemnity of the policy. There is no limit to the number of claims in one insurance year – relatively straightforward.
What is a single occurrence?
Single Occurrence means all causes or events which occur within 96 consecutive hours of the first cause or event causing loss or damage, shall be considered as one occurrence.
What do you mean by occurrence?
1. the action, fact, or instance of occurring. 2. something that happens; event; incident.
What is considered an occurrence?
What Does Occurrence Mean? In the insurance world, an occurrence refers to an event or incident that results in bodily injury or property damage during the policy period. It's a critical concept that distinguishes one-time, unforeseen incidents from ongoing or intentional acts.
What is an Occurrence Insurance Policy?
What does per occurrence mean?
What is a per-occurrence limit? A per-occurrence limit is the maximum amount your insurance company will pay for a single incident. The payout is calculated after you meet your deductible.
What is an example of an occurrence?
Examples of occurrence in a Sentence
Getting headaches has become a common occurrence for her. the recent occurrences of the disease Lightning is a natural occurrence.
What is the meaning of one occurrence?
An occurrence is an instance of something or a time when something happens. If you get migraines, the doctor might ask how many occurrences of the headache you have in a month. An occurrence is an instance of something that happens repeatedly.
Is an occurrence an accident?
In insurance, an occurrence is defined as “an accident, including continuous or repeated exposure to substantially the same general harmful conditions.” Insurers typically place a cap on the total coverage offered through such a policy.
What is a regular occurrence?
Regular events have equal amounts of time between them, so that they happen, for example, at the same time each day or each week.
What defines first occurrence?
A freak occurrence, on the other hand, is not necessarily a bad thing, but connotes something irregular or unexpected. A freak of nature can lead to thunder-snow, and a freak accident can lead to, well, a missing ear or toe. Definitions of freak. noun. a person or animal that is markedly unusual or deformed.
What is another word for occurrence?
Some common synonyms of occurrence are circumstance, episode, event, and incident. While all these words mean "something that happens or takes place," occurrence may apply to a happening without intent, volition, or plan.
What is a first occurrence?
An instance or an occurrence that has never happened before.
What is the limit of any one claim?
An any one claims limit – also known as a per-occurrence limit – reflects the maximum amount an insurer would pay out for an individual claim, like the aggregate limit. However, unlike the aggregate basis, it doesn't reflect the maximum amount paid out during the policy period.
What is the difference between claims and occurrence?
A claims-made policy only covers those that occur and are reported within the policy's timeframe, unless tail coverage is also purchased. An occurrence policy provides lifetime coverage for incidents that take place during a policy period, regardless of when the claim is reported.
What does no occurrence mean?
: an absence or lack of occurrence.
What counts as an occurrence?
An occurrence is an unscheduled absence or late arrival (Not protected by FMLA, WC, etc.). For example, arriving 30 minutes late would count as an occurrence and calling in to use sick leave, vacation, or comp time for a day would be an occurrence.
What does occurrence mean in insurance?
An occurrence policy provides coverage for incidents that happen during your policy period, regardless of when you file a claim.
What is the legal definition of occurrence?
occurrence n
: something that takes place. ;esp. : an accident, event, or continuing condition that causes personal or property damage that is unintended or unexpected from the standpoint of an insured party making a claim.
What is an example of occurrence?
Street-fights are an everyday occurrence in this area of the city. Death was an everyday occurrence during the Civil War. It's still not possible to accurately predict the occurrence of earthquakes. There have been several occurrences of theft in the area recently.
What is an example of per occurrence?
For example, let's say you purchase a policy with a $500,000 per occurrence limit and a $1 million aggregate limit. If you are a carpenter and the collapse of an outdoor deck you built leads to four claims of $200,000 per occurrence, you'll be covered.
What is the probabilities of occurrence?
Definitions: A weighted factor based on a subjective analysis of the probability that a given threat is capable of exploiting a given vulnerability or a set of vulnerabilities. See likelihood of occurrence.
Which of the following would not be considered an occurrence?
Final answer: An intentional act by the insured resulting in harm would not be considered an "occurrence" under a CGL policy and is therefore not covered, as CGL policies generally exclude coverage for intentional harms.
What is accidental occurrence?
Accidental occurrence means an accident, including continuous or repeated exposure to conditions, which results in bodily injury or property damage neither expected nor intended from the standpoint of the insured.
What is the other meaning of occurrence?
something that happens; event; incident: We were delayed by several unexpected occurrences.