What does OTC coverage cover?
Asked by: Gia Fahey I | Last update: July 29, 2025Score: 4.4/5 (1 votes)
What is covered under OTC?
- Nicotine replacement therapy items.
- Band aids and first aid supplies.
- Food scales.
- Oral hygiene care products.
- OTC antibiotic creams/ointments.
- OTC antihistamines and allergy sprays.
- OTC cold/cough/flu drugs.
- OTC pain relievers.
What is OTC insurance coverage?
Other-than-collision (OTC) coverage is available under the personal auto policy (PAP). OTC coverage provides a form of "all risks" protection for damage to a covered auto from perils other than collision.
What food items can you get with a OTC card?
Examples of approved food items are fruits, vegetables, meats, poultry, seafood, eggs, dairy, rice, pasta, beans, and much more.
What can you not buy with OTC card?
OTC items are not eligible for reimbursement if they are normally used for general health, are not used to treat a medical condition (e.g. toothpaste, mouthwash, lotion, shampoo) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers). See additional examples in the OTC Chart.
Medicare Explained: OTC Medicare Drug Coverage
Can I buy laundry soap with my OTC card?
Use your $25 a month to get items like baby wipes, allergy products, pain relief medicine and more. You can also get everyday items like laundry detergent, soap and toothbrushes.
Can I use my OTC card at Walmart for food?
OTC Food Benefit Card
You can use this card at the following participating retailers: CVS, Walgreens, Family Dollar, Dollar General, and Walmart. You will a receive gray colored OTC card, similar to the example shown, with a maximum $20 monthly limit for purchasing the approved food items items.
Does an OTC card cover bread?
You can use your food credits to buy thousands of approved foods. Use the handy list below to help you shop for foods that qualify. Pantry staples - flour, sugar, spices, etc. Healthy grains - bread, cereals, pastas, etc.
What can I buy with my UCard at Walmart?
- Braces and supports.
- Dental and oral care.
- Diabetes care.
- Eye and ear care.
- First aid.
- Foot care.
- Incontinence products.
- Pain relief.
Why won't my Healthy Benefits card work at Walmart?
The benefits card has been used before the 24-hour waiting period after activation is over. The participant has insufficient funds in the benefit account to cover the expense. Non-eligible expenses have been included at the point of sale. (Retry the transaction with the eligible expense only.)
How much is the OTC benefit?
OTC benefits are typically structured on an allowance basis where an enrollee is provided an allotted annual, quarterly, or monthly allowance with quarterly allowances being the most common. On an annualized basis, the average allowance per enrollee in 2021 was $400.
Can I buy paper towels with my OTC card?
You can use your card to buy things like: Food and fresh groceries, like meat, vegetables, and canned goods. Everyday items, like toothpaste, shampoo, deodorant and shaving cream. Household goods, like laundry detergent, paper towels and tissues.
What does your OTC service allow you to do?
The Over-the-Counter (OTC) trading service (“OTC Trading Service”) allows Crypto.com's selected institutional and VIPs to place large block orders and receive custom quotes instantly.
What comes under OTC?
Over-the-counter (OTC) markets are those in which participants trade directly, without a central exchange or other third party. OTC markets do not have physical locations or market-makers. Some of the products most commonly traded OTC include stocks, bonds, derivatives, and currencies.
What stores accept OTC benefits?
- CVS.
- Walgreens.
- Duane Reade.
- Rite Aid.
- Dollar General.
- Family Dollar.
- Walmart.
Can I use my OTC card on Amazon?
Can I use my card to purchase OTC items online from websites like Amazon? You can only purchase OTC items online from the NationsBenefits website.
Can I buy groceries with my UnitedHealthcare UCard?
Your plan comes with a credit that will be loaded to your UnitedHealthcare UCard® every month to help pay for over-the-counter (OTC) products and healthy food. Shop in-store or online for covered groceries, pain relievers, cold remedies and more.
What household items can I buy with my OTC card?
Can I use my UCard for gas?
The UCard® gives you access to credit to help pay for healthy food, OTC products and utilities such as gas and electric. I love United Healthcare been with them 3yrs best company in the insurance industry. Syreeta Bendy me too l love them best insurance I have duel complete so I pay for nothing ..
What can you get off a OTC card?
What is covered under your OTC allowance? Eligible products include OTC remedies or medicines to alleviate or treat illness or injury, dental care products, eye and ear care products, and incontinence supplies (adult diapers). These products do not require a prescription from a health care provider.
Can I buy cereal on my OTC card?
Choose from thousands of covered groceries including fruits and vegetables, fish, poultry, meat and seafood, dairy products, beans, bread, cereals, pasta and more. Shop at thousands of participating stores including national chains like Walmart, Walgreens, CVS and Kroger or at neighborhood stores near you.
What groceries can I buy with my healthy Benefits card?
Fresh, frozen, canned fruits and vegetables. Fresh salad kits. Dairy and dairy-alternative products, eggs. Meat and seafood: chicken, beef, salmon, shrimp, etc.
Can I get toilet paper with my OTC card?
OTC items are not eligible if they are normally used for general health, are not used to treat a medical condition (e.g. lotion, shampoo (except for products used to treat dandruff), toilet paper, lip balm) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).
What stores can I use my UCard in 2024?
Shop at thousands of participating stores in the S3 retail network, including Walmart, Walgreens, Kroger, and CVS, or at neighborhood stores near you. For a list of participating stores near you, visit the UCard Hub in the UnitedHealthcare app or on your member site.
How much money is on my UCard?
On the Web: You can check your balance on the UCard Online Card Office by logging in to the new Get Funds site. If you have not yet registered to Get Funds, you will need to register first. At Points of Sale: At points of sale, your UCard balance will be displayed automatically after every transaction.